Utica, NY — City Data, Demographics & Statistics
Oneida County · New York
City DNA
A unique fingerprint for Utica based on 8 key metrics — compared to averages.
Quick Stats
Population
64,440
2023 ACS
Median Income
$51,513
2023
Median Home Value
$133,400
2023
Median Rent
$907
2023
Median Age
35.0
Unemployment
7.2%
Cost of Living Index
89.0
100 = national avg
Utica is a city in Oneida County, New York, with a population of 64,440 according to the 2023 American Community Survey. Utica is one of the communities in New York.
The median household income in Utica is $51,513, and the median home value is $133,400. The cost of living index is 89.0 (where 100 = national average), and the median rent is $907 per month. The unemployment rate is 7.2%, and the median age is 35.0 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
64,440
Male
31,540
48.9%
Female
32,900
51.1%
Median Age
35.0
Education & Household
Bachelor's or Higher
13.7%
High School or Higher
32.3%
Foreign Born
21.5%
Veterans
3.5%
Married
30.8%
Avg Household Size
2.5
Marital Status by Age
Race & Ethnicity
Diversity Index
0.603
Simpson's Index (0-1)
Largest Group
White
57.1%
Foreign Born
21.5%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
14.6%
9,389 people
Not Hispanic/Latino
85.4%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
60,097
English Only
67.1%
#1 Non-English Language
Spanish
5,716 speakers
Limited English
14.5%
Language Distribution
English Proficiency
Speaks English Very Well
85.5%
Limited English Proficiency
14.5%
Veterans & Military
Total Veterans
2,285
3.5% of population
Disability Rate
32.4%
741 with disability
Veteran Median Income
$40,231
Period of Service
Veteran Age Distribution
Male Veterans
2,105
92.1%
Female Veterans
180
7.9%
Veteran vs Non-Veteran Income
Veteran Income
$40,231
Non-Veteran Income
$29,273
Difference
$10,958
37.4% higher
Disability Status
With Disability
741
Without Disability
1,544
Disability Rate
32.4%
Ancestry & Heritage
Total Reporting Ancestry
37,860
#1 Ancestry
Italian
14.1% (9,114)
#2 Ancestry
German
8.0% (5,160)
#3 Ancestry
Irish
7.4% (4,758)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
25,004
Family Households
14,385
57.5%
Married Couples
8,108
32.4%
Non-Family Households
10,619
42.5%
Single Mother Households
4,919
19.7%
Single Father Households
1,358
5.4%
Living Alone
8,827
35.3%
Children Under 18
Total Children
14,461
In Married Couple
7,732
53.5%
With Single Mother
5,481
37.9%
With Single Father
1,248
8.6%
Family Income
Median Family Income
$58,750
Married Couple Income
$75,703
Single Mother Income
$34,993
Single Father Income
$40,765
Avg Family Size
2.5
Avg Non-Family Size
2.3
Grandparents w/ Grandchildren
1,164
Grandparents Responsible
212
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$51,513
-30% vs national
Per Capita Income
$26,342
-29% vs national
Poverty Rate
27.6%
+103% vs national
Gini Index
0.4709
0 = perfect equality
Unemployment
7.2%
+38% vs national
SNAP Recipients
30.0%
of households
How Utica Compares
Utica vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Utica is highlighted.
Median Household Income
Utica, NY has a median household income of $51,513, making it the 20,623rd highest median household income out of 28,123 cities in our database. This means that Utica has a higher median household income than 27% of all the cities we measured.
Per Capita Income
Utica, NY has a per capita income of $26,342, making it the 21,137th highest per capita income out of 28,123 cities in our database. This means that Utica has a higher per capita income than 25% of all the cities we measured.
Poverty Rate
Utica, NY has a poverty rate of 27.6%, making it the 3,730th highest poverty rate out of 31,262 cities in our database. This means that Utica has a higher poverty rate than 88% of all the cities we measured.
Unemployment Rate
Utica, NY has a unemployment rate of 7.2%, making it the 7,057th highest unemployment rate out of 31,012 cities in our database. This means that Utica has a higher unemployment rate than 77% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Utica. The median household income here is $51,513.
