Natural Disasters in Dover, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

29.4

Very Low

Expected Annual Loss

21.0

Score (0-100)

Social Vulnerability

79.3

Score (0-100)

Community Resilience

15.4

Score (0-100)

Top Hazard Risks

Earthquake82.6Lightning81.2Ice Storm69.3

Hazard	Risk Score
Earthquake	82.6
Lightning	81.2
Ice Storm	69.3
Landslide	66.3
Tornado	65.0
Winter Weather	50.7
Cold Wave	45.2
Strong Wind	43.1
Heat Wave	39.2
Drought	34.8
Hurricane	19.0
Hail	18.3
Wildfire	7.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

12 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Dec 13, 2023	Severe Storm	SEVERE STORMS AND TORNADOES
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Jan 14, 2022	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Dec 13, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 9, 2011	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 4, 2011	Flood	FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Feb 17, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Mar 20, 2003	Severe Storm	SEVERE STORMS AND FLOODING
Jun 12, 2000	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 12, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS
Mar 7, 1997	Tornado	HEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS

Showing 20 of 22 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

161

Total IA Distributed

$270,329

Repair/Replace

$119,845

Rental Assistance

$34,819

Disaster	Registrations	Total IA $	Avg Damage
DR-1979	72	$113,455	$2,858
DR-4514	20	$96,271	—
DR-4637	23	$32,369	$1,178
DR-1464	8	$14,798	$2,567
DR-1909	37	$13,137	$354
DR-4751	1	$300	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$571,725

Avg Claim Payout

$33,631

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$996,696

Disasters with PA

Total Projects

102

Disaster	Type	Projects	Federal $
DR-1909	Severe Storm(s)	48	$256,089
DR-1456	Severe Storm(s)	5	$157,052
DR-4878	Severe Storm(s)	3	$156,260
DR-1979	Severe Storm(s)	24	$149,648
DR-4514	Biological	4	$62,018
DR-1331	Severe Storm(s)	5	$60,858
DR-4637	Severe Storm(s)	1	$56,324
DR-1821	Severe Ice Storm	6	$40,689
DR-1464	Severe Storm(s)	2	$24,969
DR-4712	Severe Storm(s)	1	$19,873
DR-1262	Severe Storm(s)	3	$12,915

Dover has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, lightning, ice storm. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 17 flood insurance claims have been filed in the area. FEMA has obligated $996,696 in public assistance recovery funding. $270,329 has been distributed in individual assistance to disaster-affected residents.