Okay, OK — City Data, Demographics & Statistics
Wagoner County · Oklahoma
City DNA
A unique fingerprint for Okay based on 8 key metrics — compared to averages.
Quick Stats
Population
444
2023 ACS
Median Income
$39,904
2023
Median Home Value
$67,500
2023
Median Rent
$988
2023
Median Age
42.8
Unemployment
1.6%
Cost of Living Index
73.7
100 = national avg
Okay is a city in Wagoner County, Oklahoma, with a population of 444 according to the 2023 American Community Survey. Okay is one of the communities in Oklahoma.
The median household income in Okay is $39,904, and the median home value is $67,500. The cost of living index is 73.7 (where 100 = national average), and the median rent is $988 per month. The unemployment rate is 1.6%, and the median age is 42.8 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
444
Male
223
50.2%
Female
221
49.8%
Median Age
42.8
Education & Household
Bachelor's or Higher
4.7%
High School or Higher
34.7%
Foreign Born
7.4%
Veterans
8.6%
Married
41.4%
Avg Household Size
2.7
Marital Status by Age
Race & Ethnicity
Diversity Index
0.684
Simpson's Index (0-1)
Largest Group
White
44.8%
Foreign Born
7.4%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
4.7%
21 people
Not Hispanic/Latino
95.3%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
415
English Only
94.0%
#1 Non-English Language
Other Asian
16 speakers
Limited English
2.9%
Language Distribution
English Proficiency
Speaks English Very Well
97.1%
Limited English Proficiency
2.9%
Veterans & Military
Total Veterans
38
8.6% of population
Disability Rate
31.6%
12 with disability
Veteran Median Income
$34,167
Period of Service
Veteran Age Distribution
Male Veterans
38
100.0%
Veteran vs Non-Veteran Income
Veteran Income
$34,167
Non-Veteran Income
$24,028
Difference
$10,139
42.2% higher
Disability Status
With Disability
12
Without Disability
26
Disability Rate
31.6%
Ancestry & Heritage
Total Reporting Ancestry
189
#1 Ancestry
Irish
14.0% (62)
#2 Ancestry
German
11.9% (53)
#3 Ancestry
Scottish
4.5% (20)
Top 11 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
163
Family Households
108
66.3%
Married Couples
75
46.0%
Non-Family Households
55
33.7%
Single Mother Households
21
12.9%
Single Father Households
12
7.4%
Living Alone
47
28.8%
Children Under 18
Total Children
90
In Married Couple
64
71.1%
With Single Mother
12
13.3%
With Single Father
14
15.6%
Family Income
Median Family Income
$53,750
Married Couple Income
$65,938
Single Mother Income
$36,250
Single Father Income
$56,250
Avg Family Size
2.7
Avg Non-Family Size
3.5
Grandparents w/ Grandchildren
12
Grandparents Responsible
4
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$39,904
-46% vs national
Per Capita Income
$22,251
-40% vs national
Poverty Rate
19.1%
+40% vs national
Gini Index
0.3638
0 = perfect equality
Unemployment
1.6%
-68% vs national
SNAP Recipients
21.5%
of households
How Okay Compares
Okay vs Similar Cities
Compared to cities with under 10,000 residents. Okay is highlighted.
Median Household Income
Okay, OK has a median household income of $39,904, making it the 25,273rd highest median household income out of 28,123 cities in our database. This means that Okay has a higher median household income than 10% of all the cities we measured.
Per Capita Income
Okay, OK has a per capita income of $22,251, making it the 24,638th highest per capita income out of 28,123 cities in our database. This means that Okay has a higher per capita income than 12% of all the cities we measured.
Poverty Rate
Okay, OK has a poverty rate of 19.1%, making it the 7,779th highest poverty rate out of 31,262 cities in our database. This means that Okay has a higher poverty rate than 75% of all the cities we measured.
Unemployment Rate
Okay, OK has a unemployment rate of 1.6%, making it the 21,632nd highest unemployment rate out of 31,012 cities in our database. This means that Okay has a higher unemployment rate than 30% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Okay. The median household income here is $39,904.
Income Distribution
Employment Snapshot
Unemployment Rate
1.6%
-67% vs OK avg
Labor Force
183
Employed
180
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
4.7%
of adults 25+
High School Diploma+
34.7%
of adults 25+
Median Age
42.8
Work from Home
3.1%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Tulsa, OK metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$87.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
73.7
100 = national avg
-26.3 vs national average
Living Wage (1 Adult)
$32,447
per year
Living Wage (Family of 4)
$76,694
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$987
per month
2 Bedroom
$1,217
per month
The median household income in Okay, OK is $39,904, which is 45.5% below the national average of $73,224. Per capita income is $22,251. The poverty rate of 19.1% is higher than the OK state average of 18.5%. The Gini index of income inequality is 0.3638, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 1.6%, compared to the state average of 5.0%. The labor force is 183. 4.7% of adults hold a bachelor's degree or higher. About 88.3% of workers drive alone to work. The overall cost of living index is 73.7, which is 26.3% below the national average. Housing costs are below the national average at an index of 75.9. A single adult needs to earn approximately $32,447 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — July 2025
Median Sale Price
$176,000
Median List Price
N/A
Price Per Sq Ft
$120
Days on Market
6
Active Inventory
N/A
Zillow Home Value
$154,800
ZHVI — January 2026
Market CompetitivenessRedfin
Sold Above List
0.0%
Sale-to-List Ratio
95.1%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
1
Price Per Square FootRedfin
Median Sale $/SF
$120
House Price IndexFHFA
How much have housing prices increased in Okay, OK? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Tulsa, OK metro area, home prices have risen 265.8% over the past 40 years. Over 20 years, prices grew 116.5%. The 10-year growth rate is 86.7%. Over the last 5 years, prices increased 52.6%. In the most recent 2-year period, the index rose 9.4%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Tulsa, OK housing market rather than Okay alone.
