Olde West Chester, OH — City Data, Demographics & Statistics
Butler County · Ohio
City DNA
A unique fingerprint for Olde West Chester based on 8 key metrics — compared to averages.
Quick Stats
Population
357
2023 ACS
Median Income
N/A
2023
Median Home Value
$372,500
2023
Median Rent
N/A
2023
Median Age
23.6
Unemployment
0.0%
Cost of Living Index
199.6
100 = national avg
Olde West Chester is a city in Butler County, Ohio, with a population of 357 according to the 2023 American Community Survey. Olde West Chester is one of the communities in Ohio.
The median home value in Olde West Chester is $372,500. The cost of living index is 199.6 (where 100 = national average). The unemployment rate is 0.0%, and the median age is 23.6 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
357
Male
158
44.3%
Female
199
55.7%
Median Age
23.6
Education & Household
Bachelor's or Higher
24.6%
High School or Higher
37.8%
Foreign Born
2.8%
Veterans
0.0%
Married
30.8%
Avg Household Size
3.6
Marital Status by Age
Race & Ethnicity
Diversity Index
0.000
Simpson's Index (0-1)
Largest Group
White
100.0%
Foreign Born
2.8%
Languages Spoken
Total Speakers (5+)
357
English Only
97.2%
#1 Non-English Language
Other Indo-European
10 speakers
Limited English
0.0%
Language Distribution
English Proficiency
Speaks English Very Well
100.0%
Limited English Proficiency
0.0%
Ancestry & Heritage
Total Reporting Ancestry
347
#1 Ancestry
English
38.1% (136)
#2 Ancestry
German
31.7% (113)
#3 Ancestry
Irish
14.6% (52)
Top 7 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
100
Family Households
92
92.0%
Married Couples
55
55.0%
Non-Family Households
8
8.0%
Single Mother Households
0
0.0%
Single Father Households
37
37.0%
Living Alone
8
8.0%
Children Under 18
Total Children
71
In Married Couple
71
100.0%
With Single Mother
0
0.0%
With Single Father
0
0.0%
Family Income
Median Family Income
$200,179
Married Couple Income
$239,028
Avg Family Size
3.6
Avg Non-Family Size
3.6
Grandparents w/ Grandchildren
0
Grandparents Responsible
0
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
N/A
Per Capita Income
$47,449
+28% vs national
Poverty Rate
0.0%
-100% vs national
Gini Index
0.2205
0 = perfect equality
Unemployment
0.0%
-100% vs national
SNAP Recipients
0.0%
of households
How Olde West Chester Compares
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Olde West Chester.
Income Distribution
Employment Snapshot
Unemployment Rate
0.0%
-100% vs OH avg
Labor Force
286
Employed
286
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
24.6%
of adults 25+
High School Diploma+
37.8%
of adults 25+
Median Age
23.6
Work from Home
8.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Cincinnati, OH-KY-IN metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$97.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
199.6
100 = national avg
+99.6 vs national average
Living Wage (1 Adult)
$87,830
per year
Living Wage (Family of 4)
$207,598
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,051
per month
2 Bedroom
$1,353
per month
The median household income in Olde West Chester, OH is N/A. Per capita income is $47,449. The poverty rate of 0.0% is lower than the OH state average of 12.6%. The Gini index of income inequality is 0.2205, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 0.0%, compared to the state average of 4.8%. The labor force is 286. 24.6% of adults hold a bachelor's degree or higher. About 62.9% of workers drive alone to work. The overall cost of living index is 199.6, which is 99.6% above the national average. Housing costs are above the national average at an index of 218.0. A single adult needs to earn approximately $87,830 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — June 2025
Median Sale Price
$480,000
Median List Price
$479,900
Price Per Sq Ft
$164
Days on Market
7
Active Inventory
N/A
Market CompetitivenessRedfin
Sold Above List
100.0%
Off Market in 2 Weeks
100.0%
Sale-to-List Ratio
100.0%
Seller's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
1
New Listings
1
Pending Sales
1
Price Per Square FootRedfin
Median Sale $/SF
$164
Median List $/SF
$164
House Price IndexFHFA
How much have housing prices increased in Olde West Chester, OH? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Cincinnati, OH-KY-IN metro area, home prices have risen 376.3% over the past 40 years. Over 20 years, prices grew 100.3%. The 10-year growth rate is 106.3%. Over the last 5 years, prices increased 57.1%. In the most recent 2-year period, the index rose 11.5%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Cincinnati, OH-KY-IN housing market rather than Olde West Chester alone.
Metro area: Cincinnati, OH-KY-IN
Olde West Chester vs Similar CitiesCensus ACS / Redfin
Compared to cities with under 10,000 residents. Olde West Chester is highlighted.
Median Home Value
Olde West Chester, OH has a median home value of $372,500, making it the 5,043rd highest median home value out of 27,993 cities in our database. This means that Olde West Chester has a higher median home value than 82% of all the cities we measured.
