Natural Disasters in Silver City, NC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

50.1

Relatively Low

Expected Annual Loss

45.5

Score (0-100)

Social Vulnerability

64.7

Score (0-100)

Community Resilience

16.7

Score (0-100)

Top Hazard Risks

Hurricane84.0Wildfire80.2Tornado75.8

Hazard	Risk Score
Hurricane	84.0
Wildfire	80.2
Tornado	75.8
Heat Wave	73.1
Winter Weather	68.3
Ice Storm	66.5
Earthquake	64.9
Lightning	55.9
Strong Wind	54.3
Cold Wave	45.1
Drought	44.0
Hail	36.9
Landslide	19.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

12 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Aug 6, 2024	Tropical Storm	TROPICAL STORM DEBBY
Aug 2, 2020	Hurricane	HURRICANE ISAIAS
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 4, 2019	Hurricane	HURRICANE DORIAN
Sep 3, 2019	Hurricane	HURRICANE DORIAN
Sep 14, 2018	Hurricane	HURRICANE FLORENCE
Sep 10, 2018	Hurricane	HURRICANE FLORENCE
Oct 10, 2016	Hurricane	HURRICANE MATTHEW
Oct 7, 2016	Hurricane	HURRICANE MATTHEW
Apr 19, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 10, 2004	Hurricane	TROPICAL STORM FRANCES
Jan 31, 2000	Severe Storm	SEVERE WINTER STORM
Sep 16, 1999	Hurricane	HURRICANE FLOYD MAJOR DISASTER DECLARATIONS
Sep 15, 1999	Hurricane	HURRICANE FLOYD EMERGENCY DECLARATIONS
Sep 6, 1996	Hurricane	HURRICANE FRAN

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,834

Total IA Distributed

$950,583

Repair/Replace

$327,881

Rental Assistance

$208,715

Disaster	Registrations	Total IA $	Avg Damage
DR-4286	1	N/A	—
DR-4285	1,441	$420,808	$440
DR-4487	49	$242,777	—
DR-4393	1,155	$224,704	$332
DR-1546	72	$55,138	$749
DR-1969	82	$6,106	$314
DR-4827	34	$1,050	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$615,585

Avg Claim Payout

$15,784

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,519,900

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-4285	Hurricane	14	$924,284
DR-4393	Hurricane	14	$399,348
DR-3608	Tropical Storm	2	$80,127
DR-1292	Hurricane	6	$63,607
DR-4487	Biological	1	$21,303
DR-1312	Severe Storm(s)	4	$14,948
DR-4465	Hurricane	1	$10,333
DR-1969	Severe Storm(s)	2	$5,951

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$22,500

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	1	$22,500

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Silver City has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, wildfire, tornado. The area has had 18 federal disaster declarations. The most common disaster type is hurricane (12 declarations). 39 flood insurance claims have been filed in the area. FEMA has obligated $1,519,900 in public assistance recovery funding. $950,583 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.