Troy, NY — City Data, Demographics & Statistics
Rensselaer County · New York
City DNA
A unique fingerprint for Troy based on 8 key metrics — compared to averages.
Quick Stats
Population
51,054
2023 ACS
Median Income
$57,688
2023
Median Home Value
$192,500
2023
Median Rent
$1,134
2023
Median Age
33.0
Unemployment
9.4%
Cost of Living Index
105.5
100 = national avg
Troy is a city in Rensselaer County, New York, with a population of 51,054 according to the 2023 American Community Survey. Troy is one of the communities in New York.
The median household income in Troy is $57,688, and the median home value is $192,500. The cost of living index is 105.5 (where 100 = national average), and the median rent is $1,134 per month. The unemployment rate is 9.4%, and the median age is 33.0 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
51,054
Male
25,216
49.4%
Female
25,838
50.6%
Median Age
33.0
Education & Household
Bachelor's or Higher
23.5%
High School or Higher
39.1%
Foreign Born
9.7%
Veterans
4.1%
Married
24.1%
Avg Household Size
2.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.529
Simpson's Index (0-1)
Largest Group
White
64.8%
Foreign Born
9.7%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
9.8%
4,988 people
Not Hispanic/Latino
90.2%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
48,849
English Only
87.7%
#1 Non-English Language
Spanish
2,174 speakers
Limited English
4.6%
Language Distribution
English Proficiency
Speaks English Very Well
95.4%
Limited English Proficiency
4.6%
Veterans & Military
Total Veterans
2,087
4.1% of population
Disability Rate
25.8%
539 with disability
Veteran Median Income
$49,091
Unemployment Rate
17.6%
Period of Service
Veteran Age Distribution
Male Veterans
1,994
95.5%
Female Veterans
93
4.5%
Veteran vs Non-Veteran Income
Veteran Income
$49,091
Non-Veteran Income
$32,539
Difference
$16,552
50.9% higher
Disability Status
With Disability
539
Without Disability
1,548
Disability Rate
25.8%
Ancestry & Heritage
Total Reporting Ancestry
38,271
#1 Ancestry
Irish
21.3% (10,889)
#2 Ancestry
Italian
11.2% (5,712)
#3 Ancestry
German
8.9% (4,524)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
21,323
Family Households
9,719
45.6%
Married Couples
4,935
23.1%
Non-Family Households
11,604
54.4%
Single Mother Households
3,709
17.4%
Single Father Households
1,075
5.0%
Living Alone
9,008
42.2%
Children Under 18
Total Children
8,147
In Married Couple
2,680
32.9%
With Single Mother
4,159
51.0%
With Single Father
1,308
16.1%
Family Income
Median Family Income
$72,811
Married Couple Income
$114,479
Single Mother Income
$39,583
Single Father Income
$60,903
Avg Family Size
2.1
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
436
Grandparents Responsible
174
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$57,688
-21% vs national
Per Capita Income
$35,780
-4% vs national
Poverty Rate
23.8%
+75% vs national
Gini Index
0.4910
0 = perfect equality
Unemployment
9.4%
+81% vs national
SNAP Recipients
21.4%
of households
How Troy Compares
Troy vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Troy is highlighted.
Median Household Income
Troy, NY has a median household income of $57,688, making it the 17,599th highest median household income out of 28,123 cities in our database. This means that Troy has a higher median household income than 37% of all the cities we measured.
Per Capita Income
Troy, NY has a per capita income of $35,780, making it the 11,560th highest per capita income out of 28,123 cities in our database. This means that Troy has a higher per capita income than 59% of all the cities we measured.
Poverty Rate
Troy, NY has a poverty rate of 23.8%, making it the 5,204th highest poverty rate out of 31,262 cities in our database. This means that Troy has a higher poverty rate than 83% of all the cities we measured.
Unemployment Rate
Troy, NY has a unemployment rate of 9.4%, making it the 4,511th highest unemployment rate out of 31,012 cities in our database. This means that Troy has a higher unemployment rate than 85% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Troy. The median household income here is $57,688.
