Natural Disasters in Beech Mountain, NC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

71.9

Relatively Low

Expected Annual Loss

68.8

Score (0-100)

Social Vulnerability

61.5

Score (0-100)

Community Resilience

68.4

Score (0-100)

Top Hazard Risks

Landslide98.8Ice Storm82.1Cold Wave81.9

Hazard	Risk Score
Landslide	98.8
Ice Storm	82.1
Cold Wave	81.9
Drought	76.2
Earthquake	68.9
Lightning	63.3
Hurricane	61.9
Tornado	60.1
Winter Weather	55.8
Strong Wind	45.5
Wildfire	40.9
Hail	36.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

9 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Sep 28, 2024	Tropical Storm	TROPICAL STORM HELENE
Oct 1, 2022	Hurricane	HURRICANE IAN
Sep 8, 2021	Hurricane	REMNANTS OF TROPICAL STORM FRED
Aug 2, 2020	Hurricane	HURRICANE ISAIAS
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Sep 3, 2019	Hurricane	HURRICANE DORIAN
Sep 10, 2018	Hurricane	HURRICANE FLORENCE
Oct 29, 2013	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, MUDSLIDES
Sep 25, 2013	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 2, 2010	Severe Storm	SEVERE WINTER STORMS AND FLOODING
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 18, 2004	Hurricane	HURRICANE IVAN
Sep 10, 2004	Hurricane	TROPICAL STORM FRANCES
Jan 15, 1998	Severe Storm	SEVERE STORMS AND FLOODING
Feb 23, 1996	Snowstorm	WINTER STORM
Jan 13, 1996	Snowstorm	BLIZZARD OF 96
Oct 23, 1995	Flood	SEVERE STORMS, FLOODING, HIGH WINDS
Mar 17, 1993	Snowstorm	SEVERE SNOWFALL & WINTER STORM

Showing 20 of 23 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

7,086

Total IA Distributed

$31,684,940

Repair/Replace

$19,769,985

Rental Assistance

$800,474

Disaster	Registrations	Total IA $	Avg Damage
DR-4514	1	N/A	—
DR-4285	1	N/A	—
DR-4827	5,934	$28,701,184	$2,957
DR-4832	499	$1,750,174	$4,939
DR-1553	460	$858,487	$3,957
DR-1546	140	$281,367	$4,072
DR-1974	43	$61,703	$1,427
DR-4487	7	$31,201	—
DR-1838	1	$825	$825

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

460

Total Claims Paid

$16,249,502

Avg Claim Payout

$35,325

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$48,516,753

Disasters with PA

Total Projects

264

Disaster	Type	Projects	Federal $
DR-4827	Tropical Storm	179	$43,139,224
DR-4487	Biological	19	$3,477,410
DR-1871	Severe Storm(s)	25	$1,138,700
DR-4146	Flood	5	$379,744
DR-1553	Hurricane	16	$195,233
DR-4617	Flood	5	$104,263
DR-1546	Hurricane	15	$82,179

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,317,219

Properties Protected

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$1,317,219

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Beech Mountain has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, ice storm, cold wave. The area has had 23 federal disaster declarations. The most common disaster type is hurricane (9 declarations). 460 flood insurance claims have been filed in the area. FEMA has obligated $48,516,753 in public assistance recovery funding. $31,684,940 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.