Elyria, OH — City Data, Demographics & Statistics
Lorain County · Ohio
City DNA
A unique fingerprint for Elyria based on 8 key metrics — compared to averages.
Quick Stats
Population
52,833
2023 ACS
Median Income
$53,204
2023
Median Home Value
$142,800
2023
Median Rent
$859
2023
Median Age
39.6
Unemployment
5.5%
Cost of Living Index
88.9
100 = national avg
Elyria is a city in Lorain County, Ohio, with a population of 52,833 according to the 2023 American Community Survey. Elyria is one of the communities in Ohio.
The median household income in Elyria is $53,204, and the median home value is $142,800. The cost of living index is 88.9 (where 100 = national average), and the median rent is $859 per month. The unemployment rate is 5.5%, and the median age is 39.6 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
52,833
Male
25,377
48.0%
Female
27,456
52.0%
Median Age
39.6
Education & Household
Bachelor's or Higher
11.5%
High School or Higher
35.8%
Foreign Born
2.8%
Veterans
5.3%
Married
33.0%
Avg Household Size
2.3
Marital Status by Age
Race & Ethnicity
Diversity Index
0.447
Simpson's Index (0-1)
Largest Group
White
71.3%
Foreign Born
2.8%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
10.5%
5,542 people
Not Hispanic/Latino
89.5%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
49,685
English Only
93.5%
#1 Non-English Language
Spanish
2,047 speakers
Limited English
2.4%
Language Distribution
English Proficiency
Speaks English Very Well
97.6%
Limited English Proficiency
2.4%
Veterans & Military
Total Veterans
2,782
5.3% of population
Disability Rate
23.4%
651 with disability
Veteran Median Income
$37,329
Unemployment Rate
13.4%
Period of Service
Veteran Age Distribution
Male Veterans
2,557
91.9%
Female Veterans
225
8.1%
Veteran vs Non-Veteran Income
Veteran Income
$37,329
Non-Veteran Income
$32,884
Difference
$4,445
13.5% higher
Disability Status
With Disability
651
Without Disability
2,131
Disability Rate
23.4%
Ancestry & Heritage
Total Reporting Ancestry
41,462
#1 Ancestry
German
20.2% (10,688)
#2 Ancestry
Irish
11.9% (6,304)
#3 Ancestry
English
8.7% (4,618)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
23,016
Family Households
12,600
54.7%
Married Couples
7,736
33.6%
Non-Family Households
10,416
45.3%
Single Mother Households
3,425
14.9%
Single Father Households
1,439
6.3%
Living Alone
8,617
37.4%
Children Under 18
Total Children
9,451
In Married Couple
4,387
46.4%
With Single Mother
3,865
40.9%
With Single Father
1,199
12.7%
Family Income
Median Family Income
$67,141
Married Couple Income
$82,931
Single Mother Income
$38,094
Single Father Income
$47,351
Avg Family Size
2.3
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
1,093
Grandparents Responsible
418
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$53,204
-27% vs national
Per Capita Income
$30,967
-17% vs national
Poverty Rate
17.5%
+29% vs national
Gini Index
0.4442
0 = perfect equality
Unemployment
5.5%
+6% vs national
SNAP Recipients
16.0%
of households
How Elyria Compares
Elyria vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Elyria is highlighted.
Median Household Income
Elyria, OH has a median household income of $53,204, making it the 19,784th highest median household income out of 28,123 cities in our database. This means that Elyria has a higher median household income than 30% of all the cities we measured.
Per Capita Income
Elyria, OH has a per capita income of $30,967, making it the 16,264th highest per capita income out of 28,123 cities in our database. This means that Elyria has a higher per capita income than 42% of all the cities we measured.
Poverty Rate
Elyria, OH has a poverty rate of 17.5%, making it the 8,930th highest poverty rate out of 31,262 cities in our database. This means that Elyria has a higher poverty rate than 71% of all the cities we measured.
Unemployment Rate
Elyria, OH has a unemployment rate of 5.5%, making it the 10,319th highest unemployment rate out of 31,012 cities in our database. This means that Elyria has a higher unemployment rate than 67% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Elyria. The median household income here is $53,204.
