Natural Disasters in Decatur, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

12.7

Very Low

Expected Annual Loss

8.4

Score (0-100)

Social Vulnerability

77.8

Score (0-100)

Community Resilience

35.4

Score (0-100)

Top Hazard Risks

Landslide76.1Earthquake65.6Strong Wind57.1

Hazard	Risk Score
Landslide	76.1
Earthquake	65.6
Strong Wind	57.1
Drought	39.7
Cold Wave	36.5
Tornado	35.6
Lightning	34.4
Wildfire	32.3
Hurricane	28.2
Ice Storm	21.3
Winter Weather	20.8
Heat Wave	19.0
Hail	16.0

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Sep 27, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Oct 7, 2004	Severe Storm	SEVERE STORMS AND FLOODING
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Mar 20, 2003	Severe Storm	SEVERE STORMS AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
Jan 13, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Apr 4, 1974	Tornado	TORNADOES
Mar 21, 1973	Flood	HEAVY RAINS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$98,121

Repair/Replace

$46,390

Rental Assistance

$9,021

Disaster	Registrations	Total IA $	Avg Damage
DR-4060	1	N/A	—
DR-1464	34	$61,842	$3,868
DR-4514	6	$36,279	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$17,729

Avg Claim Payout

$5,910

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,438,738

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4742	Severe Storm(s)	2	$950,518
DR-4594	Winter Storm	2	$660,298
DR-4712	Severe Storm(s)	2	$412,736
DR-1441	Severe Storm(s)	3	$387,746
DR-1464	Severe Storm(s)	10	$304,575
DR-4792	Severe Storm(s)	2	$261,795
DR-1634	Severe Storm(s)	1	$154,374
DR-1568	Severe Storm(s)	8	$98,421
DR-1456	Severe Storm(s)	9	$67,248
DR-1965	Severe Storm(s)	2	$47,709
DR-4211	Severe Ice Storm	3	$31,545
DR-1839	Severe Storm(s)	1	$29,493
DR-1408	Severe Storm(s)	1	$22,294
DR-1331	Severe Storm(s)	1	$5,044
DR-1745	Severe Storm(s)	1	$4,941

Decatur has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, earthquake, strong wind. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 3 flood insurance claims have been filed in the area. FEMA has obligated $3,438,738 in public assistance recovery funding. $98,121 has been distributed in individual assistance to disaster-affected residents.