Natural Disasters in Biltmore, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
63.2
Relatively Low
Expected Annual Loss
52.7
Score (0-100)
Social Vulnerability
83.1
Score (0-100)
Community Resilience
17.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
17
Public Assistance
$30.2M
Individual Assistance
$6.3M
Most Common Type
Severe Storm
5 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Severe Storms, Straight-line Winds, Torn… → | Severe Storm | Apr 2025 | — | — |
| Tropical Storm Helene → | Tropical Storm | Oct 2024 | $28.8M | $5.3M |
| Tropical Storm Helene → | Tropical Storm | Sep 2024 | — | — |
| Covid-19 Pandemic → | Biological | Apr 2020 | $82K | $968K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms, Flooding, Landslides, and… → | Flood | Apr 2019 | $325K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms and Flooding → | Severe Storm | Oct 2004 | $138K | — |
| Severe Storms and Flooding → | Severe Storm | Mar 2003 | $724K | — |
| Severe Storms and Flooding → | Severe Storm | Aug 2001 | $119K | — |
| Severe Storms and Flooding → | Severe Storm | Jan 1998 | — | — |
| Severe Snowfall, Winter Storm → | Snowstorm | Mar 1993 | — | — |
| Severe Storms & Flooding → | Flood | May 1984 | — | — |
| Severe Storms & Flooding → | Flood | Nov 1977 | — | — |
| Tornadoes → | Tornado | Apr 1974 | — | — |
| Heavy Rains & Flooding → | Flood | Mar 1973 | — | — |
| Severe Storms, Tornadoes, Straight-line … → | Unknown | — | — | $4K |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
287
Total Claims Paid
$5,262,344
Avg Claim Payout
$18,336
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
16
Federal Funding
$2,377,351
Properties Protected
61
Avg Benefit-Cost Ratio
0.72
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 15 | $2,354,901 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $22,450 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Biltmore has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, strong wind, lightning. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 287 flood insurance claims have been filed in the area. FEMA has obligated $30,176,187 in public assistance recovery funding. $6,314,695 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.