Natural Disasters in Baxter, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

65.8

Relatively Low

Expected Annual Loss

66.8

Score (0-100)

Social Vulnerability

43.0

Score (0-100)

Community Resilience

47.8

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

18

Public Assistance

$9.9M

Individual Assistance

$2.3M

Most Common Type

Severe Storm

6 declarations

Public Assistance by Category

DisasterTypeDatePA $IA $
Severe Winter Storm โ†’Winter StormJan 2026โ€”โ€”
Severe Storms, Straight-line Winds, Tornโ€ฆ โ†’Severe StormApr 2025โ€”โ€”
Severe Winter Storm โ†’Winter StormMar 2023$81Kโ€”
Severe Winter Storms โ†’Severe Ice StormApr 2021$853Kโ€”
Covid-19 Pandemic โ†’BiologicalApr 2020$540K$1.6M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Storms, Tornadoes, Straight-line โ€ฆ โ†’TornadoMar 2020$4.3M$550K
Severe Storms, Straight-line Winds, and โ€ฆ โ†’Severe StormJun 2017$1.0Mโ€”
Severe Winter Storm and Flooding โ†’Severe Ice StormApr 2015$2.1Mโ€”
Severe Storms and Flooding โ†’Severe StormSep 2010$744Kโ€”
Severe Storms, Flooding, Straight-line Wโ€ฆ โ†’Severe StormMay 2010$305K$100K
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Severe Storms and Flooding โ†’Severe StormJan 1998โ€”โ€”
Extensive Rainfall and Flash Flooding โ†’FloodApr 1994โ€”โ€”
Severe Winter Ice Storm,flash Flooding โ†’Severe StormFeb 1994โ€”โ€”
Severe Snowfall, Winter Storm โ†’SnowstormMar 1993โ€”โ€”
Severe Storms & Flooding โ†’FloodMar 1975โ€”โ€”
Tornadoes โ†’TornadoApr 1974โ€”โ€”
Severe Storms, Tornadoes, Straight-line โ€ฆ โ†’Unknownโ€”โ€”$85K
Severe Storms and Flooding โ†’Unknownโ€”โ€”$1K

Showing 20 of 21 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

34

Total Claims Paid

$1,113,874

Avg Claim Payout

$32,761

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

5

Federal Funding

$235,586

Properties Protected

1

Avg Benefit-Cost Ratio

0.98

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine4$179,562
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)1$56,024

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Baxter has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, tornado, earthquake. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 34 flood insurance claims have been filed in the area. FEMA has obligated $9,924,315 in public assistance recovery funding. $2,323,394 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.