Income Distribution
Employment Snapshot
Unemployment Rate
7.2%
+44% vs NY avg
Labor Force
27,662
Employed
25,623
Mean Commute
17 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
13.7%
of adults 25+
High School Diploma+
32.3%
of adults 25+
Median Age
35.0
Work from Home
7.7%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Utica-Rome, NY metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$97.0K
per year
Occupations Tracked
20
Cost of Living
Overall Index
89.0
100 = national avg
-11.0 vs national average
Living Wage (1 Adult)
$39,151
per year
Living Wage (Family of 4)
$92,538
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$926
per month
2 Bedroom
$1,172
per month
The median household income in Utica, NY is $51,513, which is 29.7% below the national average of $73,224. Per capita income is $26,342. The poverty rate of 27.6% is higher than the NY state average of 10.6%. The Gini index of income inequality is 0.4709, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 7.2%, compared to the state average of 5.0%. The labor force is 27,662. 13.7% of adults hold a bachelor's degree or higher. The average commute time is 17 minutes, with 7.7% working from home. About 67.9% of workers drive alone to work. The overall cost of living index is 89.0, which is 11.0% below the national average. Housing costs are below the national average at an index of 96.1. A single adult needs to earn approximately $39,151 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$189,450
Median List Price
$173,500
Price Per Sq Ft
$144
Days on Market
27
Active Inventory
86
Months of Supply
3.1
Seller's market
Zillow Home Value
$195,616
ZHVI — January 2026
Zillow Rent Index
$1,271
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
42.9%
Off Market in 2 Weeks
32.0%
Sale-to-List Ratio
98.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
28
New Listings
31
Pending Sales
25
Price Per Square FootRedfin
Median Sale $/SF
$144
Median List $/SF
$105
House Price IndexFHFA
How much have housing prices increased in Utica, NY? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Utica-Rome, NY metro area, home prices have risen 373.5% over the past 40 years. Over 20 years, prices grew 134.5%. The 10-year growth rate is 102.6%. Over the last 5 years, prices increased 58.7%. In the most recent 2-year period, the index rose 16.9%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Utica-Rome, NY housing market rather than Utica alone.
Metro area: Utica-Rome, NY
Utica vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Utica is highlighted.
Median Home Value
Utica, NY has a median home value of $133,400, making it the 18,106th highest median home value out of 27,993 cities in our database. This means that Utica has a higher median home value than 35% of all the cities we measured.
Median Rent
Utica, NY has a median rent of $907, making it the 12,333rd highest median rent out of 22,337 cities in our database. This means that Utica has a higher median rent than 45% of all the cities we measured.
Median Price Per Sq Ft
Utica, NY has a price per square foot of $144, making it the 13,152nd highest price per square foot out of 20,748 cities in our database. This means that Utica has a higher price per square foot than 37% of all the cities we measured.
Rent Burden
Utica, NY has a rent burden of 21.1%, making it the 7,311th highest rent burden out of 21,928 cities in our database. This means that Utica has a higher rent burden than 67% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$133,400
Median Rent
$907
Total Housing Units
28,348
Vacancy Rate
11.8%
Owner Occupied
50.0%
Renter Occupied
50.0%
Median Property Tax
$3,170
per year
Monthly Cost (w/ Mortgage)
$978
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$3,170
per year
Effective Tax Rate
2.38%
of home value
Median Home Value
$133,400
Estimated Mean Tax
$3,215
The effective property tax rate is calculated by dividing the median annual property tax ($3,170) by the median home value ($133,400). In Utica, NY, this works out to an effective rate of 2.38%. This is above the national average of approximately 1.1%.
