Lorain, OH โ City Data, Demographics & Statistics
Lorain County ยท Ohio
City DNA
A unique fingerprint for Lorain based on 8 key metrics โ compared to averages.
Quick Stats
Population
65,207
2023 ACS
Median Income
$45,799
2023
Median Home Value
$123,500
2023
Median Rent
$839
2023
Median Age
39.3
Unemployment
7.0%
Cost of Living Index
83.2
100 = national avg
Lorain is a city in Lorain County, Ohio, with a population of 65,207 according to the 2023 American Community Survey. Lorain is one of the communities in Ohio.
The median household income in Lorain is $45,799, and the median home value is $123,500. The cost of living index is 83.2 (where 100 = national average), and the median rent is $839 per month. The unemployment rate is 7.0%, and the median age is 39.3 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
65,207
Male
31,893
48.9%
Female
33,314
51.1%
Median Age
39.3
Education & Household
Bachelor's or Higher
9.6%
High School or Higher
34.0%
Foreign Born
3.1%
Veterans
5.8%
Married
29.2%
Avg Household Size
2.4
Marital Status by Age
Race & Ethnicity
Diversity Index
0.521
Simpson's Index (0-1)
Largest Group
White
58.3%
Foreign Born
3.1%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
27.4%
17,860 people
Not Hispanic/Latino
72.6%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
60,734
English Only
83.4%
#1 Non-English Language
Spanish
9,160 speakers
Limited English
6.7%
Language Distribution
English Proficiency
Speaks English Very Well
93.3%
Limited English Proficiency
6.7%
Veterans & Military
Total Veterans
3,760
5.8% of population
Disability Rate
18.2%
686 with disability
Veteran Median Income
$42,139
Unemployment Rate
4.1%
Period of Service
Veteran Age Distribution
Male Veterans
3,367
89.5%
Female Veterans
393
10.5%
Veteran vs Non-Veteran Income
Veteran Income
$42,139
Non-Veteran Income
$28,638
Difference
$13,501
47.1% higher
Disability Status
With Disability
686
Without Disability
3,074
Disability Rate
18.2%
Ancestry & Heritage
Total Reporting Ancestry
36,622
#1 Ancestry
German
12.8% (8,338)
#2 Ancestry
Irish
9.1% (5,966)
#3 Ancestry
Polish
6.2% (4,024)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
27,180
Family Households
14,791
54.4%
Married Couples
8,132
29.9%
Non-Family Households
12,389
45.6%
Single Mother Households
5,153
19.0%
Single Father Households
1,506
5.5%
Living Alone
10,475
38.5%
Children Under 18
Total Children
13,734
In Married Couple
5,316
38.7%
With Single Mother
7,547
55.0%
With Single Father
871
6.3%
Family Income
Median Family Income
$61,989
Married Couple Income
$87,000
Single Mother Income
$33,199
Single Father Income
$58,400
Avg Family Size
2.4
Avg Non-Family Size
2.4
Grandparents w/ Grandchildren
1,036
Grandparents Responsible
642
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$45,799
-37% vs national
Per Capita Income
$26,583
-28% vs national
Poverty Rate
27.4%
+102% vs national
Gini Index
0.4804
0 = perfect equality
Unemployment
7.0%
+34% vs national
SNAP Recipients
25.0%
of households
How Lorain Compares
Lorain vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Lorain is highlighted.
Median Household Income
Lorain, OH has a median household income of $45,799, making it the 23,238th highest median household income out of 28,123 cities in our database. This means that Lorain has a higher median household income than 17% of all the cities we measured.
Per Capita Income
Lorain, OH has a per capita income of $26,583, making it the 20,884th highest per capita income out of 28,123 cities in our database. This means that Lorain has a higher per capita income than 26% of all the cities we measured.
Poverty Rate
Lorain, OH has a poverty rate of 27.4%, making it the 3,786th highest poverty rate out of 31,262 cities in our database. This means that Lorain has a higher poverty rate than 88% of all the cities we measured.
