Natural Disasters in Banner Hill, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

10.6

Very Low

Expected Annual Loss

10.4

Score (0-100)

Social Vulnerability

54.7

Score (0-100)

Community Resilience

24.6

Score (0-100)

Top Hazard Risks

Landslide83.1Lightning47.0Cold Wave43.9

Hazard	Risk Score
Landslide	83.1
Lightning	47.0
Cold Wave	43.9
Earthquake	43.8
Hurricane	34.2
Wildfire	32.5
Strong Wind	31.4
Ice Storm	28.6
Winter Weather	19.0
Tornado	17.5
Hail	7.5
Heat Wave	1.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

5 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Oct 2, 2024	Tropical Storm	TROPICAL STORM HELENE
Sep 27, 2024	Tropical Storm	TROPICAL STORM HELENE
Apr 24, 2020	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Oct 7, 2004	Severe Storm	SEVERE STORMS AND FLOODING
Aug 15, 2001	Severe Storm	SEVERE STORMS AND FLOODING
Jan 13, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Apr 14, 1994	Flood	EXTENSIVE RAINFALL AND FLASH FLOODING
Mar 14, 1993	Snowstorm	SEVERE SNOWFALL, WINTER STORM
May 25, 1984	Flood	SEVERE STORMS & FLOODING
Nov 12, 1977	Flood	SEVERE STORMS & FLOODING
Mar 21, 1973	Flood	HEAVY RAINS & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,984

Total IA Distributed

$14,661,399

Repair/Replace

$9,253,229

Rental Assistance

$282,402

Disaster	Registrations	Total IA $	Avg Damage
DR-4609	1	N/A	—
DR-4827	1,453	$8,710,209	$9,536
DR-4832	1,459	$5,728,564	$14,545
DR-4514	23	$135,838	—
DR-1553	37	$58,110	$1,266
DR-1546	9	$28,495	$5,028
DR-1974	2	$184	$215

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$1,277,098

Avg Claim Payout

$20,271

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$23,069,658

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4832	Tropical Storm	60	$22,434,266
DR-1387	Severe Storm(s)	12	$346,714
DR-4541	Severe Storm(s)	5	$276,712
DR-1568	Severe Storm(s)	1	$11,966

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$7,800

Properties Protected

Avg Benefit-Cost Ratio

1.01

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
90.4: Mitigation Plan - Local Multihazard Mitigation Plan	1	$7,800
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Banner Hill has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, lightning, cold wave. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 63 flood insurance claims have been filed in the area. FEMA has obligated $23,069,658 in public assistance recovery funding. $14,661,399 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.