Income Distribution
Employment Snapshot
Unemployment Rate
9.4%
+88% vs NY avg
Labor Force
26,293
Employed
23,803
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
23.5%
of adults 25+
High School Diploma+
39.1%
of adults 25+
Median Age
33.0
Work from Home
12.7%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Albany-Schenectady-Troy, NY metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$108.0K
per year
Occupations Tracked
20
Cost of Living
Overall Index
105.5
100 = national avg
+5.5 vs national average
Living Wage (1 Adult)
$46,424
per year
Living Wage (Family of 4)
$109,730
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,417
per month
2 Bedroom
$1,702
per month
The median household income in Troy, NY is $57,688, which is 21.2% below the national average of $73,224. Per capita income is $35,780. The poverty rate of 23.8% is higher than the NY state average of 10.6%. The Gini index of income inequality is 0.4910, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 9.4%, compared to the state average of 5.0%. The labor force is 26,293. 23.5% of adults hold a bachelor's degree or higher. About 61.4% of workers drive alone to work. The overall cost of living index is 105.5, which is 5.5% above the national average. Housing costs are above the national average at an index of 129.1. A single adult needs to earn approximately $46,424 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$253,000
Median List Price
$259,000
Price Per Sq Ft
$131
Days on Market
26
Active Inventory
49
Months of Supply
1.4
Seller's market
Zillow Home Value
$278,262
ZHVI — January 2026
Zillow Rent Index
$1,424
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
28.6%
Off Market in 2 Weeks
28.6%
Sale-to-List Ratio
99.0%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
35
New Listings
17
Pending Sales
35
Price Per Square FootRedfin
Median Sale $/SF
$131
Median List $/SF
$134
House Price IndexFHFA
How much have housing prices increased in Troy, NY? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Albany-Schenectady-Troy, NY metro area, home prices have risen 457.6% over the past 40 years. Over 20 years, prices grew 89.0%. The 10-year growth rate is 81.9%. Over the last 5 years, prices increased 53.1%. In the most recent 2-year period, the index rose 12.3%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Albany-Schenectady-Troy, NY housing market rather than Troy alone.
Metro area: Albany-Schenectady-Troy, NY
Troy vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Troy is highlighted.
Median Home Value
Troy, NY has a median home value of $192,500, making it the 12,818th highest median home value out of 27,993 cities in our database. This means that Troy has a higher median home value than 54% of all the cities we measured.
Median Rent
Troy, NY has a median rent of $1,134, making it the 7,562nd highest median rent out of 22,337 cities in our database. This means that Troy has a higher median rent than 66% of all the cities we measured.
Median Price Per Sq Ft
Troy, NY has a price per square foot of $131, making it the 14,449th highest price per square foot out of 20,748 cities in our database. This means that Troy has a higher price per square foot than 30% of all the cities we measured.
Rent Burden
Troy, NY has a rent burden of 23.6%, making it the 4,622nd highest rent burden out of 21,928 cities in our database. This means that Troy has a higher rent burden than 79% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$192,500
Median Rent
$1,134
Total Housing Units
25,066
Vacancy Rate
14.9%
Owner Occupied
36.8%
Renter Occupied
63.2%
Median Property Tax
$4,840
per year
Monthly Cost (w/ Mortgage)
$1,272
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,840
per year
Effective Tax Rate
2.51%
of home value
Median Home Value
$192,500
Estimated Mean Tax
$5,060
The effective property tax rate is calculated by dividing the median annual property tax ($4,840) by the median home value ($192,500). In Troy, NY, this works out to an effective rate of 2.51%. This is above the national average of approximately 1.1%.
The current median sale price in Troy, NY is $253,000 according to Redfin data. Homes spend a median of 26 days on the market. 28.6% of homes sold above asking price. The market has 1.4 months of supply. The median price per square foot is $131. Zillow's observed rent index is $1,424/month. About 36.8% of housing units are owner-occupied. The median year homes were built is 1938. There are 25,066 total housing units. Homeowners pay a median annual property tax of $4,840. The effective tax rate is 2.51%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.70
per 1,000 residents
+81% vs national
Property Crime Rate
27.73
per 1,000 residents
+61% vs national
Total Crimes
1,634
2024
Violent Clearance
51%
cases solved
Property Clearance
11%
cases solved
YoY Change
-16.9%
violent crime rate
improving vs 2023
How Troy Compares
Source: FBI (2024)Troy vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Troy is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Troy police solve 100% of murder cases but only 9% of larceny/theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 1 | 0.02 | 100.0% |
| Rape | Violent | 22 | 0.44 | 36.4% |
| Robbery | Violent | 54 | 1.07 | 37.0% |