Unemployment Rate
Lorain, OH has a unemployment rate of 7.0%, making it the 7,406th highest unemployment rate out of 31,012 cities in our database. This means that Lorain has a higher unemployment rate than 76% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Lorain. The median household income here is $45,799.
Income Distribution
Employment Snapshot
Unemployment Rate
7.0%
+45% vs OH avg
Labor Force
29,038
Employed
27,016
Mean Commute
23 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
9.6%
of adults 25+
High School Diploma+
34.0%
of adults 25+
Median Age
39.3
Work from Home
5.0%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Cleveland, OH metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$97.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
83.2
100 = national avg
-16.8 vs national average
Living Wage (1 Adult)
$36,586
per year
Living Wage (Family of 4)
$86,476
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,058
per month
2 Bedroom
$1,279
per month
The median household income in Lorain, OH is $45,799, which is 37.5% below the national average of $73,224. Per capita income is $26,583. The poverty rate of 27.4% is higher than the OH state average of 12.6%. The Gini index of income inequality is 0.4804, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 7.0%, compared to the state average of 4.8%. The labor force is 29,038. 9.6% of adults hold a bachelor's degree or higher. The average commute time is 23 minutes, with 5.0% working from home. About 78.5% of workers drive alone to work. The overall cost of living index is 83.2, which is 16.8% below the national average. Housing costs are below the national average at an index of 82.0. A single adult needs to earn approximately $36,586 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin โ January 2026
Median Sale Price
$144,000
Median List Price
$165,000
Price Per Sq Ft
$110
Days on Market
49
Active Inventory
139
Months of Supply
3.0
Seller's market
Zillow Home Value
$145,659
ZHVI โ January 2026
Zillow Rent Index
$1,145
ZORI โ January 2026
Market CompetitivenessRedfin
Sold Above List
28.3%
Off Market in 2 Weeks
28.6%
Sale-to-List Ratio
97.1%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
46
New Listings
49
Pending Sales
63
Price Per Square FootRedfin
Median Sale $/SF
$110
Median List $/SF
$107
House Price IndexFHFA
How much have housing prices increased in Lorain, OH? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Cleveland, OH metro area, home prices have risen 321.7% over the past 40 years. Over 20 years, prices grew 73.8%. The 10-year growth rate is 98.7%. Over the last 5 years, prices increased 54.0%. In the most recent 2-year period, the index rose 13.5%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Cleveland, OH housing market rather than Lorain alone.
Metro area: Cleveland, OH
Lorain vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Lorain is highlighted.
Median Home Value
Lorain, OH has a median home value of $123,500, making it the 19,066th highest median home value out of 27,993 cities in our database. This means that Lorain has a higher median home value than 32% of all the cities we measured.
Median Rent
Lorain, OH has a median rent of $839, making it the 14,358th highest median rent out of 22,337 cities in our database. This means that Lorain has a higher median rent than 36% of all the cities we measured.
Median Price Per Sq Ft
Lorain, OH has a price per square foot of $110, making it the 16,311th highest price per square foot out of 20,748 cities in our database. This means that Lorain has a higher price per square foot than 21% of all the cities we measured.
Rent Burden
Lorain, OH has a rent burden of 22.0%, making it the 6,262nd highest rent burden out of 21,928 cities in our database. This means that Lorain has a higher rent burden than 71% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$123,500
Median Rent
$839
Total Housing Units
30,456
Vacancy Rate
10.8%
Owner Occupied
55.8%
Renter Occupied
44.2%
Median Property Tax
$1,657
per year
Monthly Cost (w/ Mortgage)
$840
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,657
per year
Effective Tax Rate
1.34%
of home value
Median Home Value
$123,500
Estimated Mean Tax
$2,020
The effective property tax rate is calculated by dividing the median annual property tax ($1,657) by the median home value ($123,500). In Lorain, OH, this works out to an effective rate of 1.34%. This is above the national average of approximately 1.1%.
