Natural Disasters in Hayesville, NC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
26.9
Very Low
Expected Annual Loss
13.4
Score (0-100)
Social Vulnerability
95.2
Score (0-100)
Community Resilience
4.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 91.8 |
| Wildfire | 64.3 |
| Cold Wave | 55.0 |
| Ice Storm | 52.5 |
| Earthquake | 47.9 |
| Hurricane | 47.9 |
| Lightning | 46.9 |
| Tornado | 44.5 |
| Drought | 40.1 |
| Strong Wind | 27.5 |
| Hail | 23.6 |
| Winter Weather | 8.1 |
| Heat Wave | 4.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
12
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
5 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Sep 28, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Oct 1, 2022 | Hurricane | HURRICANE IAN |
| Aug 2, 2020 | Hurricane | HURRICANE ISAIAS |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 3, 2019 | Hurricane | HURRICANE DORIAN |
| Sep 10, 2018 | Hurricane | HURRICANE FLORENCE |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Oct 23, 1995 | Flood | SEVERE STORMS, FLOODING, HIGH WINDS |
| Mar 17, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
| Jun 25, 1973 | Flood | SEVERE STORMS & FLOODING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
123
Total IA Distributed
$197,932
Repair/Replace
$24,001
Rental Assistance
$2,980
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4487 | 23 | $107,442 | — |
| DR-4827 | 84 | $49,489 | $1,298 |
| DR-4501 | 6 | $23,887 | — |
| DR-1554 | 10 | $17,113 | $2,749 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
35
Total Claims Paid
$169,837
Avg Claim Payout
$4,852
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$40,655
Disasters with PA
2
Total Projects
3
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4487 | Biological | 2 | $22,207 |
| DR-4827 | Tropical Storm | 1 | $18,447 |
Hayesville has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, wildfire, cold wave. The area has had 12 federal disaster declarations. The most common disaster type is hurricane (5 declarations). 35 flood insurance claims have been filed in the area. FEMA has obligated $40,655 in public assistance recovery funding. $197,932 has been distributed in individual assistance to disaster-affected residents.