Cost of Living in Waterloo, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
89.4
100 = national avg
-10.6 vs national average
Living Wage (1 Adult)
$39,329
per year
Living Wage (Family of 4)
$92,959
per year
Cost Index by Category
Housing95.2
Food90.1
Transportation80.1
Healthcare92.0
Utilities93.1
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$921
per month
2 Bedroom
$1,169
per month
The overall cost of living index in Waterloo is 89.4, which is 10.6% below the national average. Housing costs are below the national average at an index of 95.2. A single adult needs to earn approximately $39,329 per year to cover basic expenses.