Waxhaw, NC — City Data, Demographics & Statistics
Union County · North Carolina
City DNA
A unique fingerprint for Waxhaw based on 8 key metrics — compared to averages.
Quick Stats
Population
21,565
2023 ACS
Median Income
$128,115
2023
Median Home Value
$506,300
2023
Median Rent
$1,770
2023
Median Age
36.9
Unemployment
3.6%
Cost of Living Index
184.9
100 = national avg
Waxhaw is a city in Union County, North Carolina, with a population of 21,565 according to the 2023 American Community Survey. Waxhaw is one of the communities in North Carolina.
The median household income in Waxhaw is $128,115, and the median home value is $506,300. The cost of living index is 184.9 (where 100 = national average), and the median rent is $1,770 per month. The unemployment rate is 3.6%, and the median age is 36.9 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
21,565
Male
10,292
47.7%
Female
11,273
52.3%
Median Age
36.9
Education & Household
Bachelor's or Higher
32.9%
High School or Higher
43.2%
Foreign Born
16.3%
Veterans
3.3%
Married
45.9%
Avg Household Size
3.3
Marital Status by Age
Race & Ethnicity
Diversity Index
0.454
Simpson's Index (0-1)
Largest Group
White
71.3%
Foreign Born
16.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
11.9%
2,571 people
Not Hispanic/Latino
88.1%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
20,384
English Only
79.6%
#1 Non-English Language
Spanish
1,352 speakers
Limited English
3.8%
Language Distribution
English Proficiency
Speaks English Very Well
96.2%
Limited English Proficiency
3.8%
Veterans & Military
Total Veterans
700
3.2% of population
Disability Rate
15.3%
107 with disability
Veteran Median Income
$83,772
Period of Service
Veteran Age Distribution
Male Veterans
578
82.6%
Female Veterans
122
17.4%
Veteran vs Non-Veteran Income
Veteran Income
$83,772
Non-Veteran Income
$52,529
Difference
$31,243
59.5% higher
Disability Status
With Disability
107
Without Disability
593
Disability Rate
15.3%
Ancestry & Heritage
Total Reporting Ancestry
17,217
#1 Ancestry
German
12.3% (2,657)
#2 Ancestry
Irish
11.8% (2,550)
#3 Ancestry
English
11.5% (2,470)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
6,576
Family Households
5,610
85.3%
Married Couples
4,453
67.7%
Non-Family Households
966
14.7%
Single Mother Households
762
11.6%
Single Father Households
395
6.0%
Living Alone
724
11.0%
Children Under 18
Total Children
7,215
In Married Couple
6,193
85.8%
With Single Mother
892
12.4%
With Single Father
130
1.8%
Family Income
Median Family Income
$138,929
Married Couple Income
$157,292
Single Mother Income
$97,500
Single Father Income
$91,076
Avg Family Size
3.3
Avg Non-Family Size
2.9
Grandparents w/ Grandchildren
414
Grandparents Responsible
48
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$128,115
+75% vs national
Per Capita Income
$47,224
+27% vs national
Poverty Rate
4.3%
-68% vs national
Gini Index
0.3730
0 = perfect equality
Unemployment
3.6%
-32% vs national
SNAP Recipients
4.8%
of households
How Waxhaw Compares
Waxhaw vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Waxhaw is highlighted.
Median Household Income
Waxhaw, NC has a median household income of $128,115, making it the 2,220th highest median household income out of 28,123 cities in our database. This means that Waxhaw has a higher median household income than 92% of all the cities we measured.
Per Capita Income
Waxhaw, NC has a per capita income of $47,224, making it the 5,355th highest per capita income out of 28,123 cities in our database. This means that Waxhaw has a higher per capita income than 81% of all the cities we measured.
Poverty Rate
Waxhaw, NC has a poverty rate of 4.3%, making it the 24,739th highest poverty rate out of 31,262 cities in our database. This means that Waxhaw has a higher poverty rate than 21% of all the cities we measured.