| Aggravated Assault | Violent | 160 | 3.18 | 58.1% |
| Burglary | Property | 197 | 3.91 | 22.3% |
| Larceny/Theft | Property | 1,057 | 20.98 | 9.5% |
| Motor Vehicle Theft | Property | 143 | 2.84 | 9.8% |
Troy, NY reported 237 violent crimes and 1,397 property crimes in 2024. The violent crime rate of 4.70 per 1,000 residents is 81.0% above the national average of 2.60 per 1,000. Law enforcement cleared 51% of violent crimes. Larceny/theft accounts for 1,057 of the property crime reports. Firearms were involved in 21.3% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 237 | 1,397 | 4.70 | 27.73 |
| 2023 | 287 | 1,492 | 5.66 | 29.44 |
| 2022 | 337 | 1,679 | 6.73 | 33.51 |
| 2020 | 330 | 1,411 | 6.73 | 28.77 |
| 2019 | 296 | 1,365 | 6.01 | 27.70 |
| 2018 | 283 | 1,411 | 5.72 | 28.51 |
| 2017 | 351 | 1,732 | 7.07 | 34.89 |
| 2016 | 362 | 1,792 | 7.26 | 35.93 |
| 2015 | 428 | 2,013 | 8.58 | 40.36 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
82.2
Relatively Moderate
Expected Annual Loss
83.4
Score (0-100)
Social Vulnerability
34.9
Score (0-100)
Community Resilience
87.1
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
29
Public Assistance
$42.3M
Individual Assistance
$6.9M
Most Common Type
Severe Storm
10 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Henri → | Hurricane | Aug 2021 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $24.2M | $4.5M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Jul 2017 | $749K | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Remnants of Tropical Storm Lee → | Severe Storm | Sep 2011 | — | — |
| Hurricane Irene → | Hurricane | Aug 2011 | $10.2M | $2.3M |
| Severe Winter Storm and Snowstorm → | Severe Storm | Feb 2011 | $522K | — |
| Severe Winter Storm → | Severe Storm | Mar 2009 | $3.5M | — |
| Severe Winter Storm → | Severe Storm | Dec 2008 | $542K | — |
| Severe Storms and Flooding → | Severe Storm | Jul 2006 | $277K | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Storms and Flooding → | Severe Storm | Apr 2005 | $531K | $2K |
| Severe Storms and Flooding → | Severe Storm | Aug 2004 | — | — |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm | Aug 2003 | — | $585 |
| Power Outage → | Other | Aug 2003 | — | — |
| Snowstorms → | Snowstorm | Feb 2003 | — | — |
| Fires and Explosions → | Fire | Sep 2001 | $3K | — |
| West Nile Virus → | Other | Oct 2000 | — | — |
| Severe Storms and Flooding → | Severe Storm | Jul 2000 | $1.7M | — |
Showing 20 of 31 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
460
Total Claims Paid
$5,686,081
Avg Claim Payout
$12,361
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
7
Federal Funding
$26,489,299
Avg Benefit-Cost Ratio
0.89
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 2 | $99,905 |
| 800.1: Miscellaneous | 1 | $25,612,676 |
| 200.3: Acquisition of Public Real Property (Structures and Land) - Riverine | 1 | $0 |
| 302.1: Landslide Stabilization - Structural | 1 | $239,792 |
| 403.4: Stormwater Management - Detention/Retention Basins | 1 | $336,436 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Troy has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, lightning, hurricane. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 460 flood insurance claims have been filed in the area. FEMA has obligated $42,300,388 in public assistance recovery funding. $6,947,586 has been distributed in individual assistance to disaster-affected residents. 7 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
33.7%
2.4pp below the national average
Depression Rate
21.5%
2.0pp below the national average
Diabetes Rate
10.0%
1.9pp below the national average
Uninsured Rate
8.3%
2.3pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
31.6%
Arthritis
22.3%
Cancer (excl. skin)
6.1%
Teeth Lost (65+)
18.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.5%
14+ days in past month
Depression
21.5%
Loneliness
35.8%
Lack of Support
26.7%
Disability Prevalence
Any Disability
30.5%
Mobility
12.8%
Cognitive
16.3%
Hearing
5.3%
Vision
6.0%
Self-Care
4.3%
Independent Living
10.0%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Troy has an obesity rate of 33.7%, which is 2.4pp below the national average. The depression rate is 21.5%, 2.0pp below the national average. About 8.3% of adults lack health insurance. 76.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
2.8 / 5
Nearest Hospital
3.9 mi
Samaritan Hospital Of Troy, Ne...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Samaritan Hospital Of Troy, New York | 3.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Albany Medical Center Hospital | 8.9 mi | Acute Care Hospitals | 2/5 | Yes |
| St Peter'S Hospital | 8.9 mi | Acute Care Hospitals | 3/5 | Yes |
| Albany Va Medical Center | 8.9 mi | Acute Care - Veterans Administration | 3/5 | Yes |
| Capital District Psych Center | 8.9 mi | Psychiatric | — | — |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
4
Pop. Served
7,539
Violations (5yr)
1
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| BRUNSWICK CONSOLIDATED WATER DISTRICT | 7,050 | 1 |
| BRUNSWICK WATER DISTRICT #11 | 249 | 0 |
| BRUNSWICK WD# 16 | 200 | 0 |
| BROOKSIDE SENIOR HOUSING | 40 | 0 |
There are 4 water systems serving the area. 1 water quality violation has been reported in the past 5 years.
