Natural Disasters in Cumberland City, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

29.4

Very Low

Expected Annual Loss

21.0

Score (0-100)

Social Vulnerability

79.3

Score (0-100)

Community Resilience

15.4

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

22

Public Assistance

$997K

Individual Assistance

$1.2M

Most Common Type

Severe Storm

12 declarations

Public Assistance by Category

Total: $922K
DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormJun 2025$156K$48K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms and Tornadoes →Severe StormDec 2023—$19K
Severe Storms, Straight-line Winds, and … →Severe StormMay 2023$20K—
Severe Storms, Straight-line Winds, and … →TornadoJan 2022$56K—
Severe Storms, Straight-line Winds, and … →TornadoDec 2021——
Covid-19 Pandemic →BiologicalApr 2020$62K$111K
Covid-19 →BiologicalMar 2020——
Severe Storms, Straight-line Winds, Torn… →Severe StormMay 2011$150K$28K
Flooding →FloodMay 2011——
Severe Storms, Flooding, Straight-line W… →Severe StormMay 2010$256K$834K
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$41K—
Hurricane Katrina Evacuation →HurricaneSep 2005——
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2003$25K$16K
Severe Storms and Flooding →Severe StormMar 2003$157K—
Severe Storms, Tornadoes, and Flooding →Severe StormJun 2000$61K—
Severe Storms, Tornadoes and Flooding →Severe StormMay 1999——
Severe Storms, Tornadoes and High Winds →Severe StormJan 1999$13K—
Heavy Rains, Tornadoes, Flooding, Hail, … →TornadoMar 1997——

Showing 20 of 25 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

17

Total Claims Paid

$571,725

Avg Claim Payout

$33,631

County-level NFIP data from FEMA National Flood Insurance Program.

Cumberland City has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, lightning, ice storm. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 17 flood insurance claims have been filed in the area. FEMA has obligated $996,696 in public assistance recovery funding. $1,189,412 has been distributed in individual assistance to disaster-affected residents.