Median Price Per Sq Ft
Olde West Chester, OH has a price per square foot of $164, making it the 11,183rd highest price per square foot out of 20,748 cities in our database. This means that Olde West Chester has a higher price per square foot than 46% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$372,500
Median Rent
N/A
Total Housing Units
100
Vacancy Rate
0.0%
Owner Occupied
63.0%
Renter Occupied
37.0%
Median Property Tax
$4,768
per year
Monthly Cost (w/ Mortgage)
$2,057
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,768
per year
Effective Tax Rate
1.28%
of home value
Median Home Value
$372,500
Estimated Mean Tax
$4,970
The effective property tax rate is calculated by dividing the median annual property tax ($4,768) by the median home value ($372,500). In Olde West Chester, OH, this works out to an effective rate of 1.28%. This is above the national average of approximately 1.1%.
The current median sale price in Olde West Chester, OH is $480,000 according to Redfin data. Homes spend a median of 7 days on the market. 100.0% of homes sold above asking price. The median price per square foot is $164. About 63.0% of housing units are owner-occupied. The median year homes were built is 1982. There are 100 total housing units. Homeowners pay a median annual property tax of $4,768. The effective tax rate is 1.28%, above the national average.
Crime data is not yet available for Olde West Chester. The FBI UCR/NIBRS program does not cover all jurisdictions.
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
91.5
Relatively Moderate
Expected Annual Loss
92.3
Score (0-100)
Social Vulnerability
22.4
Score (0-100)
Community Resilience
74.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
14
Public Assistance
$10.0M
Individual Assistance
$6.9M
Most Common Type
Severe Storm
5 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $5.2M | $6.9M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms → | Severe Storm | Jun 2012 | — | — |
| Severe Wind Storm Associated With Tropic… → | Severe Storm | Oct 2008 | $3.3M | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Snow → | Snowstorm | Jan 2005 | $601K | — |
| Severe Storms and Flooding → | Severe Storm | Sep 2004 | — | — |
| Severe Storms and Flooding → | Severe Storm | Aug 2001 | $838K | — |
| Flooding → | Flood | Jun 1996 | — | — |
| Severe Storms, Tornadoes & Flooding → | Severe Storm | Jun 1990 | — | — |
| Severe Storms & Flooding → | Flood | Jun 1989 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Tornadoes → | Tornado | Apr 1974 | — | — |
| Heavy Rains & Flooding → | Flood | Jun 1968 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
461
Total Claims Paid
$4,240,330
Avg Claim Payout
$9,198
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$1,619,443
Properties Protected
14
Avg Benefit-Cost Ratio
0.80
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $1,612,900 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $6,543 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Olde West Chester has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, cold wave, lightning. The area has had 14 federal disaster declarations. The most common disaster type is severe storm (5 declarations). 461 flood insurance claims have been filed in the area. FEMA has obligated $9,976,147 in public assistance recovery funding. $6,938,477 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
36.7%
0.6pp above the national average
Depression Rate
26.2%
2.7pp above the national average
Diabetes Rate
10.1%
1.8pp below the national average
Uninsured Rate
6.6%
4.0pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
32.7%
Arthritis
22.8%
Cancer (excl. skin)
7.3%
Teeth Lost (65+)
11.7%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
17.6%
14+ days in past month
Depression
26.2%
Loneliness
35.4%
Lack of Support
20.4%
Disability Prevalence
Any Disability
23.4%
Mobility
8.7%
Cognitive
12.9%
Hearing
5.6%
Vision
3.3%
Self-Care
2.6%
Independent Living
6.2%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Olde West Chester has an obesity rate of 36.7%, which is 0.6pp above the national average. The depression rate is 26.2%, 2.7pp above the national average. About 6.6% of adults lack health insurance. 78.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.0 / 5
Nearest Hospital
4.9 mi
Mercy Health Kings Mills Hospi...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mercy Health Kings Mills Hospital Llc | 4.9 mi | Acute Care Hospitals | — | Yes |
| Lindner Center Of Hope | 4.9 mi | Psychiatric | — | — |
| Bethesda North | 6.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Assurance Health Cincinnati Llc | 6.9 mi | Psychiatric | — | Yes |
| Mercy Health - Fairfield Hospital | 8.0 mi | Acute Care Hospitals | 3/5 | Yes |
Infrastructure
Commute Overview2023 ACS
Drive Alone
62.9%
-20% vs national
Work From Home
8.4%
-10% vs national
Carpool
28.7%
How Olde West Chester's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2019)Fatalities
3
2019
2-Year Avg
4
fatalities/yr
Alcohol-Related
2
67% of total
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2019 | 3 | 3 | 2 | 0 | 0 |
| 2018 | 4 | 5 | 0 | 3 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Olde West Chester, OH covers travel times and transportation modes. 62.9% of workers drive alone, compared to the national average of 78.7%. 8.4% work from home, which is below the OH state average of 8.5%. 28.7% of workers carpool. In 2019, there were 3 traffic fatalities from 3 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
100.0%
of households
Cable / Fiber / DSL
100.0%
of households
No Internet
0.0%
of households
Total Households
100
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
100.0%
of households
Smartphone
92.0%
of households
Desktop / Laptop
100.0%
of households
Tablet
86.0%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
16.0¢
per kWh
-16% vs Under 10,000 avg
Commercial Rate
10.7¢
per kWh
-31% vs Under 10,000 avg
Industrial Rate
7.1¢
per kWh
-40% vs Under 10,000 avg
Avg Monthly Bill
$135
residential
-8% vs Under 10,000 avg
6% below the national average of 17.1¢/kWh
Residential electricity in Ohio averages 16.0¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $135. State-level averages from EIA Electric Sales & Revenue data (2024).