Infrastructure
Commute Overview2023 ACS
Drive Alone
61.4%
-22% vs national
Public Transit
5.3%
+490% vs national
Work From Home
12.7%
+36% vs national
Carpool
8.2%
Walk / Bike
10.2%
combined
How Troy's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
2
2023
5-Year Avg
3
fatalities/yr
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 2 | 2 | 0 | 0 | 0 |
| 2022 | 4 | 4 | 0 | 1 | 0 |
| 2021 | 4 | 4 | 0 | 2 | 0 |
| 2020 | 3 | 3 | 0 | 0 | 0 |
| 2018 | 2 | 2 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Troy, NY covers travel times and transportation modes. 61.4% of workers drive alone, compared to the national average of 78.7%. 12.7% work from home, which is above the NY state average of 11.1%. Public transit is used by 5.3% of commuters, compared to the national average of 0.9%. 8.2% of workers carpool. 9.9% walk to work. In 2023, there were 2 traffic fatalities from 2 fatal crashes.
Internet & Broadband Access
Source: Census ACSBroadband Access
88.2%
of households
Cable / Fiber / DSL
77.8%
of households
No Internet
6.8%
of households
Total Households
21,323
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
93.5%
of households
Smartphone
86.3%
of households
Desktop / Laptop
76.2%
of households
Tablet
58.2%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
24.4¢
per kWh
+33% vs 50,000 - 100,000 avg
Commercial Rate
18.8¢
per kWh
+27% vs 50,000 - 100,000 avg
Industrial Rate
9.2¢
per kWh
-17% vs 50,000 - 100,000 avg
Avg Monthly Bill
$140
residential
-4% vs 50,000 - 100,000 avg
43% above the national average of 17.1¢/kWh
Residential electricity in New York averages 24.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $140. State-level averages from EIA Electric Sales & Revenue data (2024).
Troy vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
4
Population Served
7,539
Violations (5yr)
1
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| BRUNSWICK CONSOLIDATED WATER DISTRICT | Community | Purchased surface water | 7,050 | 1 |
| BRUNSWICK WATER DISTRICT #11 | Community | Purchased surface water | 249 | 0 |
| BRUNSWICK WD# 16 | Community | Purchased surface water | 200 | 0 |
| BROOKSIDE SENIOR HOUSING | Community | Ground water | 40 | 0 |
88.2% of households in Troy have broadband internet access. 77.8% have cable, fiber, or DSL service. 8.7% rely solely on cellular data without a wired connection. 6.8% of households have no internet access. 10.0% use only a smartphone without a desktop or laptop. The area is served by 4 water systems, providing water to 7,539 people. A total of 1 water quality violation has been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Troy is located in Rensselaer County, NY. Results reflect all voters in the county, not just those in Troy.
