Natural Disasters in Algood, TN
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
65.8
Relatively Low
Expected Annual Loss
66.8
Score (0-100)
Social Vulnerability
43.0
Score (0-100)
Community Resilience
47.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Lightning | 88.3 |
| Tornado | 86.9 |
| Earthquake | 85.7 |
| Winter Weather | 84.8 |
| Cold Wave | 80.3 |
| Hail | 73.0 |
| Ice Storm | 72.7 |
| Strong Wind | 72.1 |
| Landslide | 54.1 |
| Hurricane | 48.0 |
| Heat Wave | 35.6 |
| Drought | 30.2 |
| Wildfire | 27.1 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
18
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
6 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 2, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Mar 8, 2023 | Winter Storm | SEVERE WINTER STORM |
| Apr 21, 2021 | Severe Ice Storm | SEVERE WINTER STORMS |
| Apr 2, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 5, 2020 | Tornado | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING |
| Jun 23, 2017 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING |
| Apr 2, 2015 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Sep 15, 2010 | Severe Storm | SEVERE STORMS AND FLOODING |
| May 4, 2010 | Severe Storm | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 13, 1998 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 14, 1994 | Flood | EXTENSIVE RAINFALL AND FLASH FLOODING |
| Feb 28, 1994 | Severe Storm | SEVERE WINTER ICE STORM,FLASH FLOODING |
| Mar 14, 1993 | Snowstorm | SEVERE SNOWFALL, WINTER STORM |
| Mar 22, 1975 | Flood | SEVERE STORMS & FLOODING |
| Apr 4, 1974 | Tornado | TORNADOES |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
34
Total Claims Paid
$1,113,874
Avg Claim Payout
$32,761
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$9,924,315
Disasters with PA
8
Total Projects
158
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4476 | Tornado | 20 | $4,329,221 |
| DR-4211 | Severe Ice Storm | 16 | $2,059,405 |
| DR-4320 | Severe Storm(s) | 21 | $1,013,842 |
| DR-4594 | Winter Storm | 12 | $852,527 |
| DR-1937 | Severe Storm(s) | 69 | $744,404 |
| DR-4514 | Biological | 4 | $539,620 |
| DR-1909 | Severe Storm(s) | 13 | $304,723 |
| DR-4691 | Winter Storm | 3 | $80,573 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
5
Federal Funding
$235,586
Properties Protected
1
Avg Benefit-Cost Ratio
0.98
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 4 | $179,562 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $56,024 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Algood has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, tornado, earthquake. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 34 flood insurance claims have been filed in the area. FEMA has obligated $9,924,315 in public assistance recovery funding. 5 hazard mitigation projects have been funded to reduce future risk.