Income Distribution
Employment Snapshot
Unemployment Rate
5.5%
+15% vs OH avg
Labor Force
26,367
Employed
24,899
Mean Commute
21 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
11.5%
of adults 25+
High School Diploma+
35.8%
of adults 25+
Median Age
39.6
Work from Home
5.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Cleveland, OH metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$97.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
88.9
100 = national avg
-11.1 vs national average
Living Wage (1 Adult)
$39,126
per year
Living Wage (Family of 4)
$92,480
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,058
per month
2 Bedroom
$1,279
per month
The median household income in Elyria, OH is $53,204, which is 27.3% below the national average of $73,224. Per capita income is $30,967. The poverty rate of 17.5% is higher than the OH state average of 12.6%. The Gini index of income inequality is 0.4442, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.5%, compared to the state average of 4.8%. The labor force is 26,367. 11.5% of adults hold a bachelor's degree or higher. The average commute time is 21 minutes, with 5.4% working from home. About 80.6% of workers drive alone to work. The overall cost of living index is 88.9, which is 11.1% below the national average. Housing costs are below the national average at an index of 89.0. A single adult needs to earn approximately $39,126 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$193,400
Median List Price
$192,450
Price Per Sq Ft
$137
Days on Market
35
Active Inventory
109
Months of Supply
5.2
Balanced market
Zillow Home Value
$177,004
ZHVI — January 2026
Zillow Rent Index
$1,018
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
23.8%
Off Market in 2 Weeks
29.6%
Sale-to-List Ratio
97.5%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
21
New Listings
42
Pending Sales
54
Price Per Square FootRedfin
Median Sale $/SF
$137
Median List $/SF
$145
House Price IndexFHFA
How much have housing prices increased in Elyria, OH? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Cleveland, OH metro area, home prices have risen 321.7% over the past 40 years. Over 20 years, prices grew 73.8%. The 10-year growth rate is 98.7%. Over the last 5 years, prices increased 54.0%. In the most recent 2-year period, the index rose 13.5%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Cleveland, OH housing market rather than Elyria alone.
Metro area: Cleveland, OH
Elyria vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Elyria is highlighted.
Median Home Value
Elyria, OH has a median home value of $142,800, making it the 17,216th highest median home value out of 27,993 cities in our database. This means that Elyria has a higher median home value than 38% of all the cities we measured.
Median Rent
Elyria, OH has a median rent of $859, making it the 13,679th highest median rent out of 22,337 cities in our database. This means that Elyria has a higher median rent than 39% of all the cities we measured.
Median Price Per Sq Ft
Elyria, OH has a price per square foot of $137, making it the 13,842nd highest price per square foot out of 20,748 cities in our database. This means that Elyria has a higher price per square foot than 33% of all the cities we measured.
Rent Burden
Elyria, OH has a rent burden of 19.4%, making it the 9,692nd highest rent burden out of 21,928 cities in our database. This means that Elyria has a higher rent burden than 56% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$142,800
Median Rent
$859
Total Housing Units
25,383
Vacancy Rate
9.3%
Owner Occupied
60.1%
Renter Occupied
39.9%
Median Property Tax
$2,119
per year
Monthly Cost (w/ Mortgage)
$949
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,119
per year
Effective Tax Rate
1.48%
of home value
Median Home Value
$142,800
Estimated Mean Tax
$2,253
The effective property tax rate is calculated by dividing the median annual property tax ($2,119) by the median home value ($142,800). In Elyria, OH, this works out to an effective rate of 1.48%. This is above the national average of approximately 1.1%.
