Natural Disasters in Erin, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

13.1

Very Low

Expected Annual Loss

13.9

Score (0-100)

Social Vulnerability

44.8

Score (0-100)

Community Resilience

30.7

Score (0-100)

Top Hazard Risks

Earthquake72.3Strong Wind57.8Landslide49.5

Hazard	Risk Score
Earthquake	72.3
Strong Wind	57.8
Landslide	49.5
Tornado	45.9
Cold Wave	44.2
Ice Storm	40.1
Drought	30.9
Lightning	27.7
Heat Wave	26.9
Hurricane	24.7
Hail	15.7
Winter Weather	7.4
Wildfire	3.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

17 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Aug 23, 2021	Flood	SEVERE STORM AND FLOODING
Jul 9, 2020	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Dec 6, 2019	Severe Storm	SEVERE STORM AND STRAIGHT-LINE WINDS
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 13, 2014	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 11, 2014	Severe Ice Storm	SEVERE WINTER STORM
May 9, 2011	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Mar 31, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Feb 7, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Mar 20, 2003	Severe Storm	SEVERE STORMS AND FLOODING

Showing 20 of 27 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

481

Total IA Distributed

$909,722

Repair/Replace

$567,998

Rental Assistance

$126,293

Disaster	Registrations	Total IA $	Avg Damage
DR-1745	1	N/A	$458
DR-4637	2	N/A	—
DR-4751	1	N/A	—
DR-1909	287	$662,491	$3,117
DR-4609	159	$119,839	$700
DR-4514	12	$94,508	—
DR-1979	14	$23,513	$2,040
DR-1464	5	$9,371	$1,532

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,639,177

Avg Claim Payout

$25,612

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,299,194

Disasters with PA

Total Projects

345

Disaster	Type	Projects	Federal $
DR-1909	Severe Storm(s)	132	$1,584,088
DR-4609	Severe Storm(s)	13	$1,325,296
DR-1974	Severe Storm(s)	112	$394,554
DR-4878	Severe Storm(s)	5	$323,574
DR-1965	Severe Storm(s)	31	$117,474
DR-4471	Severe Storm(s)	6	$109,533
DR-1331	Severe Storm(s)	11	$94,584
DR-1979	Severe Storm(s)	3	$82,202
DR-1464	Severe Storm(s)	8	$63,856
DR-4427	Severe Storm(s)	6	$46,986
DR-1745	Severe Storm(s)	5	$41,691
DR-1456	Severe Storm(s)	2	$30,423
DR-4550	Severe Storm(s)	5	$29,069
DR-4171	Severe Ice Storm	1	$23,767
DR-4189	Severe Storm(s)	2	$21,083

Showing top 15 of 17 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,092,737

Properties Protected

Avg Benefit-Cost Ratio

1.81

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	4	$691,872
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$400,865

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Erin has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, strong wind, landslide. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (17 declarations). 64 flood insurance claims have been filed in the area. FEMA has obligated $4,299,194 in public assistance recovery funding. $909,722 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.