Oxford, OH โ€” City Data, Demographics & Statistics

Butler County ยท Ohio

๐Ÿงฌ

City DNA

A unique fingerprint for Oxford based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Oxford
National Avg
Ohio Avg
Population: 63Income: 28Home Value: 23Safety: 100Education: 28Median Age: 35Climate: 50Cost of Living: 45

Quick Stats

Population

22,069

2023 ACS

Median Income

$42,147

2023

Median Home Value

$232,200

2023

Median Rent

$989

2023

Median Age

21.2

Unemployment

13.5%

Cost of Living Index

89.5

100 = national avg

Oxford is a city in Butler County, Ohio, with a population of 22,069 according to the 2023 American Community Survey. Oxford is one of the communities in Ohio.

The median household income in Oxford is $42,147, and the median home value is $232,200. The cost of living index is 89.5 (where 100 = national average), and the median rent is $989 per month. The unemployment rate is 13.5%, and the median age is 21.2 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

22,069

Male

9,931

45.0%

Female

12,138

55.0%

Median Age

21.2

Education & Household

Bachelor's or Higher

19.3%

High School or Higher

24.4%

Foreign Born

11.9%

Veterans

2.0%

Married

19.2%

Avg Household Size

2.6

Marital Status by Age

Race & Ethnicity

Diversity Index

0.348

Simpson's Index (0-1)

Largest Group

White

79.9%

Foreign Born

11.9%

White
79.9%
Black
4.8%
Asian
8.3%
Native American
0.1%
Two or More
5.2%
Other
1.7%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

2.9%

647 people

Not Hispanic/Latino

97.1%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
182 (28.1%)
Puerto Rican
92 (14.2%)
Cuban
39 (6.0%)
Colombian
1 (0.2%)
Ecuadorian
46 (7.1%)
Peruvian
5 (0.8%)
Other Hispanic
281 (43.4%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
154 (8.4%)
Chinese
1,251 (68.5%)
Vietnamese
132 (7.2%)
Japanese
12 (0.7%)
Thai
4 (0.2%)
Other Asian
273 (15.0%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
18 (100.0%)

Languages Spoken

Total Speakers (5+)

21,652

English Only

87.8%

#1 Non-English Language

Chinese

1,381 speakers

Limited English

6.5%

Language Distribution

Chinese
1,381 (6.4%)
Spanish
373 (1.7%)
Other Indo-European
361 (1.7%)
Slavic Languages
121 (0.6%)
Vietnamese
105 (0.5%)
Other Languages
92 (0.4%)
Other Asian
89 (0.4%)
Arabic
65 (0.3%)
French/Haitian/Cajun
50 (0.2%)
German
5 (0.0%)

English Proficiency

Speaks English Very Well

93.5%

Limited English Proficiency

6.5%

Chinese
79.4% limited English
Spanish
30.3% limited English
Other Indo-European
29.9% limited English
Vietnamese
52.4% limited English
Other Asian
36.0% limited English

Veterans & Military

Total Veterans

436

2.0% of population

Disability Rate

10.1%

44 with disability

Veteran Median Income

$41,000

Period of Service

Gulf War (2001+)
36.2%
Gulf War (1990-2001)
11.0%
Vietnam
37.2%
Korea
6.0%
World War II
2.1%

Veteran Age Distribution

18-34
28.4%
35-54
18.6%
55-64
3.4%
65-74
13.3%
75+
36.2%

Male Veterans

367

84.2%

Female Veterans

69

15.8%

Veteran vs Non-Veteran Income

Veteran Income

$41,000

Non-Veteran Income

$8,908

Difference

$32,092

360.3% higher

Disability Status

With Disability

44

Without Disability

392

Disability Rate

10.1%

Ancestry & Heritage

Total Reporting Ancestry

10,868

#1 Ancestry

German

14.6% (3,215)

#2 Ancestry

English

10.5% (2,310)

#3 Ancestry

Irish

7.2% (1,580)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
14.6%
English
10.5%
Irish
7.2%
Italian
2.7%
European
1.9%
Polish
1.9%
American
1.6%
French
1.1%
Scottish
1.1%
Russian
0.8%
Ukrainian
0.8%
Hungarian
0.6%
Arab
0.5%
Dutch
0.5%
Sub-Saharan African
0.5%
Welsh
0.5%
Norwegian
0.4%
Czech
0.3%
British
0.3%
Scotch-Irish
0.3%

