Ponca City, OK — City Data, Demographics & Statistics
Kay County · Oklahoma
City DNA
A unique fingerprint for Ponca City based on 8 key metrics — compared to averages.
Quick Stats
Population
24,377
2023 ACS
Median Income
$55,270
2023
Median Home Value
$127,500
2023
Median Rent
$827
2023
Median Age
37.2
Unemployment
6.6%
Cost of Living Index
83.5
100 = national avg
Ponca City is a city in Kay County, Oklahoma, with a population of 24,377 according to the 2023 American Community Survey. Ponca City is one of the communities in Oklahoma.
The median household income in Ponca City is $55,270, and the median home value is $127,500. The cost of living index is 83.5 (where 100 = national average), and the median rent is $827 per month. The unemployment rate is 6.6%, and the median age is 37.2 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
24,377
Male
11,928
48.9%
Female
12,449
51.1%
Median Age
37.2
Education & Household
Bachelor's or Higher
13.1%
High School or Higher
35.1%
Foreign Born
3.1%
Veterans
7.7%
Married
35.1%
Avg Household Size
2.5
Marital Status by Age
Race & Ethnicity
Diversity Index
0.467
Simpson's Index (0-1)
Largest Group
White
70.5%
Foreign Born
3.1%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
9.9%
2,404 people
Not Hispanic/Latino
90.1%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
22,659
English Only
92.7%
#1 Non-English Language
Spanish
1,310 speakers
Limited English
1.8%
Language Distribution
English Proficiency
Speaks English Very Well
98.2%
Limited English Proficiency
1.8%
Veterans & Military
Total Veterans
1,864
7.6% of population
Disability Rate
27.6%
514 with disability
Veteran Median Income
$51,923
Unemployment Rate
5.3%
Period of Service
Veteran Age Distribution
Male Veterans
1,710
91.7%
Female Veterans
154
8.3%
Veteran vs Non-Veteran Income
Veteran Income
$51,923
Non-Veteran Income
$29,998
Difference
$21,925
73.1% higher
Disability Status
With Disability
514
Without Disability
1,350
Disability Rate
27.6%
Ancestry & Heritage
Total Reporting Ancestry
14,461
#1 Ancestry
German
17.9% (4,374)
#2 Ancestry
English
10.9% (2,662)
#3 Ancestry
Irish
10.1% (2,470)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
9,317
Family Households
5,734
61.5%
Married Couples
3,871
41.5%
Non-Family Households
3,583
38.5%
Single Mother Households
1,253
13.4%
Single Father Households
610
6.5%
Living Alone
2,859
30.7%
Children Under 18
Total Children
5,484
In Married Couple
3,467
63.2%
With Single Mother
1,417
25.8%
With Single Father
600
10.9%
Family Income
Median Family Income
$72,149
Married Couple Income
$88,475
Single Mother Income
$39,544
Single Father Income
$43,750
Avg Family Size
2.5
Avg Non-Family Size
2.5
Grandparents w/ Grandchildren
440
Grandparents Responsible
283
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$55,270
-25% vs national
Per Capita Income
$30,902
-17% vs national
Poverty Rate
16.7%
+23% vs national
Gini Index
0.4638
0 = perfect equality
Unemployment
6.6%
+28% vs national
SNAP Recipients
19.2%
of households
How Ponca City Compares
Ponca City vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Ponca City is highlighted.
Median Household Income
Ponca City, OK has a median household income of $55,270, making it the 18,788th highest median household income out of 28,123 cities in our database. This means that Ponca City has a higher median household income than 33% of all the cities we measured.
Per Capita Income
Ponca City, OK has a per capita income of $30,902, making it the 16,341st highest per capita income out of 28,123 cities in our database. This means that Ponca City has a higher per capita income than 42% of all the cities we measured.
Poverty Rate
Ponca City, OK has a poverty rate of 16.7%, making it the 9,565th highest poverty rate out of 31,262 cities in our database. This means that Ponca City has a higher poverty rate than 69% of all the cities we measured.
