Natural Disasters in Germanton, NC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.7

Very Low

Expected Annual Loss

38.6

Score (0-100)

Social Vulnerability

53.5

Score (0-100)

Community Resilience

20.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

24

Public Assistance

$85K

Individual Assistance

$765K

Most Common Type

Hurricane

11 declarations

DisasterTypeDatePA $IA $
Severe Winter StormWinter StormJan 2026
Potential Tropical Cyclone EightTropical StormOct 2024
Tropical Storm DebbyTropical StormAug 2024
Hurricane IanHurricaneOct 2022
Tropical Storm EtaSevere StormMar 2021
Hurricane IsaiasHurricaneAug 2020
Severe Storms, Tornadoes, and FloodingSevere StormMay 2020
Covid-19 PandemicBiologicalMar 2020$752K
Covid-19 BiologicalMar 2020
Hurricane Dorian HurricaneSep 2019
Tropical Storm MichaelHurricaneJan 2019$57K
Hurricane FlorenceHurricaneSep 2018
Hurricane MatthewHurricaneOct 2016
Hurricane Katrina EvacuationHurricaneSep 2005
Hurricane IvanHurricaneSep 2004$5K
Ice StormSevere Ice StormMar 2003$28K
Hurricane Floyd Major Disaster DeclarationsHurricaneSep 1999
Hurricane Floyd Emergency DeclarationsHurricaneSep 1999
Winter StormSnowstormFeb 1996
Blizzard of 96 SnowstormJan 1996

Showing 20 of 25 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

18

Total Claims Paid

$246,662

Avg Claim Payout

$13,703

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

8

Federal Funding

$1,205,404

Properties Protected

7

Avg Benefit-Cost Ratio

11.13

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine7$1,130,571
91.1: Local Multihazard Mitigation Plan1$74,833

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Germanton has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, drought, hurricane. The area has had 24 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 18 flood insurance claims have been filed in the area. FEMA has obligated $84,802 in public assistance recovery funding. $765,376 has been distributed in individual assistance to disaster-affected residents. 8 hazard mitigation projects have been funded to reduce future risk.