Natural Disasters in Stem, NC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
59.4
Relatively Low
Expected Annual Loss
60.5
Score (0-100)
Social Vulnerability
44.9
Score (0-100)
Community Resilience
54.7
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
24
Public Assistance
$1.2M
Individual Assistance
$62K
Most Common Type
Hurricane
11 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Isaias → | Hurricane | Aug 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $98K | $57K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Sep 2019 | — | — |
| Tropical Storm Michael → | Hurricane | Jan 2019 | $91K | — |
| Hurricane Florence → | Hurricane | Sep 2018 | $331K | — |
| Hurricane Florence → | Hurricane | Sep 2018 | — | — |
| Hurricane Matthew → | Hurricane | Oct 2016 | — | — |
| Severe Winter Storm → | Severe Ice Storm | Mar 2014 | $87K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Hurricane Isabel → | Hurricane | Sep 2003 | $61K | $5K |
| Ice Storm → | Severe Ice Storm | Mar 2003 | $38K | — |
| Severe Ice Storm → | Severe Ice Storm | Dec 2002 | $374K | — |
| Severe Winter Storm → | Severe Storm | Jan 2000 | $70K | — |
| Hurricane Floyd Major Disaster Declarati… → | Hurricane | Sep 1999 | $10K | — |
| Hurricane Floyd Emergency Declarations → | Hurricane | Sep 1999 | — | — |
| Hurricane Fran → | Hurricane | Sep 1996 | — | — |
| Blizzard of 96 → | Snowstorm | Jan 1996 | — | — |
Showing 20 of 26 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
15
Total Claims Paid
$195,670
Avg Claim Payout
$13,045
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan; 92.1: State Multihazard Mitigation Plan | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Stem has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, winter weather, drought. The area has had 24 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 15 flood insurance claims have been filed in the area. FEMA has obligated $1,161,565 in public assistance recovery funding. $62,251 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.