Chambersburg, PA — City Data, Demographics & Statistics
Franklin County · Pennsylvania
City DNA
A unique fingerprint for Chambersburg based on 8 key metrics — compared to averages.
Quick Stats
Population
22,051
2023 ACS
Median Income
$56,177
2023
Median Home Value
$196,200
2023
Median Rent
$1,088
2023
Median Age
41.2
Unemployment
5.5%
Cost of Living Index
97.9
100 = national avg
Chambersburg is a city in Franklin County, Pennsylvania, with a population of 22,051 according to the 2023 American Community Survey. Chambersburg is one of the communities in Pennsylvania.
The median household income in Chambersburg is $56,177, and the median home value is $196,200. The cost of living index is 97.9 (where 100 = national average), and the median rent is $1,088 per month. The unemployment rate is 5.5%, and the median age is 41.2 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
22,051
Male
10,946
49.6%
Female
11,105
50.4%
Median Age
41.2
Education & Household
Bachelor's or Higher
19.0%
High School or Higher
51.0%
Foreign Born
9.3%
Veterans
7.0%
Married
33.8%
Avg Household Size
2.2
Marital Status by Age
Race & Ethnicity
Diversity Index
0.414
Simpson's Index (0-1)
Largest Group
White
72.5%
Foreign Born
9.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
19.9%
4,388 people
Not Hispanic/Latino
80.1%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
21,046
English Only
83.2%
#1 Non-English Language
Spanish
2,898 speakers
Limited English
7.1%
Language Distribution
English Proficiency
Speaks English Very Well
92.9%
Limited English Proficiency
7.1%
Veterans & Military
Total Veterans
1,552
7.0% of population
Disability Rate
34.7%
538 with disability
Veteran Median Income
$41,969
Unemployment Rate
5.2%
Period of Service
Veteran Age Distribution
Male Veterans
1,381
89.0%
Female Veterans
171
11.0%
Veteran vs Non-Veteran Income
Veteran Income
$41,969
Non-Veteran Income
$33,819
Difference
$8,150
24.1% higher
Disability Status
With Disability
538
Without Disability
1,014
Disability Rate
34.7%
Ancestry & Heritage
Total Reporting Ancestry
16,019
#1 Ancestry
German
24.4% (5,372)
#2 Ancestry
English
10.5% (2,315)
#3 Ancestry
Irish
9.7% (2,149)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
9,732
Family Households
5,104
52.4%
Married Couples
3,216
33.0%
Non-Family Households
4,628
47.6%
Single Mother Households
1,233
12.7%
Single Father Households
655
6.7%
Living Alone
3,808
39.1%
Children Under 18
Total Children
3,905
In Married Couple
2,542
65.1%
With Single Mother
916
23.5%
With Single Father
447
11.4%
Family Income
Median Family Income
$64,310
Married Couple Income
$78,696
Single Mother Income
$43,969
Single Father Income
$53,550
Avg Family Size
2.2
Avg Non-Family Size
2.0
Grandparents w/ Grandchildren
515
Grandparents Responsible
270
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$56,177
-23% vs national
Per Capita Income
$33,562
-10% vs national
Poverty Rate
11.7%
-14% vs national
Gini Index
0.4305
0 = perfect equality
Unemployment
5.5%
+5% vs national
SNAP Recipients
19.9%
of households
How Chambersburg Compares
Chambersburg vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Chambersburg is highlighted.
Median Household Income
Chambersburg, PA has a median household income of $56,177, making it the 18,392nd highest median household income out of 28,123 cities in our database. This means that Chambersburg has a higher median household income than 35% of all the cities we measured.
Per Capita Income
Chambersburg, PA has a per capita income of $33,562, making it the 13,582nd highest per capita income out of 28,123 cities in our database. This means that Chambersburg has a higher per capita income than 52% of all the cities we measured.
Poverty Rate
Chambersburg, PA has a poverty rate of 11.7%, making it the 14,572nd highest poverty rate out of 31,262 cities in our database. This means that Chambersburg has a higher poverty rate than 53% of all the cities we measured.
Unemployment Rate
Chambersburg, PA has a unemployment rate of 5.5%, making it the 10,393rd highest unemployment rate out of 31,012 cities in our database. This means that Chambersburg has a higher unemployment rate than 66% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Chambersburg. The median household income here is $56,177.
