Natural Disasters in Erwin, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
10.6
Very Low
Expected Annual Loss
10.4
Score (0-100)
Social Vulnerability
54.7
Score (0-100)
Community Resilience
24.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 83.1 |
| Lightning | 47.0 |
| Cold Wave | 43.9 |
| Earthquake | 43.8 |
| Hurricane | 34.2 |
| Wildfire | 32.5 |
| Strong Wind | 31.4 |
| Ice Storm | 28.6 |
| Winter Weather | 19.0 |
| Tornado | 17.5 |
| Hail | 7.5 |
| Heat Wave | 1.8 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Oct 2, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Sep 27, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Apr 24, 2020 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Flood | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Oct 7, 2004 | Severe Storm | SEVERE STORMS AND FLOODING |
| Aug 15, 2001 | Severe Storm | SEVERE STORMS AND FLOODING |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 14, 1994 | Flood | EXTENSIVE RAINFALL AND FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| May 25, 1984 | Flood | SEVERE STORMS & FLOODING |
| Nov 12, 1977 | Flood | SEVERE STORMS & FLOODING |
| Mar 21, 1973 | Flood | HEAVY RAINS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
1,360
Total IA Distributed
$5,627,240
Repair/Replace
$3,465,015
Rental Assistance
$161,200
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4832 | 1,336 | $5,500,218 | $18,982 |
| DR-4514 | 22 | $126,838 | — |
| DR-1974 | 2 | $184 | $215 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
63
Total Claims Paid
$1,277,098
Avg Claim Payout
$20,271
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$23,069,658
Disasters with PA
4
Total Projects
78
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4832 | Tropical Storm | 60 | $22,434,266 |
| DR-1387 | Severe Storm(s) | 12 | $346,714 |
| DR-4541 | Severe Storm(s) | 5 | $276,712 |
| DR-1568 | Severe Storm(s) | 1 | $11,966 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$7,800
Properties Protected
1
Avg Benefit-Cost Ratio
1.01
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $7,800 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Erwin has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, lightning, cold wave. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 63 flood insurance claims have been filed in the area. FEMA has obligated $23,069,658 in public assistance recovery funding. $5,627,240 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.