Natural Disasters in Clarksburg, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

72.8

Relatively Low

Expected Annual Loss

67.4

Score (0-100)

Social Vulnerability

69.3

Score (0-100)

Community Resilience

32.8

Score (0-100)

Top Hazard Risks

Earthquake94.4Cold Wave89.0Tornado87.1
HazardRisk Score
Earthquake94.4
Cold Wave89.0
Tornado87.1
Heat Wave82.5
Lightning76.6
Ice Storm74.2
Landslide70.8
Drought55.2
Hurricane52.4
Winter Weather50.6
Strong Wind49.5
Hail22.7
Wildfire20.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

23

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Jun 19, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 2, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 17, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Jul 9, 2020Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Mar 5, 2020TornadoSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Aug 13, 2014Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 11, 2014Severe Ice StormSEVERE WINTER STORM
May 9, 2011Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 1, 2011Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
May 4, 2010Severe StormSEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 5, 2006Severe StormSEVERE STORMS AND TORNADOES
Sep 5, 2005HurricaneHURRICANE KATRINA EVACUATION
May 8, 2003Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002Severe StormSEVERE STORMS AND TORNADOS
Jan 19, 1999Severe StormSEVERE STORMS, TORNADOES AND HIGH WINDS
Apr 20, 1998Severe StormSEVERE STORMS, TORNADOES AND FLOODING
Mar 7, 1997TornadoHEAVY RAINS, TORNADOES, FLOODING, HAIL, HIGH WINDS

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

340

Total IA Distributed

$672,731

Repair/Replace

$190,576

Rental Assistance

$35,207

DisasterRegistrationsTotal IA $Avg Damage
DR-46374N/A—
DR-451459$384,802—
DR-1909137$177,526$1,454
DR-144122$44,533$5,577
DR-146474$41,020$704
DR-163419$18,534$9,976
DR-197425$6,317$1,021

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

19

Total Claims Paid

$520,821

Avg Claim Payout

$27,412

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,789,406

Disasters with PA

13

Total Projects

146

DisasterTypeProjectsFederal $
DR-1909Severe Storm(s)72$563,793
DR-4189Severe Storm(s)16$507,690
DR-1974Severe Storm(s)15$369,090
DR-1979Severe Storm(s)16$333,652
DR-4476Tornado5$209,234
DR-4514Biological4$186,990
DR-4878Severe Storm(s)6$178,932
DR-4712Severe Storm(s)2$170,140
DR-4550Severe Storm(s)2$134,703
DR-1464Severe Storm(s)3$51,005
DR-1441Severe Storm(s)2$32,833
DR-4171Severe Ice Storm1$28,265
DR-1262Severe Storm(s)2$23,078

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

4

Federal Funding

$2,735,798

Properties Protected

2

Avg Benefit-Cost Ratio

1.87

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures3$2,735,798
800.1: Miscellaneous1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Clarksburg has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, cold wave, tornado. The area has had 23 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 19 flood insurance claims have been filed in the area. FEMA has obligated $2,789,406 in public assistance recovery funding. $672,731 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.