Natural Disasters in Garner, NC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
95.5
Relatively High
Expected Annual Loss
97.7
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
87.1
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hail | 98.5 |
| Heat Wave | 96.9 |
| Tornado | 95.3 |
| Lightning | 91.7 |
| Ice Storm | 90.2 |
| Hurricane | 89.9 |
| Earthquake | 87.8 |
| Winter Weather | 84.6 |
| Cold Wave | 82.3 |
| Landslide | 71.1 |
| Wildfire | 57.4 |
| Drought | 51.1 |
| Strong Wind | 49.3 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
25
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
11 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Aug 6, 2024 | Tropical Storm | TROPICAL STORM DEBBY |
| Oct 1, 2022 | Hurricane | HURRICANE IAN |
| Aug 2, 2020 | Hurricane | HURRICANE ISAIAS |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 3, 2019 | Hurricane | HURRICANE DORIAN |
| Sep 10, 2018 | Hurricane | HURRICANE FLORENCE |
| Oct 10, 2016 | Hurricane | HURRICANE MATTHEW |
| Oct 7, 2016 | Hurricane | HURRICANE MATTHEW |
| Apr 19, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 18, 2003 | Hurricane | HURRICANE ISABEL |
| Dec 12, 2002 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 31, 2000 | Severe Storm | SEVERE WINTER STORM |
| Sep 16, 1999 | Hurricane | HURRICANE FLOYD MAJOR DISASTER DECLARATIONS |
| Sep 15, 1999 | Hurricane | HURRICANE FLOYD EMERGENCY DECLARATIONS |
| Mar 22, 1998 | Severe Storm | SEVERE STORMS TORNADOES, AND FLOODING |
| Sep 6, 1996 | Hurricane | HURRICANE FRAN |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
Showing 20 of 25 declarations
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,638
Total Claims Paid
$31,238,830
Avg Claim Payout
$19,071
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
N/A
Disasters with PA
26
Total Projects
1,111
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4487 | Biological | 132 | $961,840,650 |
| DR-4827 | Tropical Storm | 63 | $25,009,139 |
| DR-1292 | Hurricane | 142 | $15,186,209 |
| DR-1448 | Severe Ice Storm | 120 | $14,374,225 |
| DR-4393 | Hurricane | 105 | $9,804,665 |
| DR-4285 | Hurricane | 126 | $8,394,270 |
| DR-1969 | Severe Storm(s) | 120 | $4,346,292 |
| DR-1490 | Hurricane | 81 | $3,930,908 |
| DR-1312 | Severe Storm(s) | 29 | $2,261,973 |
| DR-1871 | Severe Storm(s) | 4 | $1,546,591 |
| DR-4019 | Hurricane | 99 | $1,364,311 |
| DR-3222 | Hurricane | 6 | $1,027,081 |
| DR-3141 | Hurricane | 2 | $865,271 |
| DR-1553 | Hurricane | 19 | $840,776 |
| DR-4465 | Hurricane | 15 | $542,845 |
Showing top 15 of 26 disasters by spending
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
35
Federal Funding
$15,711,884
Properties Protected
106
Avg Benefit-Cost Ratio
2.28
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 17 | $11,588,195 |
| 601.1: Generators | 5 | $275,142 |
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 2 | $0 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 2 | $10,825 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $652,383 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Garner has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, heat wave, tornado. The area has had 25 federal disaster declarations. The most common disaster type is hurricane (11 declarations). 1,638 flood insurance claims have been filed in the area. FEMA has obligated N/A in public assistance recovery funding. 35 hazard mitigation projects have been funded to reduce future risk.