Natural Disasters in Lake Santeetlah, NC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
20.1
Very Low
Expected Annual Loss
15.4
Score (0-100)
Social Vulnerability
71.8
Score (0-100)
Community Resilience
21.6
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 94.0 |
| Cold Wave | 60.5 |
| Earthquake | 51.2 |
| Wildfire | 49.6 |
| Hurricane | 42.6 |
| Lightning | 27.1 |
| Strong Wind | 26.9 |
| Tornado | 26.8 |
| Winter Weather | 19.8 |
| Ice Storm | 19.2 |
| Hail | 11.1 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
17
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Sep 28, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Sep 26, 2024 | Tropical Storm | HURRICANE HELENE |
| Oct 1, 2022 | Hurricane | HURRICANE IAN |
| Sep 8, 2021 | Hurricane | REMNANTS OF TROPICAL STORM FRED |
| Aug 2, 2020 | Hurricane | HURRICANE ISAIAS |
| May 8, 2020 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 3, 2019 | Hurricane | HURRICANE DORIAN |
| Sep 10, 2018 | Hurricane | HURRICANE FLORENCE |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 18, 2004 | Hurricane | HURRICANE IVAN |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Oct 23, 1995 | Flood | SEVERE STORMS, FLOODING, HIGH WINDS |
| Mar 17, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
| Apr 12, 1974 | Tornado | TORNADOES |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
95
Total IA Distributed
$71,276
Repair/Replace
$6,074
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4487 | 7 | $36,391 | — |
| DR-4827 | 88 | $34,885 | $253 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
7
Total Claims Paid
$14,169
Avg Claim Payout
$2,024
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
1
Federal Funding
$5,176
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 601.1: Generators | 1 | $5,176 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Lake Santeetlah has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, cold wave, earthquake. The area has had 17 federal disaster declarations. The most common disaster type is hurricane (7 declarations). 7 flood insurance claims have been filed in the area. $71,276 has been distributed in individual assistance to disaster-affected residents. 1 hazard mitigation projects have been funded to reduce future risk.