Kinston, NC — City Data, Demographics & Statistics
Lenoir County · North Carolina
City DNA
A unique fingerprint for Kinston based on 8 key metrics — compared to averages.
Quick Stats
Population
19,576
2023 ACS
Median Income
$35,250
2023
Median Home Value
$108,300
2023
Median Rent
$822
2023
Median Age
42.9
Unemployment
13.2%
Cost of Living Index
70.6
100 = national avg
Kinston is a city in Lenoir County, North Carolina, with a population of 19,576 according to the 2023 American Community Survey. Kinston is one of the communities in North Carolina.
The median household income in Kinston is $35,250, and the median home value is $108,300. The cost of living index is 70.6 (where 100 = national average), and the median rent is $822 per month. The unemployment rate is 13.2%, and the median age is 42.9 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
19,576
Male
9,153
46.8%
Female
10,423
53.2%
Median Age
42.9
Education & Household
Bachelor's or Higher
11.0%
High School or Higher
34.7%
Foreign Born
3.6%
Veterans
7.6%
Married
24.9%
Avg Household Size
2.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.500
Simpson's Index (0-1)
Largest Group
Black
65.9%
Foreign Born
3.6%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
2.8%
556 people
Not Hispanic/Latino
97.2%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
18,439
English Only
95.5%
#1 Non-English Language
Spanish
482 speakers
Limited English
1.2%
Language Distribution
English Proficiency
Speaks English Very Well
98.8%
Limited English Proficiency
1.2%
Veterans & Military
Total Veterans
1,482
7.6% of population
Disability Rate
48.3%
715 with disability
Veteran Median Income
$44,299
Unemployment Rate
16.9%
Period of Service
Veteran Age Distribution
Male Veterans
1,305
88.1%
Female Veterans
177
11.9%
Veteran vs Non-Veteran Income
Veteran Income
$44,299
Non-Veteran Income
$24,893
Difference
$19,406
78.0% higher
Disability Status
With Disability
715
Without Disability
767
Disability Rate
48.3%
Ancestry & Heritage
Total Reporting Ancestry
5,991
#1 Ancestry
Sub-Saharan African
7.5% (1,462)
#2 Ancestry
English
5.1% (991)
#3 Ancestry
German
4.3% (837)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
8,827
Family Households
4,220
47.8%
Married Couples
1,855
21.0%
Non-Family Households
4,607
52.2%
Single Mother Households
2,184
24.7%
Single Father Households
181
2.1%
Living Alone
4,098
46.4%
Children Under 18
Total Children
3,706
In Married Couple
1,262
34.1%
With Single Mother
2,352
63.5%
With Single Father
92
2.5%
Family Income
Median Family Income
$50,625
Married Couple Income
$84,269
Single Mother Income
$32,302
Avg Family Size
2.1
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
389
Grandparents Responsible
226
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$35,250
-52% vs national
Per Capita Income
$27,843
-25% vs national
Poverty Rate
28.9%
+112% vs national
Gini Index
0.5000
0 = perfect equality
Unemployment
13.2%
+155% vs national
SNAP Recipients
34.4%
of households
How Kinston Compares
Kinston vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Kinston is highlighted.
Median Household Income
Kinston, NC has a median household income of $35,250, making it the 26,434th highest median household income out of 28,123 cities in our database. This means that Kinston has a higher median household income than 6% of all the cities we measured.
Per Capita Income
Kinston, NC has a per capita income of $27,843, making it the 19,626th highest per capita income out of 28,123 cities in our database. This means that Kinston has a higher per capita income than 30% of all the cities we measured.
Poverty Rate
Kinston, NC has a poverty rate of 28.9%, making it the 3,331st highest poverty rate out of 31,262 cities in our database. This means that Kinston has a higher poverty rate than 89% of all the cities we measured.
Unemployment Rate
Kinston, NC has a unemployment rate of 13.2%, making it the 2,395th highest unemployment rate out of 31,012 cities in our database. This means that Kinston has a higher unemployment rate than 92% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Kinston. The median household income here is $35,250.
