Natural Disasters in Twin Lakes, OK

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

74.7

Relatively Low

Expected Annual Loss

76.8

Score (0-100)

Social Vulnerability

32.4

Score (0-100)

Community Resilience

64.3

Score (0-100)

Top Hazard Risks

Ice Storm94.1Cold Wave93.5Tornado92.7

Hazard	Risk Score
Ice Storm	94.1
Cold Wave	93.5
Tornado	92.7
Hail	90.0
Heat Wave	86.8
Drought	79.8
Wildfire	78.5
Winter Weather	66.6
Strong Wind	65.7
Landslide	59.5
Earthquake	42.4
Hurricane	20.7
Lightning	16.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Fire

May 2025

Most Common Type

Severe Storm

17 declarations

Date	Type	Declaration
May 21, 2025	Fire	WILDFIRES AND STRAIGHT-LINE WINDS
Mar 14, 2025	Fire	LUTHER FIRE
Mar 14, 2025	Fire	LOGAN FIRE
Mar 31, 2023	Fire	SIMPSON FIRE, OKLAHOMA FMAG
Feb 24, 2021	Severe Ice Storm	SEVERE WINTER STORMS
Feb 17, 2021	Severe Ice Storm	SEVERE WINTER STORM
Dec 21, 2020	Severe Ice Storm	SEVERE WINTER STORM
Apr 5, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jun 1, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
May 26, 2017	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Dec 29, 2015	Severe Ice Storm	SEVERE WINTER STORMS AND FLOODING
May 26, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 5, 2014	Fire	GUTHRIE FIRE
Jun 6, 2011	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
May 13, 2011	Severe Storm	SEVERE WINTER STORM AND SNOWSTORM
Feb 2, 2011	Severe Storm	SEVERE WINTER STORM
Jul 26, 2010	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING
Mar 5, 2010	Severe Ice Storm	SEVERE WINTER STORM
Feb 25, 2010	Severe Storm	SEVERE WINTER STORM

Showing 20 of 47 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

151

Total IA Distributed

$837,074

Repair/Replace

$658,361

Rental Assistance

$56,349

Disaster	Registrations	Total IA $	Avg Damage
DR-1989	77	$545,261	$20,587
DR-4438	51	$199,231	$5,593
DR-4530	6	$41,410	—
DR-4222	4	$32,900	$40,654
DR-1712	10	$13,925	$1,762
DR-1465	1	$3,648	$8,004
DR-1718	2	$698	$349

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

460

Total Claims Paid

$4,935,395

Avg Claim Payout

$10,729

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,429,196

Disasters with PA

Total Projects

255

Disaster	Type	Projects	Federal $
DR-4438	Severe Storm(s)	43	$1,090,787
DR-4575	Winter Storm	14	$961,687
DR-1712	Severe Storm(s)	71	$773,862
DR-4222	Severe Storm(s)	8	$412,518
DR-1989	Severe Storm(s)	38	$387,691
DR-4247	Severe Ice Storm	5	$248,634
DR-1718	Severe Storm(s)	21	$143,042
DR-1876	Severe Storm(s)	16	$104,189
DR-1926	Severe Storm(s)	20	$93,960
DR-4315	Severe Storm(s)	2	$86,870
DR-1883	Severe Ice Storm	10	$77,065
DR-1985	Severe Storm(s)	6	$46,032
DR-1452	Severe Ice Storm	1	$2,861

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$4,063,007

Properties Protected

591

Avg Benefit-Cost Ratio

3.36

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures	3	$902,372
91.1: Local Multihazard Mitigation Plan	2	$45,000
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	1	$3,099,510
200.5: Acquisition of Vacant Land	1	$0
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	1	$16,125

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Twin Lakes has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, cold wave, tornado. The area has had 47 federal disaster declarations. The most common disaster type is severe storm (17 declarations). 460 flood insurance claims have been filed in the area. FEMA has obligated $4,429,196 in public assistance recovery funding. $837,074 has been distributed in individual assistance to disaster-affected residents. 9 hazard mitigation projects have been funded to reduce future risk.