Unemployment Rate
Ponca City, OK has a unemployment rate of 6.6%, making it the 7,946th highest unemployment rate out of 31,012 cities in our database. This means that Ponca City has a higher unemployment rate than 74% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Ponca City. The median household income here is $55,270.
Income Distribution
Employment Snapshot
Unemployment Rate
6.6%
+33% vs OK avg
Labor Force
11,367
Employed
10,601
Mean Commute
15 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
13.1%
of adults 25+
High School Diploma+
35.1%
of adults 25+
Median Age
37.2
Work from Home
3.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Oklahoma metro area
Highest-Paying Job
Registered Nurses
Top Median Wage
$81.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
83.5
100 = national avg
-16.5 vs national average
Living Wage (1 Adult)
$36,740
per year
Living Wage (Family of 4)
$86,839
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$714
per month
2 Bedroom
$937
per month
The median household income in Ponca City, OK is $55,270, which is 24.5% below the national average of $73,224. Per capita income is $30,902. The poverty rate of 16.7% is lower than the OK state average of 18.5%. The Gini index of income inequality is 0.4638, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 6.6%, compared to the state average of 5.0%. The labor force is 11,367. 13.1% of adults hold a bachelor's degree or higher. The average commute time is 15 minutes, with 3.4% working from home. About 78.3% of workers drive alone to work. The overall cost of living index is 83.5, which is 16.5% below the national average. Housing costs are below the national average at an index of 77.8. A single adult needs to earn approximately $36,740 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$99,000
Median List Price
$131,500
Price Per Sq Ft
$67
Days on Market
74
Active Inventory
106
Months of Supply
6.2
Buyer's market
Zillow Home Value
$129,412
ZHVI — January 2026
Zillow Rent Index
$800
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
5.9%
Off Market in 2 Weeks
40.6%
Sale-to-List Ratio
91.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
17
New Listings
26
Pending Sales
32
Price Per Square FootRedfin
Median Sale $/SF
$67
Median List $/SF
$107
Ponca City vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Ponca City is highlighted.
Median Home Value
Ponca City, OK has a median home value of $127,500, making it the 18,655th highest median home value out of 27,993 cities in our database. This means that Ponca City has a higher median home value than 33% of all the cities we measured.
Median Rent
Ponca City, OK has a median rent of $827, making it the 14,761st highest median rent out of 22,337 cities in our database. This means that Ponca City has a higher median rent than 34% of all the cities we measured.
Median Price Per Sq Ft
Ponca City, OK has a price per square foot of $67, making it the 19,102nd highest price per square foot out of 20,748 cities in our database. This means that Ponca City has a higher price per square foot than 8% of all the cities we measured.
Rent Burden
Ponca City, OK has a rent burden of 18.0%, making it the 11,944th highest rent burden out of 21,928 cities in our database. This means that Ponca City has a higher rent burden than 46% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$127,500
Median Rent
$827
Total Housing Units
11,503
Vacancy Rate
19.0%
Owner Occupied
62.3%
Renter Occupied
37.7%
Median Property Tax
$898
per year
Monthly Cost (w/ Mortgage)
$733
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$898
per year
Effective Tax Rate
0.70%
of home value
Median Home Value
$127,500
Estimated Mean Tax
$1,076
The effective property tax rate is calculated by dividing the median annual property tax ($898) by the median home value ($127,500). In Ponca City, OK, this works out to an effective rate of 0.70%. This is below the national average of approximately 1.1%.