The current median sale price in Utica, NY is $189,450 according to Redfin data. Homes spend a median of 27 days on the market. 42.9% of homes sold above asking price. The market has 3.1 months of supply. The median price per square foot is $144. Zillow's observed rent index is $1,271/month. About 50.0% of housing units are owner-occupied. The median year homes were built is 1941. There are 28,348 total housing units. Homeowners pay a median annual property tax of $3,170. The effective tax rate is 2.38%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
5.28
per 1,000 residents
+103% vs national
Property Crime Rate
29.49
per 1,000 residents
+71% vs national
Total Crimes
2,194
2024
Violent Clearance
48%
cases solved
Property Clearance
24%
cases solved
YoY Change
+12.2%
violent crime rate
worsening vs 2023
How Utica Compares
Source: FBI (2024)Utica vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Utica is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Utica police solve 58% of aggravated assault cases but only 7% of burglary cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 5 | 0.08 | 20.0% |
| Rape | Violent | 24 | 0.38 | 16.7% |
| Robbery | Violent | 60 | 0.95 | 21.7% |
| Aggravated Assault | Violent | 244 | 3.87 | 57.8% |
| Burglary | Property | 186 | 2.95 | 7.0% |
| Larceny/Theft | Property | 1,583 | 25.09 | 26.0% |
| Motor Vehicle Theft | Property | 92 | 1.46 | 17.4% |
Utica, NY reported 333 violent crimes and 1,861 property crimes in 2024. The violent crime rate of 5.28 per 1,000 residents is 103.0% above the national average of 2.60 per 1,000. Law enforcement cleared 48% of violent crimes. Larceny/theft accounts for 1,583 of the property crime reports. Firearms were involved in 22.1% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 333 | 1,861 | 5.28 | 29.49 |
| 2023 | 299 | 1,889 | 4.71 | 29.73 |
| 2022 | 369 | 2,187 | 5.77 | 34.22 |
| 2021 | 336 | 2,128 | 5.70 | 36.09 |
| 2020 | 313 | 2,047 | 5.26 | 34.41 |
| 2019 | 374 | 1,986 | 6.25 | 33.19 |
| 2018 | 381 | 1,914 | 6.31 | 31.68 |
| 2017 | 337 | 1,986 | 5.58 | 32.88 |
| 2016 | 386 | 2,265 | 6.34 | 37.20 |
| 2015 | 349 | 2,200 | 5.71 | 36.00 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
86.3
Relatively Moderate
Expected Annual Loss
85.1
Score (0-100)
Social Vulnerability
56.2
Score (0-100)
Community Resilience
91.3
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
28
Public Assistance
$110.5M
Individual Assistance
$3.6M
Most Common Type
Severe Storm
8 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm and Snowstorm → | Winter Storm | Nov 2022 | — | — |
| Remnants of Tropical Storm Fred → | Hurricane | Oct 2021 | $31.3M | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $49.6M | $2.6M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms, Straight-line Winds, and … → | Severe Storm | Dec 2019 | $16.2M | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Jul 2017 | $2.7M | — |
| Severe Storms and Flooding → | Flood | Jul 2013 | $5.1M | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Remnants of Tropical Storm Lee → | Severe Storm | Sep 2011 | $1.3M | $780K |
| Remnants of Tropical Storm Lee → | Severe Storm | Sep 2011 | — | — |
| Severe Storms, Flooding, Tornadoes, and … → | Flood | Jun 2011 | $1.5M | — |
| Record Snow and Near Record Snow → | Snowstorm | Feb 2007 | — | — |
| Severe Storms and Flooding → | Severe Storm | Jul 2006 | $807K | $128K |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms and Flooding → | Severe Storm | Oct 2004 | — | $4K |
| Severe Storms and Flooding → | Severe Storm | Aug 2004 | — | — |
| Snow → | Snowstorm | Mar 2004 | — | — |
| Power Outage → | Other | Aug 2003 | — | — |
| Ice Storm → | Severe Ice Storm | May 2003 | — | $32K |
| Snowstorms → | Snowstorm | Feb 2003 | — | — |
Showing 20 of 31 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1,067
Total Claims Paid
$16,133,048
Avg Claim Payout
$15,120
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
16
Federal Funding
$3,288,666
Properties Protected
19
Avg Benefit-Cost Ratio
1.73
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 4 | $1,860,174 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 3 | $860,231 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $93,446 |
| 301.1: Shoreline Stabilization (Riprap, etc.) | 1 | $217,618 |
| 301.1: Shoreline Stabilization (Riprap, etc.); 302.1: Landslide Stabilization - Structural; 400.1: Utility Protective Measures (Electric, Gas, etc.) | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Utica has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, strong wind, ice storm. The area has had 28 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 1,067 flood insurance claims have been filed in the area. FEMA has obligated $110,493,864 in public assistance recovery funding. $3,649,099 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