Families & Households

Total Households

5,875

Family Households

2,237

38.1%

Married Couples

1,818

30.9%

Non-Family Households

3,638

61.9%

Single Mother Households

274

4.7%

Single Father Households

145

2.5%

Living Alone

2,035

34.6%

Children Under 18

Total Children

1,624

In Married Couple

1,387

85.4%

With Single Mother

146

9.0%

With Single Father

91

5.6%

Family Income

Median Family Income

$111,635

Married Couple Income

$123,375

Single Mother Income

$35,583

Single Father Income

$53,490

Avg Family Size

2.6

Avg Non-Family Size

2.8

Grandparents w/ Grandchildren

66

Grandparents Responsible

0

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$42,147

-42% vs national

Per Capita Income

$20,642

-44% vs national

Poverty Rate

45.5%

+234% vs national

Gini Index

0.5315

0 = perfect equality

Unemployment

13.5%

+160% vs national

SNAP Recipients

4.4%

of households

How Oxford Compares

Oxford vs Similar Cities

Compared to cities with under 10,000 residents. Oxford is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Oxford. The median household income here is $42,147.

$

Income Distribution

<$25K
32.1%
$25-50K
23.2%
$50-75K
9.6%
$75-100K
10.4%
$100-150K
12.8%
$150-200K
7.4%
$200K+
4.6%

Employment Snapshot

Unemployment Rate

13.5%

+181% vs OH avg

Labor Force

9,173

Employed

7,915

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

19.3%

of adults 25+

High School Diploma+

24.4%

of adults 25+

Median Age

21.2

Work from Home

15.8%

of workers

Cost of Living

Overall Index

89.5

100 = national avg

-10.5 vs national average

Living Wage (1 Adult)

$39,401

per year

Living Wage (Family of 4)

$93,130

per year

Cost Index by Category

Housing
114.5
Food
82.2
Transportation
64.4
Healthcare
85.8
Utilities
92.2

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$1,051

per month

2 Bedroom

$1,353

per month

The median household income in Oxford, OH is $42,147, which is 42.4% below the national average of $73,224. Per capita income is $20,642. The poverty rate of 45.5% is higher than the OH state average of 12.6%. The Gini index of income inequality is 0.5315, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 13.5%, compared to the state average of 4.8%. The labor force is 9,173. 19.3% of adults hold a bachelor's degree or higher. About 50.5% of workers drive alone to work. The overall cost of living index is 89.5, which is 10.5% below the national average. Housing costs are above the national average at an index of 114.5. A single adult needs to earn approximately $39,401 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$225,000

Median List Price

$379,000

Price Per Sq Ft

$179

Days on Market

93

Active Inventory

21

Months of Supply

3.5

Seller's market

Zillow Home Value

$323,936

ZHVI โ€” January 2026

Zillow Rent Index

$1,800

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

16.7%

Off Market in 2 Weeks

50.0%

Sale-to-List Ratio

97.4%

Buyer's market

Sold Above Asking
16.7%
Under Contract in 2 Wks
50.0%

Price TrendsRedfin

Sale Price โ†“ 43.4%List Price โ†“ 3.4%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

6

New Listings

7

Pending Sales

2

Homes Sold โ†‘ 0.0%New Listings โ†“ 61.1%Pending โ†“ 81.8%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$179

Median List $/SF

$224

Sale $/SF โ†“ 1.6%List $/SF โ†‘ 20.4%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Oxford, OH? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Cincinnati, OH-KY-IN metro area, home prices have risen 376.3% over the past 40 years. Over 20 years, prices grew 100.3%. The 10-year growth rate is 106.3%. Over the last 5 years, prices increased 57.1%. In the most recent 2-year period, the index rose 11.5%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Cincinnati, OH-KY-IN housing market rather than Oxford alone.

40yr โ†‘ 376.3%20yr โ†‘ 100.3%10yr โ†‘ 106.3%5yr โ†‘ 57.1%2yr โ†‘ 11.5%Q2 1976 โ†’ Q4 2025

Metro area: Cincinnati, OH-KY-IN

Oxford vs Similar CitiesCensus ACS / Redfin

Compared to cities with under 10,000 residents. Oxford is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$232,200

Median Rent

$989

Total Housing Units

7,245

Vacancy Rate

18.9%

Owner Occupied

37.5%

Renter Occupied

62.5%

Median Property Tax

$2,610

per year

Monthly Cost (w/ Mortgage)

$896

Housing Types

Single Family
49.7%
Multi-Family
48.3%
Mobile Home
2.0%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$2,610

per year

Effective Tax Rate

1.12%

of home value

Median Home Value

$232,200

Estimated Mean Tax

$2,760

The effective property tax rate is calculated by dividing the median annual property tax ($2,610) by the median home value ($232,200). In Oxford, OH, this works out to an effective rate of 1.12%. This is above the national average of approximately 1.1%.

