Natural Disasters in Carthage, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

18.8

Very Low

Expected Annual Loss

33.5

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

40.7

Score (0-100)

Top Hazard Risks

Landslide51.7Earthquake50.6Tornado49.8

Hazard	Risk Score
Landslide	51.7
Earthquake	50.6
Tornado	49.8
Strong Wind	47.3
Cold Wave	46.2
Drought	42.0
Winter Weather	31.2
Hail	31.0
Heat Wave	25.8
Lightning	25.7
Hurricane	23.1
Ice Storm	18.0
Wildfire	5.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Jun 17, 2024	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 8, 2021	Tornado	SEVERE STORMS, TORNADOES, AND FLOODING
Apr 21, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Mar 5, 2020	Tornado	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Jun 23, 2017	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
Sep 15, 2010	Severe Storm	SEVERE STORMS AND FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Apr 2, 1997	Severe Storm	SEVERE STORMS AND TORNADOES
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
Aug 24, 1982	Flood	SEVERE STORMS AND FLOODING
May 7, 1979	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING

Showing 20 of 21 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

410

Total IA Distributed

$1,161,135

Repair/Replace

$644,734

Rental Assistance

$153,463

Disaster	Registrations	Total IA $	Avg Damage
DR-4701	2	N/A	—
DR-1909	371	$971,823	$4,154
DR-4514	27	$161,139	—
DR-1464	10	$28,173	$11,497

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

283

Total Claims Paid

$5,460,791

Avg Claim Payout

$19,296

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$5,554,184

Disasters with PA

Total Projects

202

Disaster	Type	Projects	Federal $
DR-4594	Winter Storm	1	$1,993,824
DR-1909	Severe Storm(s)	118	$1,239,641
DR-4476	Tornado	9	$890,300
DR-4601	Severe Storm(s)	7	$338,137
DR-1937	Severe Storm(s)	28	$301,577
DR-4792	Severe Storm(s)	7	$291,404
DR-4427	Severe Storm(s)	5	$143,445
DR-1464	Severe Storm(s)	10	$137,636
DR-4514	Biological	2	$53,553
DR-4712	Severe Storm(s)	2	$47,131
DR-1974	Severe Storm(s)	5	$31,711
DR-4320	Severe Storm(s)	1	$23,007
DR-4691	Winter Storm	3	$21,448
DR-4701	Severe Storm(s)	1	$18,750
DR-1856	Severe Storm(s)	1	$16,942

Showing top 15 of 16 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,049,454

Properties Protected

Avg Benefit-Cost Ratio

4.32

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	5	$873,824
403.1: Stormwater Management - Culverts	1	$8,168
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine; 200.5: Acquisition of Vacant Land	1	$167,462

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Carthage has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, earthquake, tornado. The area has had 21 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 283 flood insurance claims have been filed in the area. FEMA has obligated $5,554,184 in public assistance recovery funding. $1,161,135 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.