Natural Disasters in Lowgap, NC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

73.6

Relatively Low

Expected Annual Loss

69.7

Score (0-100)

Social Vulnerability

61.0

Score (0-100)

Community Resilience

24.6

Score (0-100)

Top Hazard Risks

Cold Wave92.0Strong Wind84.2Ice Storm83.3
HazardRisk Score
Cold Wave92.0
Strong Wind84.2
Ice Storm83.3
Landslide75.2
Hurricane71.5
Earthquake69.7
Drought66.0
Tornado59.4
Winter Weather59.1
Hail58.7
Lightning54.1
Wildfire28.1
Heat Wave22.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

19

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

8 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Sep 28, 2024Tropical StormTROPICAL STORM HELENE
Aug 6, 2024Tropical StormTROPICAL STORM DEBBY
Oct 1, 2022HurricaneHURRICANE IAN
Aug 2, 2020HurricaneHURRICANE ISAIAS
Mar 25, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Sep 3, 2019HurricaneHURRICANE DORIAN
Jan 31, 2019HurricaneTROPICAL STORM MICHAEL
Sep 10, 2018HurricaneHURRICANE FLORENCE
Oct 7, 2016HurricaneHURRICANE MATTHEW
Sep 5, 2005HurricaneHURRICANE KATRINA EVACUATION
Feb 23, 1996SnowstormWINTER STORM
Jan 13, 1996SnowstormBLIZZARD OF 96
Mar 17, 1993SnowstormSEVERE SNOWFALL & WINTER STORM
Sep 25, 1989HurricaneHURRICANE HUGO
Sep 29, 1979FloodSEVERE STORMS & FLOODING
Aug 11, 1977DroughtDROUGHT
Mar 2, 1977SnowstormDROUGHT & FREEZING

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

66

Total Claims Paid

$1,167,220

Avg Claim Payout

$17,685

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,924,939

Disasters with PA

5

Total Projects

44

DisasterTypeProjectsFederal $
DR-4827Tropical Storm21$3,274,722
DR-4543Severe Storm(s)2$270,617
DR-4412Tropical Storm8$222,211
DR-4487Biological11$117,630
DR-1457Severe Ice Storm2$39,759

Lowgap has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, strong wind, ice storm. The area has had 19 federal disaster declarations. The most common disaster type is hurricane (8 declarations). 66 flood insurance claims have been filed in the area. FEMA has obligated $3,924,939 in public assistance recovery funding.