Cost of Living in Chattanooga, TN
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
107.1
100 = national avg
+7.1 vs national average
Living Wage (1 Adult)
$47,123
per year
Living Wage (Family of 4)
$111,383
per year
Cost Index by Category
Housing127.3
Food96.6
Transportation93.3
Healthcare97.3
Utilities103.4
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,263
per month
2 Bedroom
$1,390
per month
The overall cost of living index in Chattanooga is 107.1, which is 7.1% above the national average. Housing costs are above the national average at an index of 127.3. A single adult needs to earn approximately $47,123 per year to cover basic expenses.