Income Distribution
Employment Snapshot
Unemployment Rate
5.5%
+7% vs PA avg
Labor Force
10,738
Employed
10,150
Mean Commute
18 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
19.0%
of adults 25+
High School Diploma+
51.0%
of adults 25+
Median Age
41.2
Work from Home
7.0%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Chambersburg, PA metro area
Highest-Paying Job
Registered Nurses
Top Median Wage
$90.6K
per year
Occupations Tracked
20
Cost of Living
Overall Index
97.9
100 = national avg
-2.1 vs national average
Living Wage (1 Adult)
$43,093
per year
Living Wage (Family of 4)
$101,857
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,119
per month
2 Bedroom
$1,379
per month
The median household income in Chambersburg, PA is $56,177, which is 23.3% below the national average of $73,224. Per capita income is $33,562. The poverty rate of 11.7% is higher than the PA state average of 11.3%. The Gini index of income inequality is 0.4305, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.5%, compared to the state average of 5.1%. The labor force is 10,738. 19.0% of adults hold a bachelor's degree or higher. The average commute time is 18 minutes, with 7.0% working from home. About 76.5% of workers drive alone to work. The overall cost of living index is 97.9, which is 2.1% below the national average. Housing costs are above the national average at an index of 113.1. A single adult needs to earn approximately $43,093 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$228,000
Median List Price
$264,900
Price Per Sq Ft
$156
Days on Market
22
Active Inventory
28
Months of Supply
1.8
Seller's market
Zillow Home Value
$278,145
ZHVI — January 2026
Zillow Rent Index
$1,160
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
18.8%
Off Market in 2 Weeks
41.7%
Sale-to-List Ratio
95.3%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
16
New Listings
21
Pending Sales
24
Price Per Square FootRedfin
Median Sale $/SF
$156
Median List $/SF
$145
House Price IndexFHFA
How much have housing prices increased in Chambersburg, PA? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Chambersburg, PA metro area, home prices have risen 60.1% over the past 20 years. The 10-year growth rate is 73.8%. Over the last 5 years, prices increased 51.2%. In the most recent 2-year period, the index rose 13.9%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Chambersburg, PA housing market rather than Chambersburg alone.
Metro area: Chambersburg, PA
Chambersburg vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Chambersburg is highlighted.
Median Home Value
Chambersburg, PA has a median home value of $196,200, making it the 12,543rd highest median home value out of 27,993 cities in our database. This means that Chambersburg has a higher median home value than 55% of all the cities we measured.
Median Rent
Chambersburg, PA has a median rent of $1,088, making it the 8,395th highest median rent out of 22,337 cities in our database. This means that Chambersburg has a higher median rent than 62% of all the cities we measured.
Median Price Per Sq Ft
Chambersburg, PA has a price per square foot of $156, making it the 11,966th highest price per square foot out of 20,748 cities in our database. This means that Chambersburg has a higher price per square foot than 42% of all the cities we measured.
Rent Burden
Chambersburg, PA has a rent burden of 23.2%, making it the 4,935th highest rent burden out of 21,928 cities in our database. This means that Chambersburg has a higher rent burden than 77% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$196,200
Median Rent
$1,088
Total Housing Units
10,105
Vacancy Rate
3.7%
Owner Occupied
43.4%
Renter Occupied
56.6%
Median Property Tax
$2,299
per year
Monthly Cost (w/ Mortgage)
$1,042
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,299
per year
Effective Tax Rate
1.17%
of home value
Median Home Value
$196,200
Estimated Mean Tax
$2,664
The effective property tax rate is calculated by dividing the median annual property tax ($2,299) by the median home value ($196,200). In Chambersburg, PA, this works out to an effective rate of 1.17%. This is above the national average of approximately 1.1%.