The current median sale price in Elyria, OH is $193,400 according to Redfin data. Homes spend a median of 35 days on the market. 23.8% of homes sold above asking price. The market has 5.2 months of supply. The median price per square foot is $137. Zillow's observed rent index is $1,018/month. About 60.1% of housing units are owner-occupied. The median year homes were built is 1966. There are 25,383 total housing units. Homeowners pay a median annual property tax of $2,119. The effective tax rate is 1.48%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
2.91
per 1,000 residents
+12% vs national
Property Crime Rate
14.79
per 1,000 residents
-14% vs national
Total Crimes
943
2024
Violent Clearance
55%
cases solved
Property Clearance
28%
cases solved
YoY Change
+42.9%
violent crime rate
worsening vs 2023
How Elyria Compares
Source: FBI (2024)Elyria vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Elyria is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Elyria police solve 68% of aggravated assault cases but only 8% of rape cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 2 | 0.04 | 50.0% |
| Rape | Violent | 25 | 0.47 | 8.0% |
| Robbery | Violent | 15 | 0.28 | 40.0% |
| Aggravated Assault | Violent | 113 | 2.12 | 68.1% |
| Burglary | Property | 112 | 2.10 | 40.2% |
| Larceny/Theft | Property | 633 | 11.88 | 26.5% |
| Motor Vehicle Theft | Property | 43 | 0.81 | 18.6% |
Elyria, OH reported 155 violent crimes and 788 property crimes in 2024. The violent crime rate of 2.91 per 1,000 residents is 11.9% above the national average of 2.60 per 1,000. Law enforcement cleared 55% of violent crimes. Larceny/theft accounts for 633 of the property crime reports. Firearms were involved in 38.1% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 155 | 788 | 2.91 | 14.79 |
| 2023 | 108 | 769 | 2.04 | 14.50 |
| 2022 | 106 | 1,008 | 2.00 | 19.05 |
| 2021 | 137 | 739 | 2.55 | 13.73 |
| 2020 | 136 | 792 | 2.53 | 14.75 |
| 2019 | 137 | 921 | 2.55 | 17.12 |
| 2018 | 41 | 361 | 0.76 | 6.71 |
| 2017 | 176 | 1,149 | 3.28 | 21.44 |
| 2016 | 161 | 1,484 | 3.00 | 27.67 |
| 2015 | 8 | 80 | 0.15 | 1.49 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
86.3
Relatively Moderate
Expected Annual Loss
87.2
Score (0-100)
Social Vulnerability
30.1
Score (0-100)
Community Resilience
95.9
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
19
Public Assistance
$2.9M
Individual Assistance
$3.7M
Most Common Type
Severe Storm
7 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $429K | $3.3M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms → | Severe Storm | Jun 2012 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Winter Storms, Flooding, and Muds… → | Severe Storm | Feb 2005 | $2.4M | — |
| Snow → | Snow | Jan 2005 | $5K | — |
| Severe Storms and Flooding → | Severe Storm | Sep 2004 | — | — |
| Severe Storms and Flooding → | Severe Storm | Jun 2004 | — | $339K |
| Power Outage → | Other | Sep 2003 | $80K | — |
| Severe Storms and Tornadoes → | Severe Storm | Nov 2002 | — | $11K |
| Severe Storms and Flooding → | Severe Storm | Aug 1995 | — | — |
| Severe Storms, Tornadoes & Flooding → | Severe Storm | Aug 1992 | — | — |
| Severe Storms & Flooding → | Flood | Jun 1989 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Snowstorms → | Snowstorm | Feb 1977 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Severe Storms & Flooding → | Flood | Nov 1972 | — | — |
| Tropical Storm Agnes → | Flood | Jul 1972 | — | — |
| Tornadoes, Severe Storms & Flooding → | Tornado | Jul 1969 | — | — |
| Tornadoes & Severe Storms → | Tornado | Apr 1965 | — | — |
Showing 20 of 23 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
534
Total Claims Paid
$7,090,511
Avg Claim Payout
$13,278
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
6
Federal Funding
$408,377
Properties Protected
3
Avg Benefit-Cost Ratio
0.40
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 3 | $359,928 |
| 200.7: Acquisition of Private Real Property (Structures and Land) - Erosion | 1 | $0 |