The current median sale price in Lorain, OH is $144,000 according to Redfin data. Homes spend a median of 49 days on the market. 28.3% of homes sold above asking price. The market has 3.0 months of supply. The median price per square foot is $110. Zillow's observed rent index is $1,145/month. About 55.8% of housing units are owner-occupied. The median year homes were built is 1961. There are 30,456 total housing units. Homeowners pay a median annual property tax of $1,657. The effective tax rate is 1.34%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
5.81
per 1,000 residents
+124% vs national
Property Crime Rate
15.51
per 1,000 residents
-10% vs national
Total Crimes
1,394
2024
Violent Clearance
61%
cases solved
Property Clearance
22%
cases solved
YoY Change
+20.7%
violent crime rate
worsening vs 2023
How Lorain Compares
Source: FBI (2024)Lorain vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Lorain is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Lorain police solve 66% of aggravated assault cases but only 5% of rape cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 2 | 0.03 | 50.0% |
| Rape | Violent | 20 | 0.31 | 5.0% |
| Robbery | Violent | 35 | 0.54 | 42.9% |
| Aggravated Assault | Violent | 323 | 4.94 | 65.9% |
| Burglary | Property | 169 | 2.59 | 17.8% |
| Larceny/Theft | Property | 753 | 11.52 | 24.6% |
| Motor Vehicle Theft | Property | 92 | 1.41 | 14.1% |
Lorain, OH reported 380 violent crimes and 1,014 property crimes in 2024. The violent crime rate of 5.81 per 1,000 residents is 123.6% above the national average of 2.60 per 1,000. Law enforcement cleared 61% of violent crimes. Larceny/theft accounts for 753 of the property crime reports. Firearms were involved in 33.7% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 380 | 1,014 | 5.81 | 15.51 |
| 2023 | 315 | 1,185 | 4.81 | 18.11 |
| 2022 | 310 | 1,199 | 4.73 | 18.30 |
| 2021 | 342 | 1,228 | 5.36 | 19.23 |
| 2020 | 327 | 1,520 | 5.12 | 23.81 |
| 2019 | 289 | 1,437 | 4.51 | 22.45 |
| 2018 | 176 | 977 | 2.76 | 15.31 |
| 2017 | 369 | 2,050 | 5.80 | 32.20 |
| 2016 | 127 | 791 | 2.00 | 12.44 |
| 2015 | 171 | 1,714 | 2.68 | 26.91 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
86.3
Relatively Moderate
Expected Annual Loss
87.2
Score (0-100)
Social Vulnerability
30.1
Score (0-100)
Community Resilience
95.9
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
19
Public Assistance
$2.9M
Individual Assistance
$3.3M
Most Common Type
Severe Storm
7 declarations
Public Assistance by Category
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
534
Total Claims Paid
$7,090,511
Avg Claim Payout
$13,278
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
6
Federal Funding
$408,377
Properties Protected
3
Avg Benefit-Cost Ratio
0.40
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 3 | $359,928 |
| 200.7: Acquisition of Private Real Property (Structures and Land) - Erosion | 1 | $0 |
| 95.1: FMA or CRS Plan | 1 | $27,000 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $21,449 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Lorain has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, ice storm, hail. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 534 flood insurance claims have been filed in the area. FEMA has obligated $2,916,059 in public assistance recovery funding. $3,294,279 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
42.9%
6.8pp above the national average
Depression Rate
25.9%
2.4pp above the national average
Diabetes Rate
18.5%
6.6pp above the national average
Uninsured Rate
15.4%
4.8pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
38.9%
Arthritis
32.8%
Cancer (excl. skin)
7.7%
Teeth Lost (65+)
22.4%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
20.1%
14+ days in past month
Depression
25.9%
Loneliness
35.0%
Lack of Support
23.8%
Disability Prevalence
Any Disability
37.8%
Mobility
20.0%
Cognitive
18.1%
Hearing
7.9%
Vision
8.5%
Self-Care
6.3%
Independent Living
11.7%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Lorain has an obesity rate of 42.9%, which is 6.8pp above the national average. The depression rate is 25.9%, 2.4pp above the national average. About 15.4% of adults lack health insurance. 79.4% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
3
Avg CMS Rating
4.0 / 5
Nearest Hospital
2.3 mi
Mercy Regional Medical Center
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mercy Regional Medical Center | 2.3 mi | Acute Care Hospitals | 2/5 | Yes |
| Clear Vista Health & Wellness | 2.3 mi | Psychiatric | โ | โ |
| University Hospitals - Elyria Medical Center | 5.3 mi | Acute Care Hospitals | 4/5 | โ |
| Cleveland Clinic Avon Hospital | 9.1 mi | Acute Care Hospitals | 5/5 | Yes |
| Mercy Allen Hospital | 10.8 mi | Critical Access Hospitals | 5/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
132,152
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| ELYRIA WATER DEPARTMENT | 68,000 | 0 |
| LORAIN CITY PWS | 64,152 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
2
Total COโe
718.6K MT
Top Emitter
West Lorain
717.8K MT COโe
Total COโe vs Similar Cities (50,000 - 100,000)
| Facility | Sector | COโe (MT) |
|---|---|---|
West Lorain Edgewater Generation Holdings Llc | Power Plants | 717,758 |
US Steel - Lorain Tubular Operations Us Steel Corp | Metals | 828 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโe/year.