Unemployment Rate
Waxhaw, NC has a unemployment rate of 3.6%, making it the 15,893rd highest unemployment rate out of 31,012 cities in our database. This means that Waxhaw has a higher unemployment rate than 49% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Waxhaw. The median household income here is $128,115.
Income Distribution
Employment Snapshot
Unemployment Rate
3.6%
-39% vs NC avg
Labor Force
10,775
Employed
10,382
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
32.9%
of adults 25+
High School Diploma+
43.2%
of adults 25+
Median Age
36.9
Work from Home
27.9%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Charlotte-Concord-Gastonia, NC-SC metro area
Highest-Paying Job
Software Developers
Top Median Wage
$132.1K
per year
Occupations Tracked
20
Cost of Living
Overall Index
184.9
100 = national avg
+84.9 vs national average
Living Wage (1 Adult)
$81,364
per year
Living Wage (Family of 4)
$192,315
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,538
per month
2 Bedroom
$1,686
per month
The median household income in Waxhaw, NC is $128,115, which is 75.0% above the national average of $73,224. Per capita income is $47,224. The poverty rate of 4.3% is lower than the NC state average of 16.0%. The Gini index of income inequality is 0.3730, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 3.6%, compared to the state average of 5.8%. The labor force is 10,775. 32.9% of adults hold a bachelor's degree or higher. About 61.6% of workers drive alone to work. The overall cost of living index is 184.9, which is 84.9% above the national average. Housing costs are above the national average at an index of 214.2. A single adult needs to earn approximately $81,364 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$590,000
Median List Price
$649,464
Price Per Sq Ft
$213
Days on Market
130
Active Inventory
83
Months of Supply
7.5
Buyer's market
Zillow Home Value
$613,768
ZHVI — January 2026
Zillow Rent Index
$2,151
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
18.2%
Off Market in 2 Weeks
29.0%
Sale-to-List Ratio
97.6%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
11
New Listings
26
Price Per Square FootRedfin
Median Sale $/SF
$213
Median List $/SF
$213
House Price IndexFHFA
How much have housing prices increased in Waxhaw, NC? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Charlotte-Concord-Gastonia, NC-SC metro area, home prices have risen 496.1% over the past 40 years. Over 20 years, prices grew 163.1%. The 10-year growth rate is 132.0%. Over the last 5 years, prices increased 63.8%. In the most recent 2-year period, the index rose 7.6%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Charlotte-Concord-Gastonia, NC-SC housing market rather than Waxhaw alone.
Metro area: Charlotte-Concord-Gastonia, NC-SC
Waxhaw vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Waxhaw is highlighted.
Median Home Value
Waxhaw, NC has a median home value of $506,300, making it the 2,932nd highest median home value out of 27,993 cities in our database. This means that Waxhaw has a higher median home value than 90% of all the cities we measured.
Median Rent
Waxhaw, NC has a median rent of $1,770, making it the 2,574th highest median rent out of 22,337 cities in our database. This means that Waxhaw has a higher median rent than 88% of all the cities we measured.
Median Price Per Sq Ft
Waxhaw, NC has a price per square foot of $213, making it the 7,143rd highest price per square foot out of 20,748 cities in our database. This means that Waxhaw has a higher price per square foot than 66% of all the cities we measured.
Rent Burden
Waxhaw, NC has a rent burden of 16.6%, making it the 14,193rd highest rent burden out of 21,928 cities in our database. This means that Waxhaw has a higher rent burden than 35% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$506,300
Median Rent
$1,770
Total Housing Units
6,846
Vacancy Rate
3.9%
Owner Occupied
82.2%
Renter Occupied
17.8%
Median Property Tax
$3,609
per year
Monthly Cost (w/ Mortgage)
$1,939
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$3,609
per year
Effective Tax Rate
0.71%
of home value
Median Home Value
$506,300
Estimated Mean Tax
$3,603
The effective property tax rate is calculated by dividing the median annual property tax ($3,609) by the median home value ($506,300). In Waxhaw, NC, this works out to an effective rate of 0.71%. This is below the national average of approximately 1.1%.