The current median sale price in Ponca City, OK is $99,000 according to Redfin data. Homes spend a median of 74 days on the market. 5.9% of homes sold above asking price. The market has 6.2 months of supply. The median price per square foot is $67. Zillow's observed rent index is $800/month. About 62.3% of housing units are owner-occupied. The median year homes were built is 1964. There are 11,503 total housing units. Homeowners pay a median annual property tax of $898. The effective tax rate is 0.70%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
N/A
per 1,000 residents
Property Crime Rate
N/A
per 1,000 residents
Total Crimes
9
2024
Violent Clearance
0%
cases solved
Property Clearance
38%
cases solved
How Ponca City Compares
Source: FBI (2024)Crime Composition
Source: FBI (2024)Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Ponca City police solve 100% of burglary cases but only 0% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | N/A | N/A |
| Rape | Violent | 0 | N/A | N/A |
| Robbery | Violent | 1 | N/A | 0.0% |
| Aggravated Assault | Violent | 0 | N/A | N/A |
| Burglary | Property | 3 | N/A | 100.0% |
| Larceny/Theft | Property | 4 | N/A | 0.0% |
| Motor Vehicle Theft | Property | 1 | N/A | 0.0% |
Ponca City, OK reported 1 violent crimes and 8 property crimes in 2024. Law enforcement cleared 0% of violent crimes. Larceny/theft accounts for 4 of the property crime reports.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 1 | 8 | N/A | N/A |
| 2023 | 0 | 3 | N/A | N/A |
| 2022 | 0 | 3 | N/A | N/A |
| 2021 | 3 | 6 | N/A | N/A |
| 2020 | 8 | 18 | N/A | N/A |
| 2019 | 1 | 11 | N/A | N/A |
| 2018 | 4 | 25 | N/A | N/A |
| 2017 | 1 | 13 | N/A | N/A |
| 2016 | 5 | 30 | N/A | N/A |
| 2015 | 12 | 32 | N/A | N/A |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
79.9
Relatively Low
Expected Annual Loss
75.6
Score (0-100)
Social Vulnerability
67.4
Score (0-100)
Community Resilience
47.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
36
Public Assistance
$13.8M
Individual Assistance
$770K
Most Common Type
Severe Storm
17 declarations
Public Assistance by Category
Showing 20 of 37 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
344
Total Claims Paid
$3,191,799
Avg Claim Payout
$9,278
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
52
Federal Funding
$3,629,113
Properties Protected
236
Avg Benefit-Cost Ratio
2.38
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 11 | $1,210,663 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 10 | $156,761 |
| 91.1: Local Multihazard Mitigation Plan | 10 | $219,964 |
| 206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures | 5 | $496,347 |
| 601.1: Generators | 3 | $53,411 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Ponca City has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, cold wave, tornado. The area has had 36 federal disaster declarations. The most common disaster type is severe storm (17 declarations). 344 flood insurance claims have been filed in the area. FEMA has obligated $13,823,315 in public assistance recovery funding. $769,746 has been distributed in individual assistance to disaster-affected residents. 52 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
42.8%
6.7pp above the national average
Depression Rate
26.6%
3.1pp above the national average
Diabetes Rate
14.0%
2.1pp above the national average
Uninsured Rate
11.7%
1.1pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.9%
Arthritis
31.7%
Cancer (excl. skin)
9.0%
Teeth Lost (65+)
20.6%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
18.8%
14+ days in past month
Depression
26.6%
Loneliness
32.6%
Lack of Support
25.0%
Disability Prevalence
Any Disability
41.6%
Mobility
19.4%
Cognitive
18.4%
Hearing
10.5%
Vision
6.8%
Self-Care
4.9%
Independent Living
10.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Ponca City has an obesity rate of 42.8%, which is 6.7pp above the national average. The depression rate is 26.6%, 3.1pp above the national average. About 11.7% of adults lack health insurance. 77.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
3.0 / 5
Nearest Hospital
4.6 mi
Integris Health Ponca City
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Integris Health Ponca City | 4.6 mi | Acute Care Hospitals | 3/5 | Yes |