39.6%
3.5pp above the national average
Depression Rate
20.8%
2.7pp below the national average
Diabetes Rate
14.1%
2.2pp above the national average
Uninsured Rate
11.1%
0.5pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
37.0%
Arthritis
28.3%
Cancer (excl. skin)
7.4%
Teeth Lost (65+)
20.7%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.4%
14+ days in past month
Depression
20.8%
Loneliness
36.0%
Lack of Support
27.4%
Disability Prevalence
Any Disability
35.2%
Mobility
18.0%
Cognitive
17.3%
Hearing
7.0%
Vision
8.4%
Self-Care
6.1%
Independent Living
12.0%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Utica has an obesity rate of 39.6%, which is 3.5pp above the national average. The depression rate is 20.8%, 2.7pp below the national average. About 11.1% of adults lack health insurance. 79.2% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
2.3 / 5
Nearest Hospital
4.7 mi
Mohawk Valley Psychiatric Cent...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mohawk Valley Psychiatric Center | 4.7 mi | Psychiatric | — | — |
| Rome Memorial Hospital, Inc | 14.4 mi | Acute Care Hospitals | 1/5 | Yes |
| Little Falls Hospital | 19.1 mi | Critical Access Hospitals | — | Yes |
| Oneida Health Hospital | 22.0 mi | Acute Care Hospitals | 3/5 | Yes |
| Community Memorial Hospital, Inc | 25.0 mi | Critical Access Hospitals | 3/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
126,400
Violations (5yr)
5
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| MVWA - MOHAWK VALLEY WATER AUTHORITY | 126,250 | 5 |
| TRAILS END CAMPGROUND & MOBILE PARK | 150 | 0 |
There are 2 water systems serving the area. 5 water quality violations have been reported in the past 5 years.
Infrastructure
Commute Overview2023 ACS
Mean Commute
17 min
-26% vs national
Drive Alone
67.9%
-14% vs national
Public Transit
3.9%
+328% vs national
Work From Home
7.7%
-17% vs national
Carpool
12.8%
Walk / Bike
6.4%
combined
How Utica's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
7
2023
6-Year Avg
4
fatalities/yr
Pedestrian
4
Nighttime
4
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 6 | 7 | 0 | 4 | 0 |
| 2022 | 3 | 3 | 0 | 0 | 0 |
| 2021 | 6 | 6 | 0 | 2 | 0 |
| 2020 | 3 | 3 | 2 | 2 | 0 |
| 2019 | 3 | 3 | 0 | 1 | 0 |
| 2018 | 2 | 2 | 2 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Utica, NY is 17 minutes, which is 26.5% below the national average of 23 minutes. 67.9% of workers drive alone, compared to the national average of 78.7%. 7.7% work from home, which is below the NY state average of 11.1%. Public transit is used by 3.9% of commuters, compared to the national average of 0.9%. 12.8% of workers carpool. 5.6% walk to work. 0.8% commute by bicycle. In 2023, there were 7 traffic fatalities from 6 fatal crashes. 4 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
86.8%
of households
Cable / Fiber / DSL
72.8%
of households
No Internet
9.2%
of households
Total Households
25,004
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
93.5%
of households
Smartphone
86.0%
of households
Desktop / Laptop
69.0%
of households
Tablet
55.4%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
24.4¢
per kWh
+33% vs 50,000 - 100,000 avg
Commercial Rate
18.8¢
per kWh
+27% vs 50,000 - 100,000 avg
Industrial Rate
9.2¢
per kWh
-17% vs 50,000 - 100,000 avg
Avg Monthly Bill
$140
residential
-4% vs 50,000 - 100,000 avg
43% above the national average of 17.1¢/kWh
Residential electricity in New York averages 24.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $140. State-level averages from EIA Electric Sales & Revenue data (2024).
Utica vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
126,400
Violations (5yr)
5
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| MVWA - MOHAWK VALLEY WATER AUTHORITY | Community | Surface water | 126,250 | 5 |
| TRAILS END CAMPGROUND & MOBILE PARK | Community | Ground water | 150 | 0 |
86.8% of households in Utica have broadband internet access. 72.8% have cable, fiber, or DSL service. 12.6% rely solely on cellular data without a wired connection. 9.2% of households have no internet access. 14.8% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 126,400 people. A total of 5 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Utica is located in Oneida County, NY. Results reflect all voters in the county, not just those in Utica.