The current median sale price in Waxhaw, NC is $590,000 according to Redfin data. Homes spend a median of 130 days on the market. 18.2% of homes sold above asking price. The market has 7.5 months of supply. The median price per square foot is $213. Zillow's observed rent index is $2,151/month. About 82.2% of housing units are owner-occupied. The median year homes were built is 2009. There are 6,846 total housing units. Homeowners pay a median annual property tax of $3,609. The effective tax rate is 0.71%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
0.59
per 1,000 residents
-77% vs national
Property Crime Rate
4.23
per 1,000 residents
-75% vs national
Total Crimes
115
2024
Violent Clearance
79%
cases solved
Property Clearance
18%
cases solved
YoY Change
-1.8%
violent crime rate
improving vs 2023
How Waxhaw Compares
Source: FBI (2024)Waxhaw vs Similar Cities
Source: FBI (2024)Compared to cities with 10,000 - 25,000 residents. Waxhaw is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Waxhaw police solve 90% of aggravated assault cases but only 0% of robbery cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 3 | 0.13 | 66.7% |
| Robbery | Violent | 1 | 0.04 | 0.0% |
| Aggravated Assault | Violent | 10 | 0.42 | 90.0% |
| Burglary | Property | 13 | 0.54 | 7.7% |
| Larceny/Theft | Property | 85 | 3.56 | 18.8% |
| Motor Vehicle Theft | Property | 3 | 0.13 | 33.3% |
Waxhaw, NC reported 14 violent crimes and 101 property crimes in 2024. The violent crime rate of 0.59 per 1,000 residents is 77.5% below the national average of 2.60 per 1,000. Law enforcement cleared 79% of violent crimes. Larceny/theft accounts for 85 of the property crime reports. Firearms were involved in 60.0% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 14 | 101 | 0.59 | 4.23 |
| 2023 | 14 | 114 | 0.60 | 4.86 |
| 2022 | 19 | 166 | 0.84 | 7.34 |
| 2021 | 16 | 146 | 0.84 | 7.65 |
| 2020 | 11 | 174 | 0.60 | 9.55 |
| 2019 | 25 | 156 | 1.45 | 9.07 |
| 2018 | 11 | 179 | 0.68 | 11.11 |
| 2017 | 17 | 170 | 1.13 | 11.27 |
| 2016 | 20 | 145 | 1.39 | 10.09 |
| 2015 | 10 | 105 | 0.74 | 7.72 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
89.1
Relatively Moderate
Expected Annual Loss
91.5
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
55.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
20
Public Assistance
$6.3M
Individual Assistance
$466K
Most Common Type
Hurricane
10 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Tropical Storm Helene → | Tropical Storm | Sep 2024 | $58K | $214K |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Ian → | Hurricane | Oct 2022 | — | — |
| Hurricane Isaias → | Hurricane | Aug 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $13K | $204K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Sep 2019 | — | — |
| Hurricane Florence → | Hurricane | Sep 2018 | $1.3M | $19K |
| Hurricane Florence → | Hurricane | Sep 2018 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Tropical Storm Frances → | Hurricane | Sep 2004 | — | — |
| Severe Ice Storm → | Severe Ice Storm | Dec 2002 | $9K | — |
| Severe Winter Storm → | Severe Storm | Jan 2000 | $4.9M | — |
| Hurricane Floyd Major Disaster Declarati… → | Hurricane | Sep 1999 | $15K | — |
| Hurricane Floyd Emergency Declarations → | Hurricane | Sep 1999 | — | — |
| Blizzard of 96 → | Snowstorm | Jan 1996 | — | — |
| Hurricane Hugo → | Hurricane | Sep 1989 | — | — |
| Tornadoes → | Tornado | May 1989 | — | — |
| Drought → | Drought | Aug 1977 | — | — |
Showing 20 of 22 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
78
Total Claims Paid
$1,378,325
Avg Claim Payout
$17,671
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$483,750
