Natural Disasters in St. Andrews, SC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

93.1

Relatively Moderate

Expected Annual Loss

93.6

Score (0-100)

Social Vulnerability

33.7

Score (0-100)

Community Resilience

65.2

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

25

Public Assistance

$36.4M

Individual Assistance

$25.1M

Most Common Type

Hurricane

15 declarations

DisasterTypeDatePA $IA $
Severe Winter StormWinter StormJan 2026
Hurricane HeleneHurricaneSep 2024$1.6M$807K
Hurricane DebbyTropical StormAug 2024
Hurricane IdaliaHurricaneAug 2023
Hurricane IanHurricaneNov 2022
Hurricane IanHurricaneSep 2022
Severe Storms, Tornadoes, and Straight-line WindsSevere Storm(s)May 2020$458K
Covid-19 PandemicBiologicalMar 2020$1.1M$7.6M
Covid-19 BiologicalMar 2020
Hurricane Dorian HurricaneSep 2019
Hurricane FlorenceHurricaneSep 2018
Hurricane IrmaHurricaneOct 2017$91K
Hurricane IrmaHurricaneSep 2017
Hurricane MatthewHurricaneOct 2016$540K
Hurricane MatthewHurricaneOct 2016
Severe Storms and FloodingFloodOct 2015$29.6M$16.7M
Severe Storms and FloodingSevere StormOct 2015
Severe Winter StormSevere Ice StormFeb 2014
Hurricane Katrina EvacuationHurricaneSep 2005$2.3M
Tropical Storm FrancesHurricaneOct 2004$2K

Showing 20 of 29 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

1,358

Total Claims Paid

$60,247,800

Avg Claim Payout

$44,365

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

44

Federal Funding

$5,095,373

Properties Protected

24

Avg Benefit-Cost Ratio

2.87

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine6$2,201,680
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)5$239,243
601.2: Generators - Regular4$326,480
601.1: Generators4$242,889
200.3: Acquisition of Public Real Property (Structures and Land) - Riverine3$510,382

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

St. Andrews has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, lightning, strong wind. The area has had 25 federal disaster declarations. The most common disaster type is hurricane (15 declarations). 1,358 flood insurance claims have been filed in the area. FEMA has obligated $36,449,537 in public assistance recovery funding. $25,089,548 has been distributed in individual assistance to disaster-affected residents. 44 hazard mitigation projects have been funded to reduce future risk.