The current median sale price in Oxford, OH is $225,000 according to Redfin data. Homes spend a median of 93 days on the market. 16.7% of homes sold above asking price. The market has 3.5 months of supply. The median price per square foot is $179. Zillow's observed rent index is $1,800/month. About 37.5% of housing units are owner-occupied. The median year homes were built is 1988. There are 7,245 total housing units. Homeowners pay a median annual property tax of $2,610. The effective tax rate is 1.12%, above the national average.

Crime Overview

Source: FBI Crime Data Explorer (2023)

Violent Crime Rate

0.00

per 1,000 residents

-100% vs national

Property Crime Rate

2.20

per 1,000 residents

-87% vs national

Total Crimes

5

2023

Violent Clearance

N/A

cases solved

Property Clearance

20%

cases solved

YoY Change

-100.0%

violent crime rate

improving vs 2022

How Oxford Compares

Source: FBI (2023)

Oxford vs Similar Cities

Source: FBI (2023)

Compared to cities with Under 10,000 residents. Oxford is highlighted in green.

Violent Crime Rate (per 1,000)

Property Crime Rate (per 1,000)

Murder Rate (per 1,000)

Crime Rate Trends

Source: FBI
Property โ†“ 81.1%2015 โ†’ 2023

Crime Composition

Source: FBI (2023)

Property Crime Breakdown

Crime Clearance (Solve) Rates

Source: FBI (2023)

Oxford police solve 33% of larceny/theft cases but only 0% of burglary cases.

Weapon Used in Violent Crime

Source: FBI (2023)

Crime Breakdown

Source: FBI Crime Data Explorer (2023)
Crime TypeCategoryCountRate per 1KClearance %
MurderViolent00.00N/A
RapeViolent00.00N/A
RobberyViolent00.00N/A
Aggravated AssaultViolent00.00N/A
BurglaryProperty20.880.0%
Larceny/TheftProperty31.3233.3%
Motor Vehicle TheftProperty00.00N/A

Oxford, OH reported 0 violent crimes and 5 property crimes in 2023. The violent crime rate of 0.00 per 1,000 residents is 100.0% below the national average of 2.70 per 1,000. Larceny/theft accounts for 3 of the property crime reports. Violent crime has been trending downward.

Crime History

Source: FBI
YearViolentPropertyViolent RateProperty Rate
2023050.002.20
2022351.322.19
2021090.004.03
20200150.006.79
20190130.005.85
20181260.4511.76
20172240.9211.00
20164331.8415.17
20151250.4711.63

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

91.5

Relatively Moderate

Expected Annual Loss

92.3

Score (0-100)

Social Vulnerability

22.4

Score (0-100)

Community Resilience

74.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

14

Public Assistance

$10.0M

Individual Assistance

$1.6M

Most Common Type

Severe Storm

5 declarations

Public Assistance by Category

Total: $10.1M
DisasterTypeDatePA $IA $
Covid-19 Pandemic โ†’BiologicalMar 2020$5.2M$1.6M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Storms โ†’Severe StormJun 2012โ€”โ€”
Severe Wind Storm Associated With Tropicโ€ฆ โ†’Severe StormOct 2008$3.3Mโ€”
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Snow โ†’SnowstormJan 2005$601Kโ€”
Severe Storms and Flooding โ†’Severe StormSep 2004โ€”โ€”
Severe Storms and Flooding โ†’Severe StormAug 2001$838Kโ€”
Flooding โ†’FloodJun 1996โ€”โ€”
Severe Storms, Tornadoes & Flooding โ†’Severe StormJun 1990โ€”โ€”
Severe Storms & Flooding โ†’FloodJun 1989โ€”โ€”
Blizzards & Snowstorms โ†’SnowstormJan 1978โ€”โ€”
Tornadoes โ†’TornadoApr 1974โ€”โ€”
Heavy Rains & Flooding โ†’FloodJun 1968โ€”โ€”
Covid-19 Pandemic โ†’Unknownโ€”โ€”$9K
Covid-19 Pandemic โ†’Unknownโ€”โ€”$5K