Income Distribution
Employment Snapshot
Unemployment Rate
13.2%
+128% vs NC avg
Labor Force
7,838
Employed
6,764
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
11.0%
of adults 25+
High School Diploma+
34.7%
of adults 25+
Median Age
42.9
Work from Home
2.1%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the North Carolina metro area
Highest-Paying Job
Software Developers
Top Median Wage
$131.0K
per year
Occupations Tracked
20
Cost of Living
Overall Index
70.6
100 = national avg
-29.4 vs national average
Living Wage (1 Adult)
$31,063
per year
Living Wage (Family of 4)
$73,421
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$732
per month
2 Bedroom
$925
per month
The median household income in Kinston, NC is $35,250, which is 51.9% below the national average of $73,224. Per capita income is $27,843. The poverty rate of 28.9% is higher than the NC state average of 16.0%. The Gini index of income inequality is 0.5000, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 13.2%, compared to the state average of 5.8%. The labor force is 7,838. 11.0% of adults hold a bachelor's degree or higher. About 79.7% of workers drive alone to work. The overall cost of living index is 70.6, which is 29.4% below the national average. Housing costs are below the national average at an index of 76.0. A single adult needs to earn approximately $31,063 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$180,000
Median List Price
$134,900
Price Per Sq Ft
$107
Days on Market
98
Active Inventory
67
Months of Supply
5.2
Balanced market
Zillow Home Value
$140,030
ZHVI — January 2026
Zillow Rent Index
$988
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
23.1%
Off Market in 2 Weeks
10.0%
Sale-to-List Ratio
92.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
13
New Listings
14
Pending Sales
10
Price Per Square FootRedfin
Median Sale $/SF
$107
Median List $/SF
$97
Kinston vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Kinston is highlighted.
Median Home Value
Kinston, NC has a median home value of $108,300, making it the 21,151st highest median home value out of 27,993 cities in our database. This means that Kinston has a higher median home value than 24% of all the cities we measured.
Median Rent
Kinston, NC has a median rent of $822, making it the 14,962nd highest median rent out of 22,337 cities in our database. This means that Kinston has a higher median rent than 33% of all the cities we measured.
Median Price Per Sq Ft
Kinston, NC has a price per square foot of $107, making it the 16,585th highest price per square foot out of 20,748 cities in our database. This means that Kinston has a higher price per square foot than 20% of all the cities we measured.
Rent Burden
Kinston, NC has a rent burden of 28.0%, making it the 1,883rd highest rent burden out of 21,928 cities in our database. This means that Kinston has a higher rent burden than 91% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$108,300
Median Rent
$822
Total Housing Units
10,653
Vacancy Rate
17.1%
Owner Occupied
42.2%
Renter Occupied
57.8%
Median Property Tax
$1,201
per year
Monthly Cost (w/ Mortgage)
$810
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$1,201
per year
Effective Tax Rate
1.11%
of home value
Median Home Value
$108,300
Estimated Mean Tax
$1,420
The effective property tax rate is calculated by dividing the median annual property tax ($1,201) by the median home value ($108,300). In Kinston, NC, this works out to an effective rate of 1.11%. This is above the national average of approximately 1.1%.
The current median sale price in Kinston, NC is $180,000 according to Redfin data. Homes spend a median of 98 days on the market. 23.1% of homes sold above asking price. The market has 5.2 months of supply. The median price per square foot is $107. Zillow's observed rent index is $988/month. About 42.2% of housing units are owner-occupied. The median year homes were built is 1968. There are 10,653 total housing units. Homeowners pay a median annual property tax of $1,201. The effective tax rate is 1.11%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
9.74
per 1,000 residents
+275% vs national
Property Crime Rate
49.64
per 1,000 residents
+189% vs national
Total Crimes
1,146
2024
Violent Clearance
48%
cases solved
Property Clearance
8%
cases solved
YoY Change
+8.6%
violent crime rate
worsening vs 2023
How Kinston Compares
Source: FBI (2024)Kinston vs Similar Cities
Source: FBI (2024)Compared to cities with 10,000 - 25,000 residents. Kinston is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Kinston police solve 100% of murder cases but only 8% of burglary cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 4 | 0.21 | 100.0% |
| Rape | Violent | 15 | 0.78 | 13.3% |
| Robbery | Violent | 16 | 0.83 | 18.8% |
| Aggravated Assault | Violent | 150 | 7.77 | 52.7% |
| Burglary | Property | 192 | 9.95 | 7.8% |
| Larceny/Theft | Property | 719 | 37.26 | 8.1% |
| Motor Vehicle Theft | Property | 47 | 2.44 | 10.6% |
Kinston, NC reported 188 violent crimes and 958 property crimes in 2024. The violent crime rate of 9.74 per 1,000 residents is 274.7% above the national average of 2.60 per 1,000. Law enforcement cleared 48% of violent crimes. Larceny/theft accounts for 719 of the property crime reports. Firearms were involved in 55.3% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 188 | 958 | 9.74 | 49.64 |