Election Overview
Source: Rensselaer County (2024)2024 Winner
Democrat
Dem Votes
39,668
50.7%
GOP Votes
38,601
49.3%
Total Votes
78,269
Margin
D+1.4%
Shift from 2020
R+4.3pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 39,668 | 38,601 | 78,269 | 50.7% | 49.3% | D+1.4 |
| 2020 | 40,969 | 36,500 | 79,409 | 51.6% | 46.0% | D+5.6 |
| 2016 | 30,039 | 31,933 | 65,991 | 45.5% | 48.4% | R+2.9 |
In the 2024 presidential election, Rensselaer County recorded 78,269 total votes. Democrats won the county with 50.7% of the vote compared to 49.3% for Republicans, a margin of D+1.4%. Compared to 2020, the margin shifted R+4.3pp from the previous election. Since 2016, Rensselaer County has shifted 4.2 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
290
Total Assets
$3.4B
Total Income
$2.9B
Per 10K Residents
56.8
nonprofits
+44.9% vs peers avg
Orgs with >$1M Assets
55
Median Assets
$744K
Oldest Active
1934
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $3.1B of $3.4B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Troy
Source: IRS Exempt Organizations BMFTroy, NY has 290 registered 501(c)(3) nonprofit organizations with combined assets of $3.4B. The most common category is Education, with 36 organizations. 55 nonprofits have assets exceeding $1 million. That works out to 56.8 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1934.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
414
Total Approved
$98.4M
Jobs Supported
3,867
Per 10K Residents
81.1
SBA loans
-14.4% vs peers avg
Unique Lenders
54
Top Lender
Manufacturers and Traders Trust Company
67 loans
Top Industry
Professional & Technical Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
395
Total Amount
$90.5M
Avg Loan
$228,992
Median Loan
$85,000
SBA Guaranteed
$65.7M(73%)
Jobs Supported
3,553
Loans
19
Total Amount
$8.0M
Avg Loan
$418,842
Median Loan
$192,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
63
15% of all-time total
Recent Amount
$21.9M
22% of all-time total
Avg Recent Loan
$347,817
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| The Gallivan Corporation | 7 | $7.2M |
| Triad Group Llc | 4 | $6.4M |
| V.m. Choppy & Sons Llc | 1 | $4.7M |
| Liberi Properties Llc | 1 | $4.6M |
| Sole Dimare | 2 | $3.0M |
| Ceralink Inc. | 3 | $2.8M |
| Parko Management Inc | 1 | $2.8M |
| Vvrn Hoosick Inc | 2 | $2.6M |
| Old Daley Inn Management Services Inc. | 2 | $2.0M |
| Defazio & Sons Inc | 1 | $1.8M |
Troy, NY has received 414 SBA loans totaling $98.4M in approved funding between 1992 and 2026. The 7(a) program accounts for 395 loans (95% of the total), supporting 3,553 jobs. The 504 program, focused on real estate and large equipment, has funded 19 loans totaling $8.0M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Troy is Manufacturers and Traders Trust Company with 67 loans. That works out to 81.1 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
26
Total Population
390,788
Avg Median Income
-$25,560,366
Avg Home Value
-$51,049,736
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 12047 | 23,406 | $66,970 | $237,200 | $1,213 | 8.8 |
| 12061 | 9,778 | $117,083 | $311,300 | $1,741 | 20.1 |
| 12065 | 44,726 | $115,681 | $356,900 | $1,419 | 35.1 |
| 12110 | 19,969 | $101,839 | $306,100 | $1,431 | 14.3 |
| 12121 | 2,325 | $120,625 | $260,200 | N/A | 19.3 |
| 12140 | 1,526 | $120,476 | $305,400 | $1,005 | 7.2 |
| 12144 | 21,631 | $88,357 | $235,300 | $1,379 | 18.3 |
| 12180 | 54,071 | $73,767 | $233,000 | $1,188 | 56.2 |
| 12182 | 14,273 | $54,663 | $195,300 | $1,012 | 13.7 |
| 12183 | 2,966 | $70,281 | $137,300 | $1,081 | 0.8 |
| 12188 | 11,414 | $87,212 | $278,100 | $1,097 | 13.0 |
| 12189 | 18,205 | $62,763 | $199,600 | $1,084 | 6.2 |
| 12196 | 3,848 | $126,825 | $338,400 | $1,084 | 8.9 |
| 12198 | 7,337 | $113,042 | $282,200 | $1,184 | 13.2 |
| 12202 | 9,500 | $49,684 | $139,800 | $1,012 | 2.0 |
| 12203 | 30,080 | $80,055 | $258,800 | $1,342 | 10.4 |
| 12204 | 8,423 | $75,197 | $226,300 | $1,294 | 4.1 |
| 12205 | 25,912 | $89,270 | $264,200 | $1,405 | 15.4 |
| 12206 | 14,592 | $38,931 | $162,300 | $1,189 | 2.1 |
| 12207 | 2,097 | $32,418 | $242,500 | $689 | 1.0 |
| 12208 | 23,936 | $69,505 | $255,300 | $1,291 | 4.4 |
| 12209 | 10,754 | $81,642 | $200,800 | $1,165 | 2.2 |
| 12210 | 9,725 | $55,873 | $217,500 | $1,110 | 1.1 |
| 12211 | 13,800 | $145,709 | $396,400 | $2,685 | 8.1 |
| 12222 | 6,494 | $59,274 | N/A | $2,222 | 0.7 |
| 12226 | 0 | N/A | N/A | N/A | 0.4 |
Troy, NY has 26 ZIP codes with a combined population of 390,788. The average median household income across all ZIP codes is -$25,560,366. The average median home value is -$51,049,736. The average median monthly rent is -$51,280,847.
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