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 2 | $483,750 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Waxhaw has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, tornado, strong wind. The area has had 20 federal disaster declarations. The most common disaster type is hurricane (10 declarations). 78 flood insurance claims have been filed in the area. FEMA has obligated $6,271,224 in public assistance recovery funding. $465,983 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
31.6%
4.5pp below the national average
Depression Rate
24.0%
0.5pp above the national average
Diabetes Rate
8.2%
3.7pp below the national average
Uninsured Rate
6.7%
3.9pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
33.2%
Arthritis
21.4%
Cancer (excl. skin)
6.8%
Teeth Lost (65+)
7.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
14.8%
14+ days in past month
Depression
24.0%
Loneliness
29.2%
Lack of Support
19.4%
Disability Prevalence
Any Disability
22.5%
Mobility
8.5%
Cognitive
11.3%
Hearing
4.9%
Vision
3.1%
Self-Care
2.4%
Independent Living
5.4%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Waxhaw has an obesity rate of 31.6%, which is 4.5pp below the national average. The depression rate is 24.0%, 0.5pp above the national average. About 6.7% of adults lack health insurance. 79.4% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
2.7 / 5
Nearest Hospital
8.9 mi
Novant Health Ballantyne Medic...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Novant Health Ballantyne Medical Center | 8.9 mi | Acute Care Hospitals | — | Yes |
| Atrium Health Union | 11.3 mi | Acute Care Hospitals | 3/5 | Yes |
| Musc Health Lancaster Medical Center | 13.3 mi | Acute Care Hospitals | 2/5 | Yes |
| Rebound Behavioral Health | 13.3 mi | Psychiatric | — | Yes |
| Atrium Health Pineville | 14.9 mi | Acute Care Hospitals | 3/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
625
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| JAARS, INC | 625 | 0 |
There are 1 water system serving the area.
Infrastructure
Commute Overview2023 ACS
Drive Alone
61.6%
-22% vs national
Public Transit
0.1%
-89% vs national
Work From Home
27.9%
+200% vs national
Carpool
9.2%
Walk / Bike
0.8%
combined
How Waxhaw's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2022)Fatalities
2
2022
3-Year Avg
1
fatalities/yr
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2022 | 2 | 2 | 0 | 0 | 0 |
| 2021 | 1 | 1 | 0 | 0 | 0 |
| 2018 | 1 | 1 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Waxhaw, NC covers travel times and transportation modes. 61.6% of workers drive alone, compared to the national average of 78.7%. 27.9% work from home, which is above the NC state average of 9.4%. 9.2% of workers carpool. In 2022, there were 2 traffic fatalities from 2 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
96.7%
of households
Cable / Fiber / DSL
93.0%
of households
No Internet
1.4%
of households
Total Households
6,576
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.9%
of households
Smartphone
97.3%
of households
Desktop / Laptop
95.7%
of households
Tablet
84.2%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.1¢
per kWh
-26% vs 10,000 - 25,000 avg
Commercial Rate
10.6¢
per kWh
-32% vs 10,000 - 25,000 avg
Industrial Rate
7.8¢
per kWh
-35% vs 10,000 - 25,000 avg
Avg Monthly Bill
$144
residential
-2% vs 10,000 - 25,000 avg
17% below the national average of 17.1¢/kWh
Residential electricity in North Carolina averages 14.1¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $144. State-level averages from EIA Electric Sales & Revenue data (2024).
Waxhaw vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
625
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| JAARS, INC | Community | Ground water | 625 | 0 |
96.7% of households in Waxhaw have broadband internet access. 93.0% have cable, fiber, or DSL service. 1.4% of households have no internet access. The area is served by 1 water system, providing water to 625 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Waxhaw is located in Union County, NC. Results reflect all voters in the county, not just those in Waxhaw.