| 95.1: FMA or CRS Plan | 1 | $27,000 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $21,449 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Elyria has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, ice storm, hail. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (7 declarations). 534 flood insurance claims have been filed in the area. FEMA has obligated $2,916,059 in public assistance recovery funding. $3,650,299 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
39.5%
3.4pp above the national average
Depression Rate
27.1%
3.6pp above the national average
Diabetes Rate
15.7%
3.8pp above the national average
Uninsured Rate
10.4%
near the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
38.3%
Arthritis
33.0%
Cancer (excl. skin)
8.7%
Teeth Lost (65+)
20.7%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
20.0%
14+ days in past month
Depression
27.1%
Loneliness
34.7%
Lack of Support
22.9%
Disability Prevalence
Any Disability
35.0%
Mobility
17.6%
Cognitive
16.8%
Hearing
7.6%
Vision
6.6%
Self-Care
5.2%
Independent Living
10.7%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Elyria has an obesity rate of 39.5%, which is 3.4pp above the national average. The depression rate is 27.1%, 3.6pp above the national average. About 10.4% of adults lack health insurance. 79.5% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
3
Avg CMS Rating
4.0 / 5
Nearest Hospital
1.5 mi
University Hospitals - Elyria ...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| University Hospitals - Elyria Medical Center | 1.5 mi | Acute Care Hospitals | 4/5 | — |
| Mercy Regional Medical Center | 7.1 mi | Acute Care Hospitals | 2/5 | Yes |
| Clear Vista Health & Wellness | 7.1 mi | Psychiatric | — | — |
| Cleveland Clinic Avon Hospital | 7.3 mi | Acute Care Hospitals | 5/5 | Yes |
| Mercy Allen Hospital | 8.8 mi | Critical Access Hospitals | 5/5 | Yes |
Infrastructure
Commute Overview2023 ACS
Mean Commute
21 min
-9% vs national
Drive Alone
80.6%
+2% vs national
Public Transit
0.3%
-68% vs national
Work From Home
5.4%
-42% vs national
Carpool
11.1%
Walk / Bike
1.9%
combined
How Elyria's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
2
2023
6-Year Avg
2
fatalities/yr
Nighttime
2
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 2 | 2 | 0 | 0 | 0 |
| 2022 | 1 | 1 | 0 | 0 | 0 |
| 2021 | 6 | 8 | 0 | 0 | 0 |
| 2020 | 1 | 1 | 1 | 0 | 0 |
| 2019 | 1 | 1 | 0 | 0 | 0 |
| 2018 | 1 | 1 | 1 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Elyria, OH is 21 minutes, which is 9.0% below the national average of 23 minutes. 80.6% of workers drive alone, compared to the national average of 78.7%. 5.4% work from home, which is below the OH state average of 8.5%. 11.1% of workers carpool. 1.8% walk to work. In 2023, there were 2 traffic fatalities from 2 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
83.4%
of households
Cable / Fiber / DSL
70.6%
of households
No Internet
11.4%
of households
Total Households
23,016
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
92.9%
of households
Smartphone
86.2%
of households
Desktop / Laptop
72.8%
of households
Tablet
54.7%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
16.0¢
per kWh
-13% vs 50,000 - 100,000 avg
Commercial Rate
10.7¢
per kWh
-28% vs 50,000 - 100,000 avg
Industrial Rate
7.1¢
per kWh
-36% vs 50,000 - 100,000 avg
Avg Monthly Bill
$135
residential
-7% vs 50,000 - 100,000 avg
6% below the national average of 17.1¢/kWh
Residential electricity in Ohio averages 16.0¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $135. State-level averages from EIA Electric Sales & Revenue data (2024).
Elyria vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
83.4% of households in Elyria have broadband internet access. 70.6% have cable, fiber, or DSL service. 10.2% rely solely on cellular data without a wired connection. 11.4% of households have no internet access. 12.3% use only a smartphone without a desktop or laptop.
Politics & Government
County-level data: Election results are reported at the county level. Elyria is located in Lorain County, OH. Results reflect all voters in the county, not just those in Elyria.