| 2023 | 172 | 730 | 8.97 | 38.07 |
| 2022 | 138 | 628 | 7.13 | 32.47 |
| 2021 | 206 | 985 | 10.47 | 50.07 |
| 2020 | 236 | 1,207 | 11.88 | 60.77 |
| 2018 | 233 | 1,305 | 11.45 | 64.16 |
| 2017 | 272 | 1,219 | 13.08 | 58.63 |
| 2016 | 257 | 1,296 | 12.08 | 60.94 |
| 2015 | 298 | 1,215 | 13.97 | 56.98 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
84.6
Relatively Moderate
Expected Annual Loss
77.1
Score (0-100)
Social Vulnerability
89.8
Score (0-100)
Community Resilience
51.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
29
Public Assistance
$54.7M
Individual Assistance
$6.6M
Most Common Type
Hurricane
20 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Hurricane Helene → | Tropical Storm | Sep 2024 | — | — |
| Tropical Storm Debby → | Tropical Storm | Aug 2024 | — | — |
| Hurricane Ian → | Hurricane | Oct 2022 | — | — |
| Hurricane Isaias → | Hurricane | Oct 2020 | $302K | — |
| Hurricane Isaias → | Hurricane | Aug 2020 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | — | $954K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Dorian → | Hurricane | Oct 2019 | $254K | — |
| Hurricane Dorian → | Hurricane | Sep 2019 | — | — |
| Hurricane Florence → | Hurricane | Sep 2018 | $5.5M | $924K |
| Hurricane Florence → | Hurricane | Sep 2018 | — | — |
| Hurricane Matthew → | Hurricane | Oct 2016 | $4.6M | $3.6M |
| Hurricane Matthew → | Hurricane | Oct 2016 | — | — |
| Hurricane Irene → | Hurricane | Aug 2011 | $3.5M | $891K |
| Hurricane Irene → | Hurricane | Aug 2011 | — | — |
| Hurricane Earl → | Hurricane | Sep 2010 | — | — |
| Hurricane Ophelia → | Hurricane | Sep 2005 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Hurricane Isabel → | Hurricane | Sep 2003 | $525K | $254K |
Showing 20 of 32 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
835
Total Claims Paid
$44,415,455
Avg Claim Payout
$53,192
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
14
Federal Funding
$25,852,837
Properties Protected
765
Avg Benefit-Cost Ratio
0.75
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 9 | $15,662,783 |
| 601.1: Generators | 3 | $81,823 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $10,033,253 |
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $74,978 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Kinston has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, hurricane, tornado. The area has had 29 federal disaster declarations. The most common disaster type is hurricane (20 declarations). 835 flood insurance claims have been filed in the area. FEMA has obligated $54,699,653 in public assistance recovery funding. $6,616,217 has been distributed in individual assistance to disaster-affected residents. 14 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
46.1%
10.0pp above the national average
Depression Rate
22.6%
0.9pp below the national average
Diabetes Rate
21.4%
9.5pp above the national average
Uninsured Rate
14.7%
4.1pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.5%
Arthritis
35.3%
Cancer (excl. skin)
7.5%
Teeth Lost (65+)
25.7%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.2%
14+ days in past month
Depression
22.6%
Loneliness
35.8%
Lack of Support
28.7%
Disability Prevalence
Any Disability
45.4%
Mobility
26.6%
Cognitive
20.3%
Hearing
9.0%
Vision
11.7%
Self-Care
9.2%
Independent Living
15.0%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Kinston has an obesity rate of 46.1%, which is 10.0pp above the national average. The depression rate is 22.6%, 0.9pp below the national average. About 14.7% of adults lack health insurance. 84.3% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.0 / 5
Nearest Hospital
4.5 mi
Unc Lenoir Health Care
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Unc Lenoir Health Care | 4.5 mi | Acute Care Hospitals | 3/5 | Yes |
| Unc Health Care Wayne | 17.8 mi | Acute Care Hospitals | 3/5 | Yes |
| Cherry Hospital | 27.4 mi | Psychiatric | — | — |
| Vidant Duplin Hospital | 27.7 mi | Acute Care Hospitals | 4/5 | Yes |
| Ecu Health Medical Center | 29.0 mi | Acute Care Hospitals | 2/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
42,969
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| KINSTON, CITY OF | 27,475 | 0 |
| NORTH LENOIR WATER CORP | 15,494 | 0 |
There are 2 water systems serving the area.
Infrastructure
Commute Overview2023 ACS
Drive Alone
79.7%
+1% vs national
Public Transit
0.2%
-79% vs national
Work From Home
2.1%
-78% vs national
Carpool
14.2%
Walk
3.0%
How Kinston's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
6-Year Avg
3
fatalities/yr
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 0 | 0 |
| 2022 | 3 | 3 | 0 | 2 | 0 |
| 2021 | 6 | 6 | 0 | 3 | 0 |
| 2020 | 2 | 2 | 1 | 1 | 0 |
| 2019 | 2 | 2 | 0 | 1 | 0 |
| 2018 | 2 | 2 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Kinston, NC covers travel times and transportation modes. 79.7% of workers drive alone, compared to the national average of 78.7%. 2.1% work from home, which is below the NC state average of 9.4%. 14.2% of workers carpool. 3.0% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash.
