Cost of Living in Utica, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
89.0
100 = national avg
-11.0 vs national average
Living Wage (1 Adult)
$39,151
per year
Living Wage (Family of 4)
$92,538
per year
Cost Index by Category
Housing96.1
Food89.4
Transportation78.0
Healthcare91.5
Utilities92.8
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$926
per month
2 Bedroom
$1,172
per month
The overall cost of living index in Utica is 89.0, which is 11.0% below the national average. Housing costs are below the national average at an index of 96.1. A single adult needs to earn approximately $39,151 per year to cover basic expenses.