| Stillwater Medical-Blackwell | 14.1 mi | Rural Emergency Hospital | — | Yes |
| South Central Kansas Medical Center | 24.4 mi | Rural Emergency Hospital | — | Yes |
| Rural Wellness Fairfax Hospital | 24.9 mi | Critical Access Hospitals | — | Yes |
| Stillwater Medical - Perry | 30.9 mi | Rural Emergency Hospital | — | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
7
Pop. Served
32,720
Violations (5yr)
1
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| PONCA CITY MUN WATER | 27,155 | 0 |
| MCCORD RWD #3 | 1,800 | 0 |
| KAY CO RWD #1 | 1,765 | 1 |
| KAY CO RWD #3 | 1,000 | 0 |
| OSAGE CO RWS & SWD #3 (BRADEN) | 700 | 0 |
| NOBLE CO RWD #3 | 250 | 0 |
| MASON TRAILER PARK | 50 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
5
Total CO₂e
2.3M MT
Top Emitter
Phillips 66 Ponca City Refinery
1.9M MT CO₂e
Total CO₂e vs Similar Cities (10,000 - 25,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
Phillips 66 Ponca City Refinery Phillips 66 | Refineries | 1,899,802 |
CONTINENTAL CARBON Ponca City Plant Csrc Usa Corp | Chemicals | 242,045 |
Charles D. Lamb Energy Center Oklahoma Municipal Power Authority | Power Plants | 142,360 |
Ponca City Landfill City Of Ponca City Oklahoma | Waste | 39,751 |
Ponca Oklahoma Municipal Power Authority | Power Plants | 15,762 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 7 water systems serving the area. 1 water quality violation has been reported in the past 5 years. 5 industrial facilities report greenhouse gas emissions totaling 2.3M metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
15 min
-35% vs national
Drive Alone
78.3%
-1% vs national
Work From Home
3.4%
-64% vs national
Carpool
13.9%
Walk
1.7%
How Ponca City's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
5-Year Avg
2
fatalities/yr
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 0 | 0 |
| 2022 | 1 | 1 | 0 | 0 | 0 |
| 2021 | 2 | 2 | 0 | 2 | 0 |
| 2020 | 1 | 1 | 0 | 0 | 0 |
| 2018 | 3 | 3 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Ponca City, OK is 15 minutes, which is 34.6% below the national average of 23 minutes. 78.3% of workers drive alone, compared to the national average of 78.7%. 3.4% work from home, which is below the OK state average of 5.7%. 13.9% of workers carpool. 1.7% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash.
Internet & Broadband Access
Source: Census ACSBroadband Access
81.1%
of households
Cable / Fiber / DSL
60.4%
of households
No Internet
13.7%
of households
Total Households
9,317
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
92.5%
of households
Smartphone
87.4%
of households
Desktop / Laptop
68.7%
of households
Tablet
53.9%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
12.2¢
per kWh
-36% vs 10,000 - 25,000 avg
Commercial Rate
8.9¢
per kWh
-42% vs 10,000 - 25,000 avg
Industrial Rate
5.8¢
per kWh
-51% vs 10,000 - 25,000 avg
Avg Monthly Bill
$132
residential
-10% vs 10,000 - 25,000 avg
28% below the national average of 17.1¢/kWh
Residential electricity in Oklahoma averages 12.2¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $132. State-level averages from EIA Electric Sales & Revenue data (2024).
Ponca City vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
7
Population Served
32,720
Violations (5yr)
1
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| PONCA CITY MUN WATER | Community | Surface water | 27,155 | 0 |
| MCCORD RWD #3 | Community | Purchased surface water | 1,800 | 0 |
| KAY CO RWD #1 | Community | Purchased surface water | 1,765 | 1 |
| KAY CO RWD #3 | Community | Purchased surface water | 1,000 | 0 |
| OSAGE CO RWS & SWD #3 (BRADEN) | Community | Purchased surface water | 700 | 0 |
| NOBLE CO RWD #3 | Community | Ground water | 250 | 0 |
| MASON TRAILER PARK | Community | Ground water | 50 | 0 |
81.1% of households in Ponca City have broadband internet access. 60.4% have cable, fiber, or DSL service. 16.4% rely solely on cellular data without a wired connection. 13.7% of households have no internet access. 15.3% use only a smartphone without a desktop or laptop. The area is served by 7 water systems, providing water to 32,720 people. A total of 1 water quality violation has been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Ponca City is located in Kay County, OK. Results reflect all voters in the county, not just those in Ponca City.