There are 2 water systems serving the area. 2 industrial facilities report greenhouse gas emissions totaling 718.6K metric tons of COโe.
Infrastructure
Commute Overview2023 ACS
Mean Commute
23 min
-0% vs national
Drive Alone
78.5%
-0% vs national
Public Transit
0.3%
-63% vs national
Work From Home
5.0%
-47% vs national
Carpool
13.1%
Walk / Bike
0.8%
combined
How Lorain's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
6
2023
6-Year Avg
4
fatalities/yr
Pedestrian
2
Nighttime
5
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 6 | 6 | 0 | 2 | 0 |
| 2022 | 4 | 4 | 0 | 1 | 0 |
| 2021 | 4 | 4 | 0 | 0 | 0 |
| 2020 | 4 | 5 | 3 | 0 | 1 |
| 2019 | 3 | 3 | 1 | 0 | 0 |
| 2018 | 4 | 4 | 3 | 0 | 2 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Lorain, OH is 23 minutes, which is 0.4% below the national average of 23 minutes. 78.5% of workers drive alone, compared to the national average of 78.7%. 5.0% work from home, which is below the OH state average of 8.5%. 13.1% of workers carpool. In 2023, there were 6 traffic fatalities from 6 fatal crashes. 2 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
79.3%
of households
Cable / Fiber / DSL
65.6%
of households
No Internet
11.2%
of households
Total Households
27,180
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
91.8%
of households
Smartphone
84.5%
of households
Desktop / Laptop
70.9%
of households
Tablet
51.6%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
16.0ยข
per kWh
-13% vs 50,000 - 100,000 avg
Commercial Rate
10.7ยข
per kWh
-28% vs 50,000 - 100,000 avg
Industrial Rate
7.1ยข
per kWh
-36% vs 50,000 - 100,000 avg
Avg Monthly Bill
$135
residential
-7% vs 50,000 - 100,000 avg
6% below the national average of 17.1ยข/kWh
Residential electricity in Ohio averages 16.0ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $135. State-level averages from EIA Electric Sales & Revenue data (2024).
Lorain vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (ยข/kWh)
Commercial Rate (ยข/kWh)
Industrial Rate (ยข/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
132,152
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| ELYRIA WATER DEPARTMENT | Community | Surface water | 68,000 | 0 |
| LORAIN CITY PWS | Community | Surface water | 64,152 | 0 |
79.3% of households in Lorain have broadband internet access. 65.6% have cable, fiber, or DSL service. 11.1% rely solely on cellular data without a wired connection. 11.2% of households have no internet access. 13.3% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 132,152 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Lorain is located in Lorain County, OH. Results reflect all voters in the county, not just those in Lorain.
