Top 25 U.S. cities with the most and fewest NFIP flood insurance claims per 10,000 residents. Only cities with populations above 20,000.
| # | City | Population | Claims per 10K |
|---|---|---|---|
| 1 | Katy, TX | 23,900 | 71450.21 per 10K |
| 2 | Cloverleaf, TX | 24,630 | 69332.52 per 10K |
| 3 | Harvey, LA | 21,710 | 62403.04 per 10K |
| 4 | Terrytown, LA | 25,844 | 52421.06 per 10K |
| 5 | Deer Park, TX | 33,823 | 50488.13 per 10K |
| 6 | La Porte, TX | 36,077 | 47333.76 per 10K |
| 7 | Mission Bend, TX | 37,280 | 45806.33 per 10K |
| 8 | Marrero, LA | 31,866 | 42514.59 per 10K |
| 9 | Friendswood, TX | 40,827 | 41826.73 per 10K |
| 10 | Channelview, TX | 43,536 | 39224.09 per 10K |
| 11 | Dickinson, TX | 21,612 | 28045.07 per 10K |
| 12 | Sunny Isles Beach, FL | 22,125 | 28023.05 per 10K |
| 13 | The Crossings, FL | 22,359 | 27729.77 per 10K |
| 14 | Hialeah Gardens, FL | 22,634 | 27392.86 per 10K |
| 15 | Coral Terrace, FL | 24,051 | 25778.97 per 10K |
| 16 | East Massapequa, NY | 20,142 | 25572.93 per 10K |
| 17 | Palmetto Bay, FL | 24,247 | 25570.59 per 10K |
| 18 | Spring, TX | 67,103 | 25448.34 per 10K |
| 19 | Lynbrook, NY | 20,251 | 25435.29 per 10K |
| 20 | West Hempstead, NY | 20,762 | 24809.27 per 10K |
| 21 | North Bellmore, NY | 20,776 | 24792.55 per 10K |
| 22 | Lealman, FL | 21,026 | 24608.10 per 10K |
| 23 | Mineola, NY | 21,082 | 24432.69 per 10K |
| 24 | Ives Estates, FL | 26,154 | 23706.13 per 10K |
| 25 | Merrick, NY | 21,816 | 23610.65 per 10K |
| # | City | Population | Claims per 10K |
|---|---|---|---|
| 1 | Midland, TX | 133,998 | 0.07 per 10K |
| 2 | Pasco, WA | 78,446 | 0.13 per 10K |
| 3 | Hanford, CA | 59,389 | 1.68 per 10K |
| 4 | Lewiston, ID | 34,471 | 1.74 per 10K |
| 5 | New York, NY | 8,516,202 | 1.75 per 10K |
| 6 | San Francisco, CA | 836,321 | 1.76 per 10K |
| 7 | Tooele, UT | 37,265 | 1.88 per 10K |
| 8 | Bend, OR | 101,472 | 2.07 per 10K |
| 9 | Rexburg, ID | 39,589 | 2.27 per 10K |
| 10 | Idaho Falls, ID | 66,672 | 2.40 per 10K |
| 11 | Nampa, ID | 106,289 | 2.63 per 10K |
| 12 | Broomfield, CO | 75,110 | 2.66 per 10K |
| 13 | Spokane, WA | 229,228 | 2.70 per 10K |
| 14 | Anchorage, AK | 289,069 | 2.73 per 10K |
| 15 | Butte-Silver Bow (balance), MT | 34,929 | 2.86 per 10K |
| 16 | Kingsport, TN | 55,807 | 2.87 per 10K |
| 17 | Montrose, CO | 20,703 | 2.90 per 10K |
| 18 | Athens-Clarke County unified government (balance), GA | 126,987 | 2.91 per 10K |
| 19 | Twin Falls, ID | 53,219 | 3.01 per 10K |
| 20 | Albuquerque, NM | 562,488 | 3.08 per 10K |
| 21 | Denver, CO | 713,734 | 3.39 per 10K |
| 22 | Lemoore, CA | 27,023 | 3.70 per 10K |
| 23 | Willmar, MN | 21,136 | 3.79 per 10K |
| 24 | Caldwell, ID | 63,465 | 4.41 per 10K |
| 25 | Corcoran, CA | 22,626 | 4.42 per 10K |
Katy, TX ranks #1 for most claims among U.S. cities with populations over 20,000, with a value of 71450.21 per 10K. Rounding out the top cities are Cloverleaf, TX, Harvey, LA, Terrytown, LA. On the other end, Midland, TX has the fewest claims value at 0.07 per 10K. This ranking includes only cities with populations above 20,000. Data sourced from FEMA NFIP.