Natural Disasters in Four Oaks, NC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
85.6
Relatively Moderate
Expected Annual Loss
86.5
Score (0-100)
Social Vulnerability
29.2
Score (0-100)
Community Resilience
47.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Winter Weather | 98.2 |
| Tornado | 93.6 |
| Heat Wave | 89.9 |
| Hail | 87.0 |
| Hurricane | 86.3 |
| Lightning | 85.1 |
| Drought | 84.4 |
| Strong Wind | 83.8 |
| Ice Storm | 82.5 |
| Cold Wave | 72.5 |
| Earthquake | 69.4 |
| Landslide | 60.1 |
| Wildfire | 52.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
26
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
15 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Aug 6, 2024 | Tropical Storm | TROPICAL STORM DEBBY |
| Oct 1, 2022 | Hurricane | HURRICANE IAN |
| Aug 2, 2020 | Hurricane | HURRICANE ISAIAS |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 3, 2019 | Hurricane | HURRICANE DORIAN |
| Sep 14, 2018 | Hurricane | HURRICANE FLORENCE |
| Sep 10, 2018 | Hurricane | HURRICANE FLORENCE |
| Oct 10, 2016 | Hurricane | HURRICANE MATTHEW |
| Oct 7, 2016 | Hurricane | HURRICANE MATTHEW |
| Aug 31, 2011 | Hurricane | HURRICANE IRENE |
| Aug 25, 2011 | Hurricane | HURRICANE IRENE |
| Apr 19, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Sep 14, 2005 | Hurricane | HURRICANE OPHELIA |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 18, 2003 | Hurricane | HURRICANE ISABEL |
| Dec 12, 2002 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 31, 2000 | Severe Storm | SEVERE WINTER STORM |
| Sep 16, 1999 | Hurricane | HURRICANE FLOYD MAJOR DISASTER DECLARATIONS |
Showing 20 of 26 declarations
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
311
Total Claims Paid
$11,379,521
Avg Claim Payout
$36,590
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$8,344,276
Disasters with PA
9
Total Projects
221
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4285 | Hurricane | 44 | $5,375,283 |
| DR-1292 | Hurricane | 82 | $1,237,527 |
| DR-4393 | Hurricane | 30 | $1,122,221 |
| DR-1969 | Severe Storm(s) | 33 | $251,340 |
| DR-1448 | Severe Ice Storm | 11 | $167,515 |
| DR-4019 | Hurricane | 11 | $84,789 |
| DR-3608 | Tropical Storm | 2 | $46,544 |
| DR-4487 | Biological | 2 | $42,714 |
| DR-1312 | Severe Storm(s) | 6 | $16,343 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
14
Federal Funding
$1,998,231
Properties Protected
33
Avg Benefit-Cost Ratio
1.05
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 7 | $1,694,020 |
| 106.1: Other Non Construction (Regular Project Only) | 1 | $74,999 |
| 201.3: Relocation of Public Structures - Riverine | 1 | $0 |
| 207.2: Mitigation Reconstruction | 1 | $81,934 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $7,500 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Four Oaks has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, tornado, heat wave. The area has had 26 federal disaster declarations. The most common disaster type is hurricane (15 declarations). 311 flood insurance claims have been filed in the area. FEMA has obligated $8,344,276 in public assistance recovery funding. 14 hazard mitigation projects have been funded to reduce future risk.