Metro area: Tulsa, OK
Okay vs Similar CitiesCensus ACS / Redfin
Compared to cities with under 10,000 residents. Okay is highlighted.
Median Home Value
Okay, OK has a median home value of $67,500, making it the 26,089th highest median home value out of 27,993 cities in our database. This means that Okay has a higher median home value than 7% of all the cities we measured.
Median Rent
Okay, OK has a median rent of $988, making it the 10,262nd highest median rent out of 22,337 cities in our database. This means that Okay has a higher median rent than 54% of all the cities we measured.
Median Price Per Sq Ft
Okay, OK has a price per square foot of $120, making it the 15,478th highest price per square foot out of 20,748 cities in our database. This means that Okay has a higher price per square foot than 25% of all the cities we measured.
Rent Burden
Okay, OK has a rent burden of 29.7%, making it the 1,331st highest rent burden out of 21,928 cities in our database. This means that Okay has a higher rent burden than 94% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$67,500
Median Rent
$988
Total Housing Units
211
Vacancy Rate
22.8%
Owner Occupied
78.5%
Renter Occupied
21.5%
Median Property Tax
$506
per year
Monthly Cost (w/ Mortgage)
$470
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$506
per year
Effective Tax Rate
0.75%
of home value
Median Home Value
$67,500
Estimated Mean Tax
$556
The effective property tax rate is calculated by dividing the median annual property tax ($506) by the median home value ($67,500). In Okay, OK, this works out to an effective rate of 0.75%. This is below the national average of approximately 1.1%.
The current median sale price in Okay, OK is $176,000 according to Redfin data. Homes spend a median of 6 days on the market. 0.0% of homes sold above asking price. The median price per square foot is $120. The median rent is $988 per month (Census ACS). About 78.5% of housing units are owner-occupied. The median year homes were built is 1988. There are 211 total housing units. Homeowners pay a median annual property tax of $506. The effective tax rate is 0.75%, below the national average.
Crime data is not yet available for Okay. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
73.3
Relatively Low
Expected Annual Loss
76.2
Score (0-100)
Social Vulnerability
28.4
Score (0-100)
Community Resilience
43.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
34
Public Assistance
$2.5M
Individual Assistance
$3.1M
Most Common Type
Severe Storm
10 declarations
Public Assistance by Category
Showing 20 of 36 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
340
Total Claims Paid
$9,656,316
Avg Claim Payout
$28,401
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
16
Federal Funding
$1,727,303
Properties Protected
70
Avg Benefit-Cost Ratio
0.21
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 5 | $222,410 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 3 | $827,255 |
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 2 | $266,169 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 2 | $62,475 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine; 203.1: Wet Floodproofing Private Structures - Riverine | 1 | $75,149 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Okay has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, heat wave, hail. The area has had 34 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 340 flood insurance claims have been filed in the area. FEMA has obligated $2,544,655 in public assistance recovery funding. $3,106,277 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
40.7%
4.6pp above the national average
Depression Rate
27.3%
3.8pp above the national average
Diabetes Rate
15.7%
3.8pp above the national average
Uninsured Rate
9.9%
0.7pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.6%
Arthritis
33.8%
Cancer (excl. skin)
8.7%
Teeth Lost (65+)
20.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.4%
14+ days in past month
Depression
27.3%
Loneliness
33.1%
Lack of Support
25.8%
Disability Prevalence
Any Disability
44.5%
Mobility
22.0%
Cognitive
19.9%
Hearing
11.3%
Vision
7.7%
Self-Care
5.7%
Independent Living
11.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Okay has an obesity rate of 40.7%, which is 4.6pp above the national average. The depression rate is 27.3%, 3.8pp above the national average. About 9.9% of adults lack health insurance. 78.7% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
4.3 / 5
Nearest Hospital
8.5 mi
Wagoner Community Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Wagoner Community Hospital | 8.5 mi | Acute Care Hospitals | — | Yes |
| Saint Francis Hospital Muskogee | 12.9 mi | Acute Care Hospitals | 4/5 | Yes |
| Muskogee Va Medical Center | 12.9 mi | Acute Care - Veterans Administration | 5/5 | Yes |
| Cherokee Nation W W Hastings Indian Hospital | 19.5 mi | Acute Care Hospitals | 3/5 | Yes |
| Ascension St John Broken Arrow | 30.7 mi | Acute Care Hospitals | 5/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
1,877
Violations (5yr)
29
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| WAGONER CO. RWD #7 (NEW) | 1,110 | 19 |
| OKAY PWA | 767 | 10 |
There are 2 water systems serving the area. 29 water quality violations have been reported in the past 5 years.
