Natural Disasters in Centertown, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

63.5

Relatively Low

Expected Annual Loss

57.5

Score (0-100)

Social Vulnerability

67.3

Score (0-100)

Community Resilience

23.3

Score (0-100)

Top Hazard Risks

Tornado85.0Earthquake83.1Drought83.1

Hazard	Risk Score
Tornado	85.0
Earthquake	83.1
Drought	83.1
Cold Wave	82.2
Winter Weather	80.6
Strong Wind	74.2
Lightning	61.5
Hail	56.6
Hurricane	53.5
Ice Storm	47.7
Landslide	28.7
Wildfire	23.6
Heat Wave	20.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Jun 17, 2024	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 2, 2015	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Apr 5, 2006	Severe Storm	SEVERE STORMS AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Apr 5, 2002	Severe Storm	SEVERE STORMS AND FLOODING
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS
Jan 15, 1999	Severe Storm	SEVERE WINTER STORM
Jan 13, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Jan 4, 1991	Flood	SEVERE STORMS & FLOODING
Apr 4, 1974	Tornado	TORNADOES
Jun 28, 1973	Flood	SEVERE STORMS & FLOODING

Showing 20 of 21 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$311,268

Avg Claim Payout

$11,117

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,078,530

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4211	Severe Ice Storm	3	$791,829
DR-4427	Severe Storm(s)	7	$350,381
DR-1408	Severe Storm(s)	7	$296,155
DR-1260	Severe Storm(s)	6	$251,061
DR-1262	Severe Storm(s)	5	$141,221
DR-1464	Severe Storm(s)	8	$127,267
DR-1634	Severe Storm(s)	5	$61,580
DR-1441	Severe Storm(s)	4	$33,049
DR-1275	Severe Storm(s)	1	$19,419
DR-1568	Severe Storm(s)	1	$6,569

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$31,789

Properties Protected

Avg Benefit-Cost Ratio

2.34

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$31,789
90.4: Mitigation Plan - Local Multihazard Mitigation Plan	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Centertown has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, earthquake, drought. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 28 flood insurance claims have been filed in the area. FEMA has obligated $2,078,530 in public assistance recovery funding. 3 hazard mitigation projects have been funded to reduce future risk.