Election Overview
Source: Oneida County (2024)2024 Winner
Republican
Dem Votes
39,415
39.4%
GOP Votes
60,687
60.6%
Total Votes
100,102
Margin
R+21.3%
Shift from 2020
R+5.8pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 39,415 | 60,687 | 100,102 | 39.4% | 60.6% | R+21.3 |
| 2020 | 41,567 | 57,180 | 100,746 | 41.3% | 56.8% | R+15.5 |
| 2016 | 30,749 | 48,490 | 83,876 | 36.7% | 57.8% | R+21.1 |
In the 2024 presidential election, Oneida County recorded 100,102 total votes. Republicans won the county with 60.6% of the vote compared to 39.4% for Democrats, a margin of R+21.3%. Compared to 2020, the margin shifted R+5.8pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
269
Total Assets
$2.8B
Total Income
$1.9B
Per 10K Residents
41.7
nonprofits
-24.2% vs peers avg
Orgs with >$1M Assets
76
Median Assets
$1.7M
Oldest Active
1937
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $2.2B of $2.8B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Utica
Source: IRS Exempt Organizations BMFUtica, NY has 269 registered 501(c)(3) nonprofit organizations with combined assets of $2.8B. The most common category is Human Services, with 39 organizations. 76 nonprofits have assets exceeding $1 million. That works out to 41.7 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1937.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
462
Total Approved
$82.5M
Jobs Supported
3,451
Per 10K Residents
71.7
SBA loans
-17.1% vs peers avg
Unique Lenders
45
Top Lender
Manufacturers and Traders Trust Company
117 loans
Top Industry
Other Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
433
Total Amount
$71.8M
Avg Loan
$165,750
Median Loan
$50,000
SBA Guaranteed
$50.5M(70%)
Jobs Supported
2,733
Loans
29
Total Amount
$10.8M
Avg Loan
$371,621
Median Loan
$309,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
49
11% of all-time total
Recent Amount
$13.4M
16% of all-time total
Avg Recent Loan
$273,108
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Cbb Realty Llc. | 1 | $5.0M |
| Hhm Hotels Llc | 1 | $5.0M |
| 19th Ward Llc | 2 | $3.4M |
| P. A. G. Enterprises Inc. | 1 | $2.2M |
| Allied Consumer Goods Llc | 3 | $1.8M |
| Caliber Guntry Club Llc | 1 | $1.8M |
| General Millwork Corp. | 1 | $1.4M |
| Black Drugs Inc. | 1 | $1.2M |
| James Bray Paving Llc | 5 | $1.2M |
| Computer Connection of Central | 1 | $1.2M |
Utica, NY has received 462 SBA loans totaling $82.5M in approved funding between 1992 and 2026. The 7(a) program accounts for 433 loans (94% of the total), supporting 2,733 jobs. The 504 program, focused on real estate and large equipment, has funded 29 loans totaling $10.8M. The most common industry receiving SBA funding is Other Services. The most active SBA lender in Utica is Manufacturers and Traders Trust Company with 117 loans. That works out to 71.7 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
15
Total Population
141,822
Avg Median Income
$78,048
Avg Home Value
-$88,722,295
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 13319 | 434 | $72,726 | N/A | $672 | 1.0 |
| 13321 | 815 | $58,508 | N/A | $1,079 | 0.6 |
| 13322 | 1,059 | $92,250 | $203,600 | $1,125 | 13.3 |
| 13323 | 11,014 | $82,060 | $231,600 | $1,126 | 38.9 |
| 13340 | 7,322 | $69,928 | $143,900 | $872 | 60.3 |
| 13403 | 7,133 | $100,060 | $207,700 | $1,209 | 27.9 |
| 13413 | 16,940 | $91,899 | $218,900 | $1,133 | 19.3 |
| 13417 | 3,012 | $56,055 | $160,200 | $778 | 1.4 |
| 13424 | 2,285 | $90,179 | $205,100 | $888 | 12.0 |
| 13456 | 4,103 | $90,893 | $254,600 | $822 | 25.5 |
| 13469 | 1,107 | $108,798 | $247,300 | $1,162 | 3.1 |
| 13492 | 11,233 | $84,543 | $192,200 | $920 | 15.3 |
| 13495 | 1,889 | $63,517 | $148,100 | $1,067 | 0.9 |
| 13501 | 40,235 | $49,771 | $136,100 | $865 | 8.8 |
| 13502 | 33,241 | $59,530 | $149,600 | $965 | 51.4 |
Utica, NY has 15 ZIP codes with a combined population of 141,822. The average median household income across all ZIP codes is $78,048. The average median home value is -$88,722,295. The average median monthly rent is $979.
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