Infrastructure
Commute Overview2023 ACS
Drive Alone
88.3%
+12% vs national
Work From Home
3.1%
-67% vs national
Carpool
7.4%
How Okay's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Commute data for Okay, OK covers travel times and transportation modes. 88.3% of workers drive alone, compared to the national average of 78.7%. 3.1% work from home, which is below the OK state average of 5.7%. 7.4% of workers carpool.
Internet & Broadband Access
Source: Census ACSBroadband Access
76.7%
of households
Cable / Fiber / DSL
42.9%
of households
No Internet
18.4%
of households
Total Households
163
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
88.3%
of households
Smartphone
84.7%
of households
Desktop / Laptop
58.3%
of households
Tablet
52.2%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
12.2¢
per kWh
-36% vs Under 10,000 avg
Commercial Rate
8.9¢
per kWh
-42% vs Under 10,000 avg
Industrial Rate
5.8¢
per kWh
-51% vs Under 10,000 avg
Avg Monthly Bill
$132
residential
-10% vs Under 10,000 avg
28% below the national average of 17.1¢/kWh
Residential electricity in Oklahoma averages 12.2¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $132. State-level averages from EIA Electric Sales & Revenue data (2024).
Okay vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (Under 10,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
1,877
Violations (5yr)
29
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| WAGONER CO. RWD #7 (NEW) | Community | Surface water | 1,110 | 19 |
| OKAY PWA | Community | Purchased surface water | 767 | 10 |
76.7% of households in Okay have broadband internet access. 42.9% have cable, fiber, or DSL service. 25.8% rely solely on cellular data without a wired connection. 18.4% of households have no internet access. 15.3% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 1,877 people. A total of 29 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Okay is located in Wagoner County, OK. Results reflect all voters in the county, not just those in Okay.
Election Overview
Source: Wagoner County (2024)2024 Winner
Republican
Dem Votes
9,330
24.2%
GOP Votes
28,487
74.0%
Total Votes
38,501
Margin
R+49.8%
Shift from 2020
D+0.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 9,330 | 28,487 | 38,501 | 24.2% | 74.0% | R+49.8 |
| 2020 | 8,464 | 26,165 | 35,338 | 23.9% | 74.0% | R+50.1 |
| 2016 | 6,711 | 22,967 | 31,246 | 21.5% | 73.5% | R+52.0 |
In the 2024 presidential election, Wagoner County recorded 38,501 total votes. Republicans won the county with 74.0% of the vote compared to 24.2% for Democrats, a margin of R+49.8%. Compared to 2020, the margin shifted D+0.3pp from the previous election. Since 2016, Wagoner County has shifted 2.3 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
2
Total Assets
$325K
Total Income
$38K
Per 10K Residents
45.0
nonprofits
-80.0% vs peers avg
Orgs with >$1M Assets
0
Median Assets
$325K
Oldest Active
2019
ruling year
Newest Org
2024
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationNonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population Under 10,000
Largest Nonprofits in Okay
Source: IRS Exempt Organizations BMF| Organization | Category | Assets | Income | Est. | IRS |
|---|---|---|---|---|---|
| OKAY AREA SENIOR CITIZENS INC | Human Services | $325K | $38K | 2019 |
Okay, OK has 2 registered 501(c)(3) nonprofit organizations with combined assets of $325K. The most common category is Human Services, with 1 organizations. That works out to 45.0 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 2019.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
2
Total Approved
$84K
Jobs Supported
15
Per 10K Residents
45.0
SBA loans
-43.8% vs peers avg
Unique Lenders
2
Top Lender
COFSB, National Association
1 loans
Top Industry
Accommodation & Food Services
Data Span
2004–2018
Loan Program Breakdown
Source: SBA FOIALoans
2
Total Amount
$84K
Avg Loan
$41,750
Median Loan
$41,750
SBA Guaranteed
$59K(70%)
Jobs Supported
15
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population Under 10,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Patria | 1 | $49K |
| Martins Restaurant | 1 | $35K |
Okay, OK has received 2 SBA loans totaling $84K in approved funding between 2004 and 2018. The 7(a) program accounts for 2 loans (100% of the total), supporting 15 jobs. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Okay is COFSB, National Association with 1 loans. That works out to 45.0 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
4
Total Population
24,361
Avg Median Income
-$166,624,122
Avg Home Value
-$166,565,666
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 74434 | 9,691 | $72,454 | $181,200 | $787 | 123.2 |
| 74446 | 496 | $39,327 | $73,300 | $975 | 1.3 |
| 74467 | 14,166 | $58,398 | $149,500 | $852 | 154.1 |
| 74477 | 8 | N/A | N/A | N/A | 0.0 |
Okay, OK has 4 ZIP codes with a combined population of 24,361. The average median household income across all ZIP codes is -$166,624,122. The average median home value is -$166,565,666. The average median monthly rent is -$166,666,013.
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