Natural Disasters in Clarksville, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

87.4

Relatively Moderate

Expected Annual Loss

88.6

Score (0-100)

Social Vulnerability

20.5

Score (0-100)

Community Resilience

32.1

Score (0-100)

Top Hazard Risks

Earthquake95.3Cold Wave94.2Tornado91.9

Hazard	Risk Score
Earthquake	95.3
Cold Wave	94.2
Tornado	91.9
Ice Storm	91.8
Lightning	91.1
Strong Wind	87.6
Hail	87.2
Heat Wave	84.3
Winter Weather	56.7
Landslide	52.7
Drought	43.1
Hurricane	40.9
Wildfire	28.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Jun 17, 2024	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Dec 13, 2023	Severe Storm	SEVERE STORMS AND TORNADOES
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Dec 6, 2019	Severe Storm	SEVERE STORM AND STRAIGHT-LINE WINDS
May 9, 2011	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Feb 17, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Feb 7, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS
Mar 7, 1997	Tornado	HEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING

Showing 20 of 21 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

4,631

Total IA Distributed

$8,241,029

Repair/Replace

$2,971,736

Rental Assistance

$1,544,721

Disaster	Registrations	Total IA $	Avg Damage
DR-4804	1	N/A	—
DR-4637	1	N/A	—
DR-4630	15	N/A	—
DR-1912	1	N/A	—
DR-4497	1	N/A	—
DR-4751	2,668	$3,002,071	$1,082
DR-4878	235	$1,877,585	$6,198
DR-1909	1,224	$1,684,108	$1,619
DR-4514	303	$1,536,815	—
DR-1464	83	$79,433	$1,737

Showing top 10 of 13 disasters by IA amount

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

313

Total Claims Paid

$11,004,159

Avg Claim Payout

$35,157

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$56,654,612

Disasters with PA

Total Projects

303

Disaster	Type	Projects	Federal $
DR-1909	Severe Storm(s)	118	$31,376,211
DR-4712	Severe Storm(s)	8	$6,964,596
DR-4751	Severe Storm(s)	18	$5,091,261
DR-4471	Severe Storm(s)	13	$4,259,068
DR-1262	Severe Storm(s)	43	$3,130,411
DR-4792	Severe Storm(s)	11	$1,666,431
DR-4878	Severe Storm(s)	14	$952,273
DR-1979	Severe Storm(s)	30	$690,539
DR-1974	Severe Storm(s)	16	$651,476
DR-4514	Biological	7	$644,906
DR-1821	Severe Ice Storm	9	$607,867
DR-1464	Severe Storm(s)	14	$438,681
DR-4637	Severe Storm(s)	1	$173,935
DR-3217	Hurricane	1	$6,956

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$3,554,774

Properties Protected

Avg Benefit-Cost Ratio

0.78

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	3	$136,289
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$370,140
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine	2	$1,227,648
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$1,517,568
403.1: Stormwater Management - Culverts	1	$292,942

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Clarksville has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, cold wave, tornado. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 313 flood insurance claims have been filed in the area. FEMA has obligated $56,654,612 in public assistance recovery funding. $8,241,029 has been distributed in individual assistance to disaster-affected residents. 10 hazard mitigation projects have been funded to reduce future risk.