Natural Disasters in Lake Royale, NC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

51.7

Relatively Low

Expected Annual Loss

54.5

Score (0-100)

Social Vulnerability

38.4

Score (0-100)

Community Resilience

30.9

Score (0-100)

Top Hazard Risks

Winter Weather88.3Drought78.4Hurricane74.6

Hazard	Risk Score
Winter Weather	88.3
Drought	78.4
Hurricane	74.6
Tornado	70.8
Hail	70.8
Lightning	70.3
Heat Wave	67.7
Strong Wind	57.3
Cold Wave	56.3
Earthquake	54.2
Ice Storm	43.3
Wildfire	27.0
Landslide	19.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

11 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Aug 6, 2024	Tropical Storm	TROPICAL STORM DEBBY
Oct 1, 2022	Hurricane	HURRICANE IAN
Aug 2, 2020	Hurricane	HURRICANE ISAIAS
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Sep 3, 2019	Hurricane	HURRICANE DORIAN
Sep 10, 2018	Hurricane	HURRICANE FLORENCE
Oct 10, 2016	Hurricane	HURRICANE MATTHEW
Oct 7, 2016	Hurricane	HURRICANE MATTHEW
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 18, 2003	Hurricane	HURRICANE ISABEL
Dec 12, 2002	Severe Ice Storm	SEVERE ICE STORM
Jan 31, 2000	Severe Storm	SEVERE WINTER STORM
Sep 16, 1999	Hurricane	HURRICANE FLOYD MAJOR DISASTER DECLARATIONS
Sep 15, 1999	Hurricane	HURRICANE FLOYD EMERGENCY DECLARATIONS
Sep 6, 1996	Hurricane	HURRICANE FRAN
Jan 13, 1996	Snowstorm	BLIZZARD OF 96
Mar 17, 1993	Snowstorm	SEVERE SNOWFALL & WINTER STORM
Dec 2, 1988	Tornado	SEVERE STORMS & TORNADOES

Showing 20 of 22 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

225

Total IA Distributed

$297,953

Repair/Replace

$56,033

Rental Assistance

$39,740

Disaster	Registrations	Total IA $	Avg Damage
DR-4487	27	$135,328	—
DR-1490	103	$96,683	$878
DR-4285	56	$59,585	$870
DR-4019	29	$5,758	$484
DR-4827	10	$600	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$279,017

Avg Claim Payout

$12,131

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$830,269

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1448	Severe Ice Storm	14	$379,106
DR-1292	Hurricane	22	$200,752
DR-4285	Hurricane	7	$125,855
DR-1490	Hurricane	11	$91,548
DR-1312	Severe Storm(s)	6	$33,009

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$184,473

Avg Benefit-Cost Ratio

0.19

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	2	$0
401.1: Water and Sanitary Sewer System Protective Measures	1	$77,933
90.4: Mitigation Plan - Local Multihazard Mitigation Plan	1	$100,000
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$0
91.1: Local Multihazard Mitigation Plan	1	$6,540

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Lake Royale has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, drought, hurricane. The area has had 22 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 23 flood insurance claims have been filed in the area. FEMA has obligated $830,269 in public assistance recovery funding. $297,953 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.