Internet & Broadband Access
Source: Census ACSBroadband Access
76.0%
of households
Cable / Fiber / DSL
51.8%
of households
No Internet
16.9%
of households
Total Households
8,827
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
87.6%
of households
Smartphone
80.6%
of households
Desktop / Laptop
58.4%
of households
Tablet
47.0%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
14.1¢
per kWh
-26% vs 10,000 - 25,000 avg
Commercial Rate
10.6¢
per kWh
-32% vs 10,000 - 25,000 avg
Industrial Rate
7.8¢
per kWh
-35% vs 10,000 - 25,000 avg
Avg Monthly Bill
$144
residential
-2% vs 10,000 - 25,000 avg
17% below the national average of 17.1¢/kWh
Residential electricity in North Carolina averages 14.1¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $144. State-level averages from EIA Electric Sales & Revenue data (2024).
Kinston vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
42,969
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| KINSTON, CITY OF | Community | Purchased surface water | 27,475 | 0 |
| NORTH LENOIR WATER CORP | Community | Purchased surface water | 15,494 | 0 |
76.0% of households in Kinston have broadband internet access. 51.8% have cable, fiber, or DSL service. 18.9% rely solely on cellular data without a wired connection. 16.9% of households have no internet access. 19.2% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 42,969 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Kinston is located in Lenoir County, NC. Results reflect all voters in the county, not just those in Kinston.
Election Overview
Source: Lenoir County (2024)2024 Winner
Republican
Dem Votes
12,700
46.2%
GOP Votes
14,564
53.0%
Total Votes
27,465
Margin
R+6.8%
Shift from 2020
R+3.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 12,700 | 14,564 | 27,465 | 46.2% | 53.0% | R+6.8 |
| 2020 | 13,605 | 14,590 | 28,409 | 47.9% | 51.4% | R+3.5 |
| 2016 | 11,752 | 13,354 | 25,500 | 46.1% | 52.4% | R+6.3 |
In the 2024 presidential election, Lenoir County recorded 27,465 total votes. Republicans won the county with 53.0% of the vote compared to 46.2% for Democrats, a margin of R+6.8%. Compared to 2020, the margin shifted R+3.3pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
211
Total Assets
$301.3M
Total Income
$250.5M
Per 10K Residents
107.8
nonprofits
+79.5% vs peers avg
Orgs with >$1M Assets
20
Median Assets
$417K
Oldest Active
1941
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $272.3M of $301.3M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Kinston
Source: IRS Exempt Organizations BMFKinston, NC has 211 registered 501(c)(3) nonprofit organizations with combined assets of $301.3M. The most common category is Religion-Related, with 39 organizations. 20 nonprofits have assets exceeding $1 million. That works out to 107.8 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
86
Total Approved
$29.7M
Jobs Supported
592
Per 10K Residents
43.9
SBA loans
-54.7% vs peers avg
Unique Lenders
31
Top Lender
Bank of America, National Association
11 loans
Top Industry
Professional & Technical Services
Data Span
1992–2025
Loan Program Breakdown
Source: SBA FOIALoans
79
Total Amount
$25.7M
Avg Loan
$325,520
Median Loan
$100,000
SBA Guaranteed
$18.8M(73%)
Jobs Supported
526
Loans
7
Total Amount
$4.0M
Avg Loan
$570,143
Median Loan
$428,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
9
10% of all-time total
Recent Amount
$7.6M
26% of all-time total
Avg Recent Loan
$842,889
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Borco | 2 | $4.8M |
| Jericho Holdings Llc | 1 | $2.9M |
| Riverbank Animal Hospital P.a. | 2 | $2.3M |
| Pham Poultry Farm | 1 | $1.9M |
| Holiday Inn Express Kinston Nc | 1 | $1.4M |
| Sutton Poultry Farm | 1 | $1.4M |
| Riverbank Animal Hospital | 1 | $1.4M |
| Hawthorne Suites | 1 | $1.0M |
| Mills Funeral Home | 1 | $850K |
| Thoracic & Vascular Associates of Kinston, P.a. | 1 | $764K |
Kinston, NC has received 86 SBA loans totaling $29.7M in approved funding between 1992 and 2025. The 7(a) program accounts for 79 loans (92% of the total), supporting 526 jobs. The 504 program, focused on real estate and large equipment, has funded 7 loans totaling $4.0M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Kinston is Bank of America, National Association with 11 loans. That works out to 43.9 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
3
Total Population
40,668
Avg Median Income
$46,415
Avg Home Value
$96,400
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 28501 | 18,112 | $33,823 | $78,600 | $717 | 99.8 |
| 28504 | 20,325 | $50,650 | $124,500 | $905 | 121.1 |
| 28538 | 2,231 | $54,773 | $86,100 | $865 | 28.1 |
Kinston, NC has 3 ZIP codes with a combined population of 40,668. The average median household income across all ZIP codes is $46,415. The average median home value is $96,400. The average median monthly rent is $829.
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