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

461

Total Claims Paid

$4,240,330

Avg Claim Payout

$9,198

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

3

Federal Funding

$1,619,443

Properties Protected

14

Avg Benefit-Cost Ratio

0.80

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine2$1,612,900
91.1: Local Multihazard Mitigation Plan1$6,543

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Oxford has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, lightning. The area has had 14 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 461 flood insurance claims have been filed in the area. FEMA has obligated $9,976,147 in public assistance recovery funding. $1,616,461 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

34.0%

2.1pp below the national average

Depression Rate

32.5%

9.0pp above the national average

Diabetes Rate

5.6%

6.3pp below the national average

Uninsured Rate

8.6%

2.0pp below the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

21.4%

Arthritis

12.7%

Cancer (excl. skin)

3.2%

Teeth Lost (65+)

16.0%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

26.1%

14+ days in past month

Depression

32.5%

Loneliness

44.4%

Lack of Support

22.6%

Disability Prevalence

Any Disability

31.3%

Mobility

6.9%

Cognitive

22.1%

Hearing

4.1%

Vision

5.4%

Self-Care

2.6%

Independent Living

11.6%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Oxford has an obesity rate of 34.0%, which is 2.1pp below the national average. The depression rate is 32.5%, 9.0pp above the national average. About 8.6% of adults lack health insurance. 74.2% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

3.5 / 5

Nearest Hospital

1.3 mi

Mccullough-Hyde Memorial Hospi...

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Mccullough-Hyde Memorial Hospital1.3 miAcute Care Hospitals5/5Yes
Fort Hamilton Hughes Memorial Hospital8.0 miAcute Care Hospitals3/5Yes
Mercy Health - Fairfield Hospital16.1 miAcute Care Hospitals3/5Yes
Glenwood Behavioral Health Hospital22.6 miPsychiatricโ€”โ€”
Reid Health24.0 miAcute Care Hospitals3/5Yes

Climate & Environment

Greenhouse Gas Emitters

Source: EPA GHGRP (2023)

Facilities Reporting

1

Total COโ‚‚e

21.1K MT

Top Emitter

MIAMI UNIVERSITY (1409090081)

21.1K MT COโ‚‚e

Total COโ‚‚e vs Similar Cities (Under 10,000)

FacilitySectorCOโ‚‚e (MT)
MIAMI UNIVERSITY (1409090081)
Miami University
Other21,097

Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโ‚‚e/year.

1 industrial facility reports greenhouse gas emissions totaling 21.1K metric tons of COโ‚‚e.

Infrastructure

Commute Overview2023 ACS

Drive Alone

50.5%

-36% vs national

Public Transit

2.8%

+208% vs national

Work From Home

15.8%

+70% vs national

Carpool

9.5%

Walk / Bike

21.1%

combined

How Oxford's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Commute data for Oxford, OH covers travel times and transportation modes. 50.5% of workers drive alone, compared to the national average of 78.7%. 15.8% work from home, which is above the OH state average of 8.5%. Public transit is used by 2.8% of commuters, compared to the national average of 0.9%. 9.5% of workers carpool. 17.1% walk to work. 3.9% commute by bicycle.

Internet & Broadband Access

Source: Census ACS

Broadband Access

87.1%

of households

Cable / Fiber / DSL

76.5%

of households

No Internet

4.5%

of households

Total Households

5,875

Internet Subscription Types

Cable, Fiber, or DSL
76.5%
Cellular Data Plan
83.0%
Satellite
4.6%
Cellular Only (no wired)
7.4%
No Internet Access
4.5%

Device Ownership

Source: Census ACS

Has Computer

96.3%

of households

Smartphone

92.0%

of households

Desktop / Laptop

91.7%

of households

Tablet

67.3%

of households

Any Computing Device
96.3%
Smartphone
92.0%
Desktop / Laptop
91.7%
Tablet
67.3%
Smartphone Only
3.3%
No Computer
3.7%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

16.0ยข

per kWh

-16% vs Under 10,000 avg

Commercial Rate

10.7ยข

per kWh

-31% vs Under 10,000 avg

Industrial Rate

7.1ยข

per kWh

-40% vs Under 10,000 avg

Avg Monthly Bill

$135

residential

-8% vs Under 10,000 avg

6% below the national average of 17.1ยข/kWh

Residential electricity in Ohio averages 16.0ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $135. State-level averages from EIA Electric Sales & Revenue data (2024).