The current median sale price in Chambersburg, PA is $228,000 according to Redfin data. Homes spend a median of 22 days on the market. 18.8% of homes sold above asking price. The market has 1.8 months of supply. The median price per square foot is $156. Zillow's observed rent index is $1,160/month. About 43.4% of housing units are owner-occupied. The median year homes were built is 1963. There are 10,105 total housing units. Homeowners pay a median annual property tax of $2,299. The effective tax rate is 1.17%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.69
per 1,000 residents
+81% vs national
Property Crime Rate
17.53
per 1,000 residents
+2% vs national
Total Crimes
497
2024
Violent Clearance
75%
cases solved
Property Clearance
41%
cases solved
YoY Change
+43.5%
violent crime rate
worsening vs 2023
How Chambersburg Compares
Source: FBI (2024)Chambersburg vs Similar Cities
Source: FBI (2024)Compared to cities with 10,000 - 25,000 residents. Chambersburg is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Chambersburg police solve 100% of murder cases but only 25% of robbery cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 2 | 0.09 | 100.0% |
| Rape | Violent | 2 | 0.09 | 50.0% |
| Robbery | Violent | 8 | 0.36 | 25.0% |
| Aggravated Assault | Violent | 92 | 4.11 | 80.4% |
| Burglary | Property | 53 | 2.37 | 67.9% |
| Larceny/Theft | Property | 320 | 14.31 | 35.9% |
| Motor Vehicle Theft | Property | 19 | 0.85 | 57.9% |
Chambersburg, PA reported 105 violent crimes and 392 property crimes in 2024. The violent crime rate of 4.69 per 1,000 residents is 80.6% above the national average of 2.60 per 1,000. Law enforcement cleared 75% of violent crimes. Larceny/theft accounts for 320 of the property crime reports. Firearms were involved in 19.6% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 105 | 392 | 4.69 | 17.53 |
| 2023 | 73 | 361 | 3.27 | 16.17 |
| 2021 | 4 | 42 | 0.19 | 1.97 |
| 2020 | 45 | 404 | 2.12 | 19.01 |
| 2019 | 59 | 491 | 2.79 | 23.24 |
| 2018 | 60 | 577 | 2.86 | 27.53 |
| 2017 | 56 | 601 | 2.70 | 28.95 |
| 2016 | 87 | 630 | 4.19 | 30.33 |
| 2015 | 92 | 675 | 4.45 | 32.64 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
76.4
Relatively Low
Expected Annual Loss
78.4
Score (0-100)
Social Vulnerability
32.4
Score (0-100)
Community Resilience
63.5
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
20
Public Assistance
$3.5M
Individual Assistance
$2.9M
Most Common Type
Flood
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $2.9M | $2.2M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Mar 2016 | — | — |
| Hurricane Sandy → | Hurricane | Jan 2013 | — | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Remnants of Tropical Storm Lee → | Flood | Sep 2011 | — | — |
| Severe Winter Storms and Snowstorms → | Snowstorm | Apr 2010 | $453K | — |
| Severe Storms, Flooding, and Mudslides → | Severe Storm | Jun 2006 | — | $573K |
| Hurricane Katrina → | Hurricane | Sep 2005 | — | — |
| Tropical Depression Ivan → | Hurricane | Sep 2004 | $6K | $88K |
| Severe Storms and Flooding Associated Wi… → | Severe Storm | Sep 2004 | — | — |
| Snow → | Severe Storm | Mar 2003 | $169K | — |
| Flooding, Severe Storms → | Flood | Jun 1996 | — | — |
| Severe Storms and Flooding → | Flood | Jan 1996 | — | — |
| Blizzard of 96 → | Snowstorm | Jan 1996 | — | — |
| Severe Winter Storms → | Severe Storm | Mar 1994 | — | — |
| Severe Snowfall & Winter Storm → | Snowstorm | Mar 1993 | — | — |
| Severe Storms & Flooding → | Flood | Oct 1976 | — | — |
| Severe Storms, Heavy Rains & Flooding → | Flood | Sep 1975 | — | — |
| Tropical Storm Agnes → | Flood | Jun 1972 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
188
Total Claims Paid
$1,077,610
Avg Claim Payout
$5,732
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$2,086,927
Properties Protected
1
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 1 | $19,109 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $2,067,818 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Chambersburg has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, strong wind, winter weather. The area has had 20 federal disaster declarations. The most common disaster type is flood (6 declarations). 188 flood insurance claims have been filed in the area. FEMA has obligated $3,510,219 in public assistance recovery funding. $2,910,976 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
—
Depression Rate
—
Diabetes Rate
—
Uninsured Rate
—
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Chambersburg has an obesity rate of —, which is .
