Natural Disasters in Concord, NC
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
87.1
Relatively Moderate
Expected Annual Loss
89.4
Score (0-100)
Social Vulnerability
12.2
Score (0-100)
Community Resilience
68.2
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Ice Storm | 96.3 |
| Tornado | 89.1 |
| Lightning | 82.8 |
| Earthquake | 77.6 |
| Strong Wind | 74.8 |
| Hurricane | 73.9 |
| Winter Weather | 72.9 |
| Heat Wave | 68.2 |
| Cold Wave | 66.2 |
| Hail | 57.0 |
| Landslide | 52.3 |
| Wildfire | 50.6 |
| Drought | 48.2 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
18
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
8 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Sep 28, 2024 | Tropical Storm | TROPICAL STORM HELENE |
| Aug 6, 2024 | Tropical Storm | TROPICAL STORM DEBBY |
| Oct 1, 2022 | Hurricane | HURRICANE IAN |
| Aug 2, 2020 | Hurricane | HURRICANE ISAIAS |
| Mar 25, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 3, 2019 | Hurricane | HURRICANE DORIAN |
| Sep 14, 2018 | Hurricane | HURRICANE FLORENCE |
| Sep 10, 2018 | Hurricane | HURRICANE FLORENCE |
| Sep 5, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 10, 2004 | Hurricane | TROPICAL STORM FRANCES |
| Dec 12, 2002 | Severe Ice Storm | SEVERE ICE STORM |
| Jan 31, 2000 | Severe Storm | SEVERE WINTER STORM |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Sep 25, 1989 | Hurricane | HURRICANE HUGO |
| Aug 11, 1977 | Drought | DROUGHT |
| Mar 2, 1977 | Snowstorm | DROUGHT & FREEZING |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
2,931
Total IA Distributed
$4,757,199
Repair/Replace
$273,842
Rental Assistance
$172,006
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4617 | 1 | N/A | — |
| DR-4393 | 1 | N/A | — |
| DR-4487 | 683 | $3,646,351 | — |
| DR-4827 | 2,238 | $1,106,072 | $773 |
| DR-1546 | 8 | $4,775 | $3,343 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
240
Total Claims Paid
$5,414,799
Avg Claim Payout
$22,562
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$2,472,535
Disasters with PA
5
Total Projects
34
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1448 | Severe Ice Storm | 17 | $1,345,701 |
| DR-4487 | Biological | 4 | $482,714 |
| DR-4827 | Tropical Storm | 3 | $366,272 |
| DR-4393 | Hurricane | 6 | $228,749 |
| DR-1312 | Severe Storm(s) | 4 | $49,099 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
3
Federal Funding
$2,138,618
Properties Protected
1
Avg Benefit-Cost Ratio
1.25
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $2,114,618 |
| 601.1: Generators | 1 | $24,000 |
| 602.1: Other Equipment Purchase and Installation | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Concord has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, tornado, lightning. The area has had 18 federal disaster declarations. The most common disaster type is hurricane (8 declarations). 240 flood insurance claims have been filed in the area. FEMA has obligated $2,472,535 in public assistance recovery funding. $4,757,199 has been distributed in individual assistance to disaster-affected residents. 3 hazard mitigation projects have been funded to reduce future risk.