Natural Disasters in St. Charles, SC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
36.0
Very Low
Expected Annual Loss
24.8
Score (0-100)
Social Vulnerability
86.2
Score (0-100)
Community Resilience
18.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hurricane | 85.2 |
| Earthquake | 72.2 |
| Tornado | 60.1 |
| Strong Wind | 59.4 |
| Wildfire | 57.4 |
| Drought | 48.8 |
| Heat Wave | 46.7 |
| Ice Storm | 44.9 |
| Cold Wave | 44.2 |
| Lightning | 43.3 |
| Hail | 35.9 |
| Winter Weather | 18.3 |
| Landslide | 12.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
24
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
14 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 23, 2026 | Winter Storm | SEVERE WINTER STORM |
| Aug 5, 2024 | Tropical Storm | HURRICANE DEBBY |
| Aug 31, 2023 | Hurricane | HURRICANE IDALIA |
| Nov 21, 2022 | Hurricane | HURRICANE IAN |
| Sep 29, 2022 | Hurricane | HURRICANE IAN |
| Mar 27, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 1, 2019 | Hurricane | HURRICANE DORIAN |
| Sep 10, 2018 | Hurricane | HURRICANE FLORENCE |
| Oct 16, 2017 | Hurricane | HURRICANE IRMA |
| Sep 7, 2017 | Hurricane | HURRICANE IRMA |
| Oct 11, 2016 | Hurricane | HURRICANE MATTHEW |
| Oct 6, 2016 | Hurricane | HURRICANE MATTHEW |
| Oct 5, 2015 | Flood | SEVERE STORMS AND FLOODING |
| Oct 3, 2015 | Severe Storm | SEVERE STORMS AND FLOODING |
| Feb 12, 2014 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Oct 7, 2004 | Hurricane | TROPICAL STORM FRANCES |
| Feb 13, 2004 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 31, 2000 | Severe Storm | SEVERE WINTER STORM |
Showing 20 of 24 declarations
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
16
Total Claims Paid
$183,247
Avg Claim Payout
$11,453
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$534,918
Disasters with PA
4
Total Projects
26
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4241 | Flood | 11 | $295,681 |
| DR-4286 | Hurricane | 11 | $223,709 |
| DR-1509 | Severe Ice Storm | 2 | $10,028 |
| DR-1299 | Hurricane | 2 | $5,501 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Avg Benefit-Cost Ratio
1.42
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
St. Charles has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, earthquake, tornado. The area has had 24 federal disaster declarations. The most common disaster type is hurricane (14 declarations). 16 flood insurance claims have been filed in the area. FEMA has obligated $534,918 in public assistance recovery funding. 1 hazard mitigation projects have been funded to reduce future risk.