Natural Disasters in Bon Air, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
38.5
Very Low
Expected Annual Loss
35.2
Score (0-100)
Social Vulnerability
62.9
Score (0-100)
Community Resilience
33.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Winter Weather | 75.9 |
| Earthquake | 68.8 |
| Cold Wave | 68.8 |
| Tornado | 66.0 |
| Strong Wind | 65.9 |
| Lightning | 58.5 |
| Landslide | 45.5 |
| Ice Storm | 45.5 |
| Hurricane | 40.6 |
| Hail | 40.0 |
| Drought | 39.6 |
| Wildfire | 30.6 |
| Heat Wave | 18.2 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| May 17, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 2, 2015 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 8, 2003 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| May 12, 1999 | Severe Storm | SEVERE STORMS, TORNADOES AND FLOODING |
| Jan 15, 1999 | Severe Storm | SEVERE WINTER STORM |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Mar 22, 1975 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
| Jun 28, 1973 | Flood | SEVERE STORMS & FLOODING |
| Mar 21, 1973 | Flood | HEAVY RAINS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
45
Total IA Distributed
$214,338
Repair/Replace
$10,629
Rental Assistance
$1,946
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-1464 | 2 | N/A | — |
| DR-1441 | 1 | N/A | — |
| DR-4514 | 34 | $201,762 | — |
| DR-4060 | 8 | $12,575 | $1,449 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
5
Total Claims Paid
$53,377
Avg Claim Payout
$10,675
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,446,007
Disasters with PA
5
Total Projects
25
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4211 | Severe Ice Storm | 14 | $1,306,457 |
| DR-4514 | Biological | 3 | $63,168 |
| DR-1260 | Severe Storm(s) | 3 | $43,794 |
| DR-1275 | Severe Storm(s) | 2 | $22,908 |
| DR-1464 | Severe Storm(s) | 3 | $9,681 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$7,973
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $0 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $7,973 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Bon Air has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, earthquake, cold wave. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 5 flood insurance claims have been filed in the area. FEMA has obligated $1,446,007 in public assistance recovery funding. $214,338 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.