Natural Disasters in Coalmont, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
34.3
Very Low
Expected Annual Loss
19.1
Score (0-100)
Social Vulnerability
98.3
Score (0-100)
Community Resilience
18.4
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 75.0 |
| Tornado | 74.5 |
| Earthquake | 64.2 |
| Landslide | 63.3 |
| Winter Weather | 58.8 |
| Strong Wind | 56.5 |
| Wildfire | 56.1 |
| Drought | 52.1 |
| Hurricane | 45.3 |
| Ice Storm | 35.2 |
| Lightning | 26.0 |
| Hail | 24.5 |
| Heat Wave | 5.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
8 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Jun 19, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| May 17, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 2, 2015 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Oct 7, 2004 | Severe Storm | SEVERE STORMS AND FLOODING |
| May 8, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Nov 3, 2001 | Fire | TN - CHATTANOOGA FIRE COMPLEX - 11/03/01 |
| Apr 13, 1999 | Fire | TN - WILDFIRES 4/13/99 |
| Jan 15, 1999 | Severe Storm | SEVERE WINTER STORM |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 2, 1997 | Severe Storm | SEVERE STORMS AND TORNADOES |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Jan 4, 1991 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Jun 28, 1973 | Flood | SEVERE STORMS & FLOODING |
| Mar 21, 1973 | Flood | HEAVY RAINS & FLOODING |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
3
Total Claims Paid
$35,750
Avg Claim Payout
$11,917
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$82,426
Disasters with PA
3
Total Projects
7
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1464 | Severe Storm(s) | 3 | $63,324 |
| DR-4211 | Severe Ice Storm | 2 | $10,797 |
| DR-1260 | Severe Storm(s) | 2 | $8,304 |
Coalmont has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, tornado, earthquake. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 3 flood insurance claims have been filed in the area. FEMA has obligated $82,426 in public assistance recovery funding.