Election Overview
Source: Kay County (2024)2024 Winner
Republican
Dem Votes
4,136
24.4%
GOP Votes
12,483
73.8%
Total Votes
16,913
Margin
R+49.4%
Shift from 2020
D+1.6pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 4,136 | 12,483 | 16,913 | 24.4% | 73.8% | R+49.4 |
| 2020 | 4,040 | 12,834 | 17,249 | 23.4% | 74.4% | R+51.0 |
| 2016 | 3,734 | 12,168 | 16,795 | 22.2% | 72.5% | R+50.2 |
In the 2024 presidential election, Kay County recorded 16,913 total votes. Republicans won the county with 73.8% of the vote compared to 24.4% for Democrats, a margin of R+49.4%. Compared to 2020, the margin shifted D+1.6pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
167
Total Assets
$71.1M
Total Income
$30.0M
Per 10K Residents
68.5
nonprofits
+9.2% vs peers avg
Orgs with >$1M Assets
21
Median Assets
$547K
Oldest Active
1936
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $45.1M of $71.1M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Ponca City
Source: IRS Exempt Organizations BMFPonca City, OK has 167 registered 501(c)(3) nonprofit organizations with combined assets of $71.1M. The most common category is Education, with 25 organizations. 21 nonprofits have assets exceeding $1 million. That works out to 68.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1936.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
175
Total Approved
$49.2M
Jobs Supported
1,170
Per 10K Residents
71.8
SBA loans
-46.3% vs peers avg
Unique Lenders
30
Top Lender
RCB Bank
64 loans
Top Industry
Retail Trade
Data Span
1992–2023
Loan Program Breakdown
Source: SBA FOIALoans
165
Total Amount
$45.6M
Avg Loan
$276,107
Median Loan
$110,000
SBA Guaranteed
$34.3M(75%)
Jobs Supported
1,009
Loans
10
Total Amount
$3.6M
Avg Loan
$363,200
Median Loan
$279,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
12
7% of all-time total
Recent Amount
$10.7M
22% of all-time total
Avg Recent Loan
$892,842
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| M J & H Fabrication Inc. | 1 | $5.0M |
| Consulting and Field Services Llc | 3 | $1.9M |
| Nemer Holdings Llc | 1 | $1.8M |
| Faiyaz Inc | 1 | $1.8M |
| Quarter Turn Resoures Inc. | 1 | $1.8M |
| Diamond Energy Llc | 2 | $1.4M |
| Shirconn Investments, Inc. | 1 | $1.3M |
| Ponca Townsite Company | 1 | $1.3M |
| American Metal Fabrication Inc and Therma Seal Duct Systems Inc. | 1 | $1.3M |
| D & P Tank Service Inc | 1 | $1.1M |
Ponca City, OK has received 175 SBA loans totaling $49.2M in approved funding between 1992 and 2023. The 7(a) program accounts for 165 loans (94% of the total), supporting 1,009 jobs. The 504 program, focused on real estate and large equipment, has funded 10 loans totaling $3.6M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in Ponca City is RCB Bank with 64 loans. That works out to 71.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
2
Total Population
31,380
Avg Median Income
$66,483
Avg Home Value
$146,400
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 74601 | 19,011 | $48,810 | $94,700 | $860 | 160.4 |
| 74604 | 12,369 | $84,156 | $198,100 | $770 | 134.1 |
Ponca City, OK has 2 ZIP codes with a combined population of 31,380. The average median household income across all ZIP codes is $66,483. The average median home value is $146,400. The average median monthly rent is $815.
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