Election Overview
Source: Lorain County (2024)2024 Winner
Republican
Dem Votes
74,207
46.7%
GOP Votes
83,297
52.4%
Total Votes
158,959
Margin
R+5.7%
Shift from 2020
R+3.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 74,207 | 83,297 | 158,959 | 46.7% | 52.4% | R+5.7 |
| 2020 | 75,667 | 79,520 | 157,437 | 48.1% | 50.5% | R+2.4 |
| 2016 | 64,958 | 65,346 | 136,654 | 47.5% | 47.8% | R+0.3 |
In the 2024 presidential election, Lorain County recorded 158,959 total votes. Republicans won the county with 52.4% of the vote compared to 46.7% for Democrats, a margin of R+5.7%. Compared to 2020, the margin shifted R+3.3pp from the previous election. Since 2016, Lorain County has shifted 5.4 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
217
Total Assets
$197.6M
Total Income
$190.1M
Per 10K Residents
33.3
nonprofits
-25.2% vs peers avg
Orgs with >$1M Assets
23
Median Assets
$284K
Oldest Active
1941
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $159.2M of $197.6M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Lorain
Source: IRS Exempt Organizations BMFLorain, OH has 217 registered 501(c)(3) nonprofit organizations with combined assets of $197.6M. The most common category is Religion-Related, with 27 organizations. 23 nonprofits have assets exceeding $1 million. That works out to 33.3 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
337
Total Approved
$65.4M
Jobs Supported
1,783
Per 10K Residents
51.7
SBA loans
-39.4% vs peers avg
Unique Lenders
35
Top Lender
The Huntington National Bank
124 loans
Top Industry
Retail Trade
Data Span
1992โ2026
Loan Program Breakdown
Source: SBA FOIALoans
323
Total Amount
$60.5M
Avg Loan
$187,336
Median Loan
$80,000
SBA Guaranteed
$43.6M(72%)
Jobs Supported
1,716
Loans
14
Total Amount
$4.9M
Avg Loan
$348,571
Median Loan
$231,500
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
59
18% of all-time total
Recent Amount
$15.1M
23% of all-time total
Avg Recent Loan
$256,571
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Rathlin Soils Llc | 2 | $3.5M |
| Amotec Inc. | 1 | $2.8M |
| Erdie Industries Inc. | 5 | $2.7M |
| Aksharvinay Llc | 4 | $2.5M |
| Head Quarters Inc. | 6 | $1.8M |
| Sg Petroleum Services Llc | 1 | $1.6M |
| Suburban Process Piping Inc. | 3 | $1.5M |
| Gateway Gs/demco Exprs/gtwy Cr | 1 | $1.4M |
| Shankara Llc | 1 | $1.4M |
| Deluca's Place in the Park | 2 | $1.2M |
Lorain, OH has received 337 SBA loans totaling $65.4M in approved funding between 1992 and 2026. The 7(a) program accounts for 323 loans (96% of the total), supporting 1,716 jobs. The 504 program, focused on real estate and large equipment, has funded 14 loans totaling $4.9M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in Lorain is The Huntington National Bank with 124 loans. That works out to 51.7 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
9
Total Population
251,847
Avg Median Income
$77,080
Avg Home Value
$211,644
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 44001 | 21,123 | $91,050 | $221,300 | $947 | 33.2 |
| 44011 | 25,082 | $126,618 | $377,100 | $1,446 | 20.8 |
| 44012 | 25,456 | $110,174 | $337,200 | $1,500 | 11.1 |
| 44035 | 62,024 | $54,362 | $147,600 | $871 | 47.6 |
| 44039 | 36,235 | $94,128 | $254,800 | $1,067 | 24.1 |
| 44052 | 28,067 | $42,298 | $104,000 | $840 | 9.5 |
| 44053 | 21,257 | $65,332 | $189,500 | $827 | 10.8 |
| 44054 | 12,733 | $73,151 | $177,600 | $1,059 | 12.5 |
| 44055 | 19,870 | $36,603 | $95,700 | $848 | 6.3 |
Lorain, OH has 9 ZIP codes with a combined population of 251,847. The average median household income across all ZIP codes is $77,080. The average median home value is $211,644. The average median monthly rent is $1,045.
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