Olde West Chester vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (Under 10,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
100.0% of households in Olde West Chester have broadband internet access. 100.0% have cable, fiber, or DSL service. 0.0% of households have no internet access.
Politics & Government
County-level data: Election results are reported at the county level. Olde West Chester is located in Butler County, OH. Results reflect all voters in the county, not just those in Olde West Chester.
Election Overview
Source: Butler County (2024)2024 Winner
Republican
Dem Votes
66,713
36.4%
GOP Votes
114,831
62.7%
Total Votes
183,142
Margin
R+26.3%
Shift from 2020
R+2.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 66,713 | 114,831 | 183,142 | 36.4% | 62.7% | R+26.3 |
| 2020 | 69,613 | 114,392 | 186,737 | 37.3% | 61.3% | R+24.0 |
| 2016 | 56,700 | 104,441 | 168,422 | 33.7% | 62.0% | R+28.3 |
In the 2024 presidential election, Butler County recorded 183,142 total votes. Republicans won the county with 62.7% of the vote compared to 36.4% for Democrats, a margin of R+26.3%. Compared to 2020, the margin shifted R+2.3pp from the previous election. Since 2016, Butler County has shifted 2.1 percentage points toward Democrats.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
642
Total Approved
$201.1M
Jobs Supported
6,163
Per 10K Residents
17983.2
SBA loans
+13535.3% vs peers avg
Unique Lenders
89
Top Lender
The Huntington National Bank
206 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
551
Total Amount
$141.8M
Avg Loan
$257,439
Median Loan
$100,000
SBA Guaranteed
$102.2M(72%)
Jobs Supported
4,772
Loans
91
Total Amount
$59.3M
Avg Loan
$651,297
Median Loan
$327,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
149
23% of all-time total
Recent Amount
$62.9M
31% of all-time total
Avg Recent Loan
$422,143
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population Under 10,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Union Centre Innkeepers, Llc | 1 | $5.5M |
| Oasis Turf & Tree Inc. | 2 | $5.1M |
| Hh Liberty Way, Llc | 1 | $5.0M |
| Cincinnati Stoneworks | 1 | $5.0M |
| Sannadh Inc. | 1 | $4.9M |
| Sohan & Sons Waterproofing Co Llc | 1 | $4.9M |
| Liberty Way Innkeepers, Llc | 1 | $4.7M |
| Union Center Hotel Management, Llc | 2 | $3.7M |
| Hotel Spa Llc | 1 | $3.6M |
| Shihasi Union Centre, Llp | 2 | $3.5M |
Olde West Chester, OH has received 642 SBA loans totaling $201.1M in approved funding between 1992 and 2026. The 7(a) program accounts for 551 loans (86% of the total), supporting 4,772 jobs. The 504 program, focused on real estate and large equipment, has funded 91 loans totaling $59.3M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Olde West Chester is The Huntington National Bank with 206 loans. That works out to 17983.2 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
17
Total Population
490,873
Avg Median Income
$92,929
Avg Home Value
$265,871
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 45011 | 74,636 | $90,360 | $272,000 | $1,005 | 60.4 |
| 45014 | 45,652 | $69,624 | $215,700 | $1,145 | 22.6 |
| 45015 | 11,102 | $45,543 | $116,600 | $1,041 | 5.6 |
| 45034 | 1,080 | $152,829 | $312,100 | N/A | 0.7 |
| 45039 | 28,958 | $111,774 | $294,100 | $1,554 | 15.6 |
| 45040 | 58,132 | $131,803 | $403,700 | $1,691 | 28.4 |
| 45050 | 12,162 | $104,519 | $273,800 | $1,519 | 8.4 |
| 45069 | 55,635 | $115,539 | $314,300 | $1,585 | 29.0 |
| 45215 | 30,806 | $71,949 | $200,100 | $954 | 12.0 |
| 45218 | 3,815 | $74,617 | $169,600 | $1,017 | 1.3 |
| 45231 | 40,852 | $69,140 | $164,900 | $1,118 | 14.8 |
| 45236 | 24,648 | $81,990 | $218,900 | $1,155 | 6.9 |
| 45240 | 29,453 | $66,918 | $176,600 | $1,187 | 9.7 |
| 45241 | 23,545 | $94,943 | $292,000 | $1,137 | 17.5 |
| 45242 | 22,253 | $120,869 | $421,200 | $1,781 | 13.6 |
| 45246 | 13,925 | $70,150 | $189,700 | $1,231 | 9.4 |
| 45249 | 14,219 | $107,227 | $484,500 | $1,476 | 6.8 |
Olde West Chester, OH has 17 ZIP codes with a combined population of 490,873. The average median household income across all ZIP codes is $92,929. The average median home value is $265,871. The average median monthly rent is -$39,214,475.
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