Housing in Speculator, NY

Home values, rent, ownership rates, and housing market data

Housing Market Snapshot

Source: Zillow — January 2026

Zillow Home Value Index

$272,784

Speculator vs Similar Cities

Source: Census ACS / Redfin (2023)

Compared to cities with under 10,000 residents. Speculator is highlighted.

Median Home Value

54th%ilemost expensive$192,200show rank

Median Rent

59th%ilemost expensive rent$1,045show rank

Rent Burden

58th%ilehighest rent burden19.6%show rank

Census Housing Data

Source: U.S. Census Bureau ACS (2023)

Median Home Value

$192,200

Median Rent

$1,045

Total Housing Units

502

Vacancy Rate

70.3%

Owner Occupied

63.1%

Renter Occupied

36.9%

Median Property Tax

$2,563

per year

Monthly Cost (w/ Mortgage)

$988

Housing Types

Single Family

90.4%

Multi-Family

6.2%

Mobile Home

3.4%

The median home value in Speculator, NY is $192,200. According to Zillow, the home value index for Speculator is $272,784. The median rent is $1,045 per month (Census ACS). About 63.1% of housing units are owner-occupied. The median year homes were built is 1974. There are 502 total housing units.