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
3
Avg CMS Rating
3.0 / 5
Nearest Hospital
2.0 mi
Wellspan Chambersburg Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Wellspan Chambersburg Hospital | 2.0 mi | Acute Care Hospitals | 3/5 | Yes |
| Wellspan Waynesboro Hospital | 11.6 mi | Acute Care Hospitals | 4/5 | Yes |
| Roxbury Treatment Center | 12.0 mi | Psychiatric | — | — |
| Meritus Medical Center | 17.5 mi | Acute Care Hospitals | 2/5 | Yes |
| Brook Lane Health Services | 17.5 mi | Psychiatric | — | — |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
5
Pop. Served
59,934
Violations (5yr)
1
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CHAMBERSBURG BORO WATER SYS | 31,048 | 1 |
| GUILFORD WATER AUTH | 28,135 | 0 |
| EDENVILLE WATER ASSN INC | 491 | 0 |
| T & J VALLEY VIEW MHP | 130 | 0 |
| SILVER SPRING WATER ASSN | 130 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
2
Total CO₂e
187.4K MT
Top Emitter
Chambersburg Units 12,13
135.3K MT CO₂e
Total CO₂e vs Similar Cities (10,000 - 25,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
Chambersburg Units 12,13 Ls Power Development, Llc | Power Plants | 135,276 |
Eastern Gas Transmission and Storage - Chambersburg Station (Tran) Berkshire Hathaway Inc | Petroleum and Natural Gas Systems | 52,088 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 5 water systems serving the area. 1 water quality violation has been reported in the past 5 years. 2 industrial facilities report greenhouse gas emissions totaling 187.4K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
18 min
-25% vs national
Drive Alone
76.5%
-3% vs national
Public Transit
0.2%
-77% vs national
Work From Home
7.0%
-24% vs national
Carpool
7.7%
Walk / Bike
5.0%
combined
How Chambersburg's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
5-Year Avg
2
fatalities/yr
Pedestrian
1
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 1 | 0 |
| 2021 | 2 | 2 | 0 | 1 | 0 |
| 2020 | 1 | 1 | 1 | 0 | 0 |
| 2019 | 3 | 3 | 1 | 0 | 1 |
| 2018 | 4 | 4 | 0 | 3 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Chambersburg, PA is 18 minutes, which is 25.2% below the national average of 23 minutes. 76.5% of workers drive alone, compared to the national average of 78.7%. 7.0% work from home, which is below the PA state average of 8.9%. 7.7% of workers carpool. 4.9% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
87.4%
of households
Cable / Fiber / DSL
69.5%
of households
No Internet
8.1%
of households
Total Households
9,732
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
92.0%
of households
Smartphone
84.1%
of households
Desktop / Laptop
72.3%
of households
Tablet
58.5%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
17.8¢
per kWh
-7% vs 10,000 - 25,000 avg
Commercial Rate
11.0¢
per kWh
-29% vs 10,000 - 25,000 avg
Industrial Rate
7.9¢
per kWh
-34% vs 10,000 - 25,000 avg
Avg Monthly Bill
$145
residential
-1% vs 10,000 - 25,000 avg
4% above the national average of 17.1¢/kWh
Residential electricity in Pennsylvania averages 17.8¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $145. State-level averages from EIA Electric Sales & Revenue data (2024).
Chambersburg vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
5
Population Served
59,934
Violations (5yr)
1
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CHAMBERSBURG BORO WATER SYS | Community | Surface water | 31,048 | 1 |
| GUILFORD WATER AUTH | Community | Ground water | 28,135 | 0 |
| EDENVILLE WATER ASSN INC | Community | Ground water | 491 | 0 |
| T & J VALLEY VIEW MHP | Community | Ground water | 130 | 0 |
| SILVER SPRING WATER ASSN | Community | Ground water | 130 | 0 |
87.4% of households in Chambersburg have broadband internet access. 69.5% have cable, fiber, or DSL service. 13.7% rely solely on cellular data without a wired connection. 8.1% of households have no internet access. 11.7% use only a smartphone without a desktop or laptop. The area is served by 5 water systems, providing water to 59,934 people. A total of 1 water quality violation has been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Chambersburg is located in Franklin County, PA. Results reflect all voters in the county, not just those in Chambersburg.
