Natural Disasters in Decherd, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
57.5
Relatively Low
Expected Annual Loss
59.6
Score (0-100)
Social Vulnerability
38.0
Score (0-100)
Community Resilience
39.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Earthquake | 80.8 |
| Cold Wave | 80.2 |
| Tornado | 77.4 |
| Winter Weather | 70.7 |
| Drought | 68.3 |
| Strong Wind | 62.5 |
| Ice Storm | 56.5 |
| Hurricane | 47.5 |
| Lightning | 44.6 |
| Heat Wave | 39.8 |
| Hail | 39.0 |
| Landslide | 32.4 |
| Wildfire | 17.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
14
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
6 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 1, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING |
| Mar 31, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 19, 1999 | Severe Storm | SEVERE STORMS, TORNADOES AND HIGH WINDS |
| Jan 15, 1999 | Severe Storm | SEVERE WINTER STORM |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Jan 4, 1991 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Mar 21, 1973 | Flood | HEAVY RAINS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
112
Total IA Distributed
$690,100
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4514 | 112 | $690,100 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
32
Total Claims Paid
$223,240
Avg Claim Payout
$6,976
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$3,190,530
Disasters with PA
5
Total Projects
109
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4514 | Biological | 9 | $2,739,721 |
| DR-1974 | Severe Storm(s) | 84 | $207,719 |
| DR-1262 | Severe Storm(s) | 1 | $111,035 |
| DR-1260 | Severe Storm(s) | 10 | $98,656 |
| DR-1965 | Severe Storm(s) | 5 | $33,400 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$137,215
Avg Benefit-Cost Ratio
2.94
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 405.1: Other Minor Flood Control | 1 | $102,713 |
| 200.5: Acquisition of Vacant Land | 1 | $3,835 |
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $30,667 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Decherd has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, cold wave, tornado. The area has had 14 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 32 flood insurance claims have been filed in the area. FEMA has obligated $3,190,530 in public assistance recovery funding. $690,100 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.