Cost of Living in Speculator, NY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
103.1
100 = national avg
+3.1 vs national average
Living Wage (1 Adult)
$45,350
per year
Living Wage (Family of 4)
$107,191
per year
Cost Index by Category
Housing111.2
Food98.8
Transportation97.6
Healthcare99.0
Utilities101.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,089
per month
2 Bedroom
$1,429
per month
The overall cost of living index in Speculator is 103.1, which is 3.1% above the national average. Housing costs are above the national average at an index of 111.2. A single adult needs to earn approximately $45,350 per year to cover basic expenses.