Natural Disasters in Alamo, TN

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

52.6

Relatively Low

Expected Annual Loss

43.9

Score (0-100)

Social Vulnerability

81.5

Score (0-100)

Community Resilience

51.9

Score (0-100)

Top Hazard Risks

Earthquake93.7Ice Storm69.3Strong Wind65.0

Hazard	Risk Score
Earthquake	93.7
Ice Storm	69.3
Strong Wind	65.0
Cold Wave	62.9
Drought	60.7
Heat Wave	59.1
Tornado	55.2
Winter Weather	52.9
Lightning	47.2
Hurricane	47.1
Landslide	27.8
Hail	9.6
Wildfire	7.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Jun 19, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Apr 2, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 17, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO
Mar 11, 2022	Severe Storm	SEVERE WINTER STORM
Apr 2, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 9, 2011	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 1, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING
May 4, 2010	Severe Storm	SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
May 8, 2003	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Nov 13, 2002	Severe Storm	SEVERE STORMS AND TORNADOS
Jan 19, 1999	Severe Storm	SEVERE STORMS, TORNADOES AND HIGH WINDS
Apr 20, 1998	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Jan 13, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Feb 28, 1994	Severe Storm	SEVERE WINTER ICE STORM,FLASH FLOODING
May 7, 1979	Severe Storm	SEVERE STORMS, TORNADOES & FLOODING

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

251

Total IA Distributed

$471,401

Repair/Replace

$304,749

Rental Assistance

$42,216

Disaster	Registrations	Total IA $	Avg Damage
DR-1745	2	N/A	—
DR-1979	1	N/A	$124
DR-1909	116	$264,965	$2,837
DR-1974	41	$73,822	$1,900
DR-4514	9	$53,184	—
DR-1441	39	$35,460	$1,430
DR-1464	39	$34,984	$1,037
DR-4701	4	$8,985	$1,837

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$446,053

Avg Claim Payout

$44,605

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$607,065

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1909	Severe Storm(s)	33	$407,140
DR-1974	Severe Storm(s)	6	$93,103
DR-1979	Severe Storm(s)	3	$66,496
DR-4514	Biological	1	$17,879
DR-1441	Severe Storm(s)	1	$11,634
DR-1262	Severe Storm(s)	5	$10,813

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$940,296

Properties Protected

Avg Benefit-Cost Ratio

3.27

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$940,296

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Alamo has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, ice storm, strong wind. The area has had 18 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 10 flood insurance claims have been filed in the area. FEMA has obligated $607,065 in public assistance recovery funding. $471,401 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.