Natural Disasters in Coleharbor, ND

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

43.1

Relatively Low

Expected Annual Loss

54.0

Score (0-100)

Social Vulnerability

17.6

Score (0-100)

Community Resilience

78.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$4.2M

Individual Assistance

$15K

Most Common Type

Severe Storm

9 declarations

Disaster	Type	Date	PA $	IA $
Severe Storm, Tornadoes, and Straight-line Winds →	Severe Storm	Sep 2025	—	—
Severe Winter Storm and Flooding →	Severe Storm	Jul 2022	$1.0M	—
Covid-19 Pandemic →	Biological	Apr 2020	$8K	—
Covid-19 →	Biological	Mar 2020	—	—
Severe Storms and Flooding →	Severe Storm	Jul 2013	$201K	—
Flooding →	Flood	May 2011	$1.2M	—
Flooding →	Flood	Apr 2011	—	—
Severe Winter Storm →	Severe Storm	Apr 2010	—	—
Severe Storms and Flooding →	Severe Storm	Mar 2009	$695K	$15K
Severe Winter Storm and Record And/or Near Record Snow →	Snowstorm	Nov 2005	$859	—
Hurricane Katrina Evacuation →	Coastal Storm	Sep 2005	—	—
Snow →	Snowstorm	Apr 2004	$20K	—
Severe Storms, Flooding, & Ground Saturation →	Flood	May 2001	$181K	—
Severe Storms, Flooding and Ground Saturation →	Severe Storm	Jun 2000	$198K	—
Severe Storms, Flooding, Snow, Ice, Ground Saturation, Lanslides, Mudslides, and Tor →	Flood	Jun 1999	$701K	—
Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains →	Flood	Apr 1997	—	—
Severe Winter Storms and Blizzard Conditions →	Severe Storm	Jan 1997	—	—
Severe Storms,flooding, & Ice Jams →	Severe Storm	Jun 1996	—	—
Severe Storms, Flooding, and Ground Saturation →	Severe Storm	May 1995	—	—
Severe Storms & Flooding →	Flood	Jul 1993	—	—

Showing 20 of 24 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$76,662

Avg Claim Payout

$7,666

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,180,132

Properties Protected

Avg Benefit-Cost Ratio

2.10

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
400.1: Utility Protective Measures (Electric, Gas, etc.)	3	$42,419
401.1: Water and Sanitary Sewer System Protective Measures; 602.1: Other Equipment Purchase and Installation	1	$1,026,025
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE	1	$25,270
91.1: Local Multihazard Mitigation Plan	1	$21,543
601.2: Generators - Regular	1	$64,875

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Coleharbor has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, hail, cold wave. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 10 flood insurance claims have been filed in the area. FEMA has obligated $4,205,656 in public assistance recovery funding. $14,972 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.