Election Overview
Source: Lorain County (2024)2024 Winner
Republican
Dem Votes
74,207
46.7%
GOP Votes
83,297
52.4%
Total Votes
158,959
Margin
R+5.7%
Shift from 2020
R+3.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 74,207 | 83,297 | 158,959 | 46.7% | 52.4% | R+5.7 |
| 2020 | 75,667 | 79,520 | 157,437 | 48.1% | 50.5% | R+2.4 |
| 2016 | 64,958 | 65,346 | 136,654 | 47.5% | 47.8% | R+0.3 |
In the 2024 presidential election, Lorain County recorded 158,959 total votes. Republicans won the county with 52.4% of the vote compared to 46.7% for Democrats, a margin of R+5.7%. Compared to 2020, the margin shifted R+3.3pp from the previous election. Since 2016, Lorain County has shifted 5.4 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
236
Total Assets
$437.1M
Total Income
$164.4M
Per 10K Residents
44.7
nonprofits
+26.9% vs peers avg
Orgs with >$1M Assets
27
Median Assets
$424K
Oldest Active
1940
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $384.4M of $437.1M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Elyria
Source: IRS Exempt Organizations BMFElyria, OH has 236 registered 501(c)(3) nonprofit organizations with combined assets of $437.1M. The most common category is Religion-Related, with 32 organizations. 27 nonprofits have assets exceeding $1 million. That works out to 44.7 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
402
Total Approved
$77.5M
Jobs Supported
3,028
Per 10K Residents
76.1
SBA loans
+18.3% vs peers avg
Unique Lenders
50
Top Lender
The Huntington National Bank
179 loans
Top Industry
Construction
Data Span
1992–2025
Loan Program Breakdown
Source: SBA FOIALoans
370
Total Amount
$66.8M
Avg Loan
$180,488
Median Loan
$77,750
SBA Guaranteed
$48.2M(72%)
Jobs Supported
2,656
Loans
32
Total Amount
$10.7M
Avg Loan
$333,844
Median Loan
$232,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
92
23% of all-time total
Recent Amount
$20.5M
26% of all-time total
Avg Recent Loan
$222,858
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Borowske Builders | 1 | $3.8M |
| Ujjam Llc | 1 | $2.4M |
| Norlake Manufacturing Company | 1 | $2.4M |
| Npl Homecare Inc. | 1 | $2.4M |
| Envelope Mart of Northeast Ohio Inc. | 3 | $2.3M |
| Olson Homecare Llc | 4 | $2.2M |
| Cpc Bags Llc | 2 | $1.8M |
| M & M United Properties Llc | 2 | $1.8M |
| Dot Diamond Core Drilling Inc Dot Equip | 2 | $1.5M |
| Norlake Manufacturing Company | 3 | $1.5M |
Elyria, OH has received 402 SBA loans totaling $77.5M in approved funding between 1992 and 2025. The 7(a) program accounts for 370 loans (92% of the total), supporting 2,656 jobs. The 504 program, focused on real estate and large equipment, has funded 32 loans totaling $10.7M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Elyria is The Huntington National Bank with 179 loans. That works out to 76.1 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
13
Total Population
308,286
Avg Median Income
$80,654
Avg Home Value
$220,200
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 44001 | 21,123 | $91,050 | $221,300 | $947 | 33.2 |
| 44011 | 25,082 | $126,618 | $377,100 | $1,446 | 20.8 |
| 44012 | 25,456 | $110,174 | $337,200 | $1,500 | 11.1 |
| 44035 | 62,024 | $54,362 | $147,600 | $871 | 47.6 |
| 44039 | 36,235 | $94,128 | $254,800 | $1,067 | 24.1 |
| 44044 | 14,422 | $86,582 | $231,200 | $995 | 54.1 |
| 44050 | 7,204 | $100,625 | $258,400 | $1,011 | 25.5 |
| 44052 | 28,067 | $42,298 | $104,000 | $840 | 9.5 |
| 44053 | 21,257 | $65,332 | $189,500 | $827 | 10.8 |
| 44054 | 12,733 | $73,151 | $177,600 | $1,059 | 12.5 |
| 44055 | 19,870 | $36,603 | $95,700 | $848 | 6.3 |
| 44074 | 11,684 | $73,697 | $229,000 | $943 | 50.9 |
| 44138 | 23,129 | $93,877 | $239,200 | $1,210 | 13.8 |
Elyria, OH has 13 ZIP codes with a combined population of 308,286. The average median household income across all ZIP codes is $80,654. The average median home value is $220,200. The average median monthly rent is $1,043.
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