Election Overview
Source: Franklin County (2024)2024 Winner
Republican
Dem Votes
23,543
28.1%
GOP Votes
59,604
71.1%
Total Votes
83,884
Margin
R+43.0%
Shift from 2020
D+0.1pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 23,543 | 59,604 | 83,884 | 28.1% | 71.1% | R+43.0 |
| 2020 | 22,422 | 57,245 | 80,783 | 27.8% | 70.9% | R+43.1 |
| 2016 | 17,322 | 49,554 | 69,345 | 25.0% | 71.5% | R+46.5 |
In the 2024 presidential election, Franklin County recorded 83,884 total votes. Republicans won the county with 71.1% of the vote compared to 28.1% for Democrats, a margin of R+43.0%. Compared to 2020, the margin shifted D+0.1pp from the previous election. Since 2016, Franklin County has shifted 3.5 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
323
Total Assets
$697.9M
Total Income
$368.2M
Per 10K Residents
146.5
nonprofits
+124.8% vs peers avg
Orgs with >$1M Assets
42
Median Assets
$383K
Oldest Active
1935
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $592.0M of $697.9M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Chambersburg
Source: IRS Exempt Organizations BMFChambersburg, PA has 323 registered 501(c)(3) nonprofit organizations with combined assets of $697.9M. The most common category is Philanthropy & Grantmaking, with 56 organizations. 42 nonprofits have assets exceeding $1 million. That works out to 146.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1935.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
223
Total Approved
$69.7M
Jobs Supported
2,240
Per 10K Residents
101.1
SBA loans
+7.9% vs peers avg
Unique Lenders
45
Top Lender
Manufacturers and Traders Trust Company
86 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
211
Total Amount
$61.3M
Avg Loan
$290,417
Median Loan
$85,000
SBA Guaranteed
$45.0M(73%)
Jobs Supported
2,111
Loans
12
Total Amount
$8.4M
Avg Loan
$700,000
Median Loan
$443,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
31
14% of all-time total
Recent Amount
$13.2M
19% of all-time total
Avg Recent Loan
$425,348
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Cburg Hotels Llc | 2 | $5.0M |
| Country Inn & Suites Chambersburg | 1 | $4.3M |
| Hemani Hospitality Llc | 2 | $3.8M |
| La Quinta Inn & Suites Chambersburg | 1 | $3.4M |
| Scoler Llc | 1 | $2.2M |
| Pooja Mahi Llc | 1 | $2.2M |
| Henna Hospitality Llc | 1 | $2.0M |
| Riyan Hospitality, Llc D/b/a Candlewood Suites Chambersburg | 1 | $2.0M |
| Sunset Industrial Applications | 2 | $1.8M |
| F.d.b & Associates Corp | 1 | $1.7M |
Chambersburg, PA has received 223 SBA loans totaling $69.7M in approved funding between 1992 and 2026. The 7(a) program accounts for 211 loans (95% of the total), supporting 2,111 jobs. The 504 program, focused on real estate and large equipment, has funded 12 loans totaling $8.4M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Chambersburg is Manufacturers and Traders Trust Company with 86 loans. That works out to 101.1 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
10
Total Population
78,680
Avg Median Income
-$66,598,379
Avg Home Value
-$133,157,943
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 17201 | 27,575 | $59,645 | $206,800 | $1,109 | 19.1 |
| 17202 | 32,772 | $94,366 | $257,700 | $1,094 | 118.1 |
| 17222 | 10,261 | $77,650 | $236,100 | $930 | 65.0 |
| 17235 | 682 | $55,458 | $249,100 | N/A | 0.6 |
| 17237 | 1,672 | $75,263 | $189,500 | $1,291 | 2.5 |
| 17246 | 598 | $72,331 | N/A | N/A | 2.2 |
| 17252 | 4,290 | $71,408 | $202,300 | $1,052 | 30.5 |
| 17254 | 497 | $135,321 | $270,700 | N/A | 0.4 |
| 17261 | 26 | N/A | N/A | N/A | 1.6 |
| 17265 | 307 | $41,429 | $141,700 | $690 | 30.3 |
Chambersburg, PA has 10 ZIP codes with a combined population of 78,680. The average median household income across all ZIP codes is -$66,598,379. The average median home value is -$133,157,943. The average median monthly rent is -$266,666,050.
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