Oxford vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (Under 10,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

87.1% of households in Oxford have broadband internet access. 76.5% have cable, fiber, or DSL service. 7.4% rely solely on cellular data without a wired connection. 4.5% of households have no internet access.

Politics & Government

County-level data: Election results are reported at the county level. Oxford is located in Butler County, OH. Results reflect all voters in the county, not just those in Oxford.

Election Overview

Source: Butler County (2024)

2024 Winner

Republican

Dem Votes

66,713

36.4%

GOP Votes

114,831

62.7%

Total Votes

183,142

Margin

R+26.3%

Shift from 2020

R+2.3pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+26.3%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202466,713114,831183,14236.4%62.7%R+26.3
202069,613114,392186,73737.3%61.3%R+24.0
201656,700104,441168,42233.7%62.0%R+28.3

In the 2024 presidential election, Butler County recorded 183,142 total votes. Republicans won the county with 62.7% of the vote compared to 36.4% for Democrats, a margin of R+26.3%. Compared to 2020, the margin shifted R+2.3pp from the previous election. Since 2016, Butler County has shifted 2.1 percentage points toward Democrats.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

128

Total Assets

$1.0B

Total Income

$188.5M

Per 10K Residents

58.0

nonprofits

-21.0% vs peers avg

Orgs with >$1M Assets

16

Median Assets

$270K

Oldest Active

1942

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Education
17
Recreation & Sports
12
Arts & Culture
10
Religion
9
Human Services
6
Philanthropy
5
Animal-Related
4
Environment
3
Health Care
3
Food & Agriculture
3
Public Safety
2
Mental Health
1
Voluntary Health
1
Housing & Shelter
1
Youth Development
1
International
1
Community Improvement
1
Public Benefit
1
Unknown
1
98.1%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $1.0B of $1.0B total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population Under 10,000

Largest Nonprofits in Oxford

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
MIAMI UNIVERSITY FOUNDATION INCEducation$849.8M$129.6M1952
PHI DELTA THETA FOUNDATIONโ€”$41.7M$16.6M1963
BETA THETA PI FOUNDATIONEducation$35.7M$12.5M2009
MCCULLOUGH-HYDE MEMORIAL HOSPITAL ENDOWMENT FUNDHealth Care$20.7M$2.7M1974
DELTA ZETA FOUNDATIONEducation$18.6M$3.0M1978
PHI KAPPA TAU FOUNDATIONโ€”$17.8M$1.8M1950
THE GREATER OXFORD COMMUNITY FOUNDATIONPhilanthropy$13.5M$2.6M1996
MIAMI UNIVERSITY PAPER SCIENCE AND ENGINEERING FOUNDATIONEducation$9.4M$4.3M1971
THREE VALLEY CONSERVATION TRUSTEnvironment$5.8M$1.1M1996
DELTA SIGMA PI LEADERSHIP FOUNDATIONEducation$5.6M$1.4M1994
OXFORD COMMUNITY ARTS CENTERArts & Culture$3.4M$517K2001
LIVELIKELOU FOUNDATIONEducation$3.2M$5.7M2018
OXFORD SOCIETYEnvironment$3.1M$95K2002
TOPSSFood & Agriculture$2.4M$459K2007
OXFORD MASONIC FOUNDATION INCEducation$1.6M$100K2014
OXFORD SENIOR CITIZENS INCHuman Services$1.6M$848K1979
WILLIAM HOLMES MCGUFFEY SCHOOL FOUNDATIONโ€”$713K$834K1983
HILLEL THE FOUNDATION FOR JEWISH CAMPUS LIFEโ€”$535K$591K1993
USA SWIMMING INCโ€”$507K$844K2006
LEARNING FORWARD FOUNDATIONโ€”$353K$128K1985
TALAWANDA RECREATION INCRecreation & Sports$309K$197K1967
OXFORD-TALAWANDA COMMUNITY SERVICES INCโ€”$270K$203K1979
INTERNATIONAL ASSOCIATION OF GEOCHEMISTRYโ€”$270K$67K1983
HOOVES PAWS AND CLAWS FOUNDATIONAnimal-Related$233K$196K2021
SHAKESPEARE THEATRE ASSOCIATIONArts & Culture$195K$118K2008
TALAWANDA ATHLETIC BOOSTERS INCโ€”$193K$291K1983
AUXILIARY OF THE MCCULLOUGH-HYDE MEMORIAL HOSPITALPhilanthropy$154K$106K2013
OXFORD MUSEUM ASSOCIATIONโ€”$139K$82K1956
OXFORD COLLEGE CORNER CLINICHealth Care$117K$94K2006
BUTLER RURAL COMMUNITY CONNECTION INCPhilanthropy$110K$115K1995
E & E DAVIS FOUNDATIONPhilanthropy$109K$52K1998
MIAMI SKATING ACADEMY PARENTSRecreation & Sports$105K$214K2022
UNITED CAMPUS MINISTRY BOARD OF TTEES MIAMI UNIV & WESTERN COLLEGEโ€”$103K$73K1967
SOCCER ASSOC FOR YOUTHRecreation & Sports$74K$125K2021
POWER JOURNEYMental Health$72K$133K2018
TALAWANDA BANTAM FOOTBALL ASSOCIATIONRecreation & Sports$57K$158K2016
TALAWANDA BAND BOOSTERS INCEducation$57K$60K1997
OXFORD WOMENS CARE CENTERHealth Care$55K$62K2025
BUTLER COUNTY YOUTH HOCKEY ASSOCIATIONRecreation & Sports$49K$107K2023
OXFORD FREE PRESSArts & Culture$35K$136K2024
MAKETANK INCArts & Culture$29K$64K2014
OXFORD CATTY SHACKAnimal-Related$10K$31K2023
FAITH AND FITNESSHuman Services$8K$95K2018