Election Overview
Source: Union County (2024)2024 Winner
Republican
Dem Votes
51,168
36.8%
GOP Votes
86,271
62.1%
Total Votes
138,875
Margin
R+25.3%
Shift from 2020
R+1.1pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 51,168 | 86,271 | 138,875 | 36.8% | 62.1% | R+25.3 |
| 2020 | 48,725 | 80,382 | 131,011 | 37.2% | 61.4% | R+24.2 |
| 2016 | 34,051 | 66,265 | 103,596 | 32.9% | 64.0% | R+31.1 |
In the 2024 presidential election, Union County recorded 138,875 total votes. Republicans won the county with 62.1% of the vote compared to 36.8% for Democrats, a margin of R+25.3%. Compared to 2020, the margin shifted R+1.1pp from the previous election. Since 2016, Union County has shifted 5.8 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
286
Total Assets
$99.1M
Total Income
$54.4M
Per 10K Residents
132.6
nonprofits
+192.7% vs peers avg
Orgs with >$1M Assets
10
Median Assets
$71K
Oldest Active
1945
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $86.7M of $99.1M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Waxhaw
Source: IRS Exempt Organizations BMFWaxhaw, NC has 286 registered 501(c)(3) nonprofit organizations with combined assets of $99.1M. The most common category is Religion-Related, with 44 organizations. 10 nonprofits have assets exceeding $1 million. That works out to 132.6 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1945.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
211
Total Approved
$90.1M
Jobs Supported
1,467
Per 10K Residents
97.8
SBA loans
+76.3% vs peers avg
Unique Lenders
60
Top Lender
Truist Bank
26 loans
Top Industry
Professional & Technical Services
Data Span
1997–2026
Loan Program Breakdown
Source: SBA FOIALoans
200
Total Amount
$82.2M
Avg Loan
$410,800
Median Loan
$150,000
SBA Guaranteed
$62.4M(76%)
Jobs Supported
1,326
Loans
11
Total Amount
$8.0M
Avg Loan
$725,091
Median Loan
$455,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
63
30% of all-time total
Recent Amount
$32.9M
36% of all-time total
Avg Recent Loan
$521,537
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Fly Holdings Llc | 1 | $4.5M |
| Ballantyne Childcare Corporation | 4 | $4.1M |
| Bed and Bark Llc | 1 | $3.9M |
| Finnegan Properties Llc | 1 | $2.8M |
| Charlotte Real Estate Partners Llc | 1 | $2.5M |
| Hudson Property Management Llc | 1 | $2.5M |
| The Isaiah Corporation | 2 | $2.4M |
| Simon J Adir Dds Pllc | 1 | $2.2M |
| Proaquatic Group Llc | 2 | $2.1M |
| Wxw Hardware Llc | 1 | $2.1M |
Waxhaw, NC has received 211 SBA loans totaling $90.1M in approved funding between 1997 and 2026. The 7(a) program accounts for 200 loans (95% of the total), supporting 1,326 jobs. The 504 program, focused on real estate and large equipment, has funded 11 loans totaling $8.0M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Waxhaw is Truist Bank with 26 loans. That works out to 97.8 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
5
Total Population
207,365
Avg Median Income
-$133,230,173
Avg Home Value
-$132,935,793
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 28104 | 36,232 | $129,775 | $482,200 | $1,705 | 29.6 |
| 28108 | 31 | N/A | N/A | N/A | 0.2 |
| 28173 | 63,503 | $146,196 | $558,500 | $1,700 | 106.3 |
| 28277 | 72,375 | $122,223 | $507,600 | $1,814 | 24.1 |
| 29707 | 35,224 | $117,609 | $439,400 | $1,687 | 28.4 |
Waxhaw, NC has 5 ZIP codes with a combined population of 207,365. The average median household income across all ZIP codes is -$133,230,173. The average median home value is -$132,935,793. The average median monthly rent is -$133,331,952.
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