Natural Disasters in Arrowhead Beach, NC

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

34.3

Very Low

Expected Annual Loss

31.8

Score (0-100)

Social Vulnerability

62.1

Score (0-100)

Community Resilience

47.2

Score (0-100)

Top Hazard Risks

Hurricane89.5Winter Weather64.9Heat Wave64.0

Hazard	Risk Score
Hurricane	89.5
Winter Weather	64.9
Heat Wave	64.0
Coastal Flood	52.0
Drought	49.2
Strong Wind	34.0
Lightning	32.1
Earthquake	32.0
Tornado	27.1
Wildfire	26.0
Ice Storm	23.3
Cold Wave	18.6
Hail	17.3
Landslide	6.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Hurricane

19 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Aug 6, 2024	Tropical Storm	TROPICAL STORM DEBBY
Oct 1, 2022	Hurricane	HURRICANE IAN
Oct 14, 2020	Hurricane	HURRICANE ISAIAS
Aug 2, 2020	Hurricane	HURRICANE ISAIAS
Mar 25, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Oct 4, 2019	Hurricane	HURRICANE DORIAN
Sep 3, 2019	Hurricane	HURRICANE DORIAN
Sep 10, 2018	Hurricane	HURRICANE FLORENCE
Oct 10, 2016	Hurricane	HURRICANE MATTHEW
Oct 7, 2016	Hurricane	HURRICANE MATTHEW
Aug 31, 2011	Hurricane	HURRICANE IRENE
Aug 25, 2011	Hurricane	HURRICANE IRENE
Sep 1, 2010	Hurricane	HURRICANE EARL
Sep 14, 2005	Hurricane	HURRICANE OPHELIA
Sep 5, 2005	Hurricane	HURRICANE KATRINA EVACUATION
Sep 18, 2003	Hurricane	HURRICANE ISABEL
Sep 16, 1999	Hurricane	HURRICANE FLOYD MAJOR DISASTER DECLARATIONS
Sep 15, 1999	Hurricane	HURRICANE FLOYD EMERGENCY DECLARATIONS

Showing 20 of 25 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

2,350

Total IA Distributed

$2,894,873

Repair/Replace

$1,410,950

Rental Assistance

$422,157

Disaster	Registrations	Total IA $	Avg Damage
DR-4827	5	N/A	—
DR-1490	1,505	$1,321,772	$1,198
DR-1969	234	$850,300	$7,048
DR-4019	237	$330,972	$1,462
DR-4285	245	$202,737	$1,020
DR-1942	117	$157,270	$1,223
DR-4487	7	$31,822	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

282

Total Claims Paid

$6,183,983

Avg Claim Payout

$21,929

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$5,933,872

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1490	Hurricane	37	$4,499,980
DR-4285	Hurricane	10	$509,834
DR-4019	Hurricane	25	$319,897
DR-4465	Hurricane	6	$262,530
DR-1292	Hurricane	7	$223,511
DR-4568	Hurricane	4	$101,557
DR-3254	Hurricane	2	$10,287
DR-4487	Biological	1	$6,275

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$470,437

Properties Protected

Avg Benefit-Cost Ratio

3.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.2: Acquisition of Private Real Property (Structures and Land) - Coastal	2	$297,069
Unknown	1	$14,985
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	1	$108,697
91.1: Local Multihazard Mitigation Plan	1	$15,000
202.2: Elevation of Private Structures - Coastal	1	$34,686

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Arrowhead Beach has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, winter weather, heat wave. The area has had 25 federal disaster declarations. The most common disaster type is hurricane (19 declarations). 282 flood insurance claims have been filed in the area. FEMA has obligated $5,933,872 in public assistance recovery funding. $2,894,873 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.