Oxford, OH has 128 registered 501(c)(3) nonprofit organizations with combined assets of $1.0B. The most common category is Education, with 17 organizations. 16 nonprofits have assets exceeding $1 million. That works out to 58.0 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1942.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

83

Total Approved

$16.6M

Jobs Supported

618

Per 10K Residents

37.6

SBA loans

-66.0% vs peers avg

Unique Lenders

23

Top Lender

The Huntington National Bank

20 loans

Top Industry

Accommodation & Food Services

Data Span

1995โ€“2025

Loan Program Breakdown

Source: SBA FOIA
7(a)94% of all loans

Loans

78

Total Amount

$12.8M

Avg Loan

$164,706

Median Loan

$80,000

SBA Guaranteed

$9.4M(73%)

Jobs Supported

559

5046% of all loans

Loans

5

Total Amount

$3.8M

Avg Loan

$757,400

Median Loan

$201,000

7(a) โ€” 94%504 โ€” 6%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

20

24% of all-time total

Recent Amount

$4.2M

25% of all-time total

Avg Recent Loan

$210,270

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Accommodation & Food Services19 loans
NAICS 72
$6.4M
Health Care & Social Assistance17 loans
NAICS 62
$5.4M
Construction10 loans
NAICS 23
$389K
Retail Trade8 loans
NAICS 44
$392K
Other Services7 loans
NAICS 81
$505K

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population Under 10,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Stewart Hotel Associates, Llc1$2.1M
The Children's House of West Chester Llc2$1.4M
A-1 Hotel Investments, Llc1$1.3M
Hornfeck Family Dentistry Llc4$1.1M
Meadow Bridge Dental Inc1$923K
Michael D. Farmer Investments Inc.1$788K
Ringwood Properties Llc1$653K
Oxvegas Chicken Llc2$607K
Oxford Family Practice Inc.1$600K
Molly Buckley1$463K

Oxford, OH has received 83 SBA loans totaling $16.6M in approved funding between 1995 and 2025. The 7(a) program accounts for 78 loans (94% of the total), supporting 559 jobs. The 504 program, focused on real estate and large equipment, has funded 5 loans totaling $3.8M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Oxford is The Huntington National Bank with 20 loans. That works out to 37.6 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

7

Total Population

92,230

Avg Median Income

$77,924

Avg Home Value

$201,871

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
45003666$67,685$170,600$78315.2
4501353,533$72,932$217,200$967117.7
4505627,598$53,413$247,700$1,00474.7
450643,281$100,605$209,400N/A32.1
453115,960$66,210$177,200$80285.0
470031,038$79,205$155,400$73514.6
47010154$105,417$235,600N/A9.4

Oxford, OH has 7 ZIP codes with a combined population of 92,230. The average median household income across all ZIP codes is $77,924. The average median home value is $201